What are the current interest rates at First Entertainment Credit Union?

Current rates for First Entertainment Credit Union include: 12-Month CD: 2.35%, 18-Month CD: 2.90%, 60-Month CD: 3.35%, Savings: 0.05%

MonitorBankRates

☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Credit Unions›
First Entertainment Credit Union

iAdvertiser Disclosure

First Entertainment Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Entertainment Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

First Entertainment Credit Union's 5 Year Retirement CDs rates are at 4.05%, Retirement CDs - 5 Years rates are at 4.05%, 5 Year Retirement CDs rates are at 3.90%, Retirement CDs - 5 Years rates are at 3.90%, 5 Years Term Savings CD rates are at 3.85%. First Entertainment Credit Union's savings rates are at 0.05%. First Entertainment Credit Union's Fixed and Adjustable Rate Mortgages - 15 YEAR FIXED rates are at 6.62%, Fixed and Adjustable Rate Mortgages - 5/1 ARM rates are at 6.38%, Fixed and Adjustable Rate Mortgages - 10/1 ARM rates are at 6.75%, Fixed and Adjustable Rate Mortgages - 5/5 ARM rates are at 6.50%, Fixed and Adjustable Rate Mortgages - 3/3 ARM rates are at 6.25%. First Entertainment Credit Union's Personal Loan Rates are as low as 12.49%. First Entertainment Credit Union's Credit Card Rates are at 12.74%. MonitorBankRates evaluates the financial stability of First Entertainment Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.58%. Rates last updated and verified on 09/22/2026.

First Entertainment Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Entertainment Credit Union? Share your experience about First Entertainment Credit Union by leaving a review below, or read customer reviews before you decide to use First Entertainment Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.58%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

First Entertainment Credit Union
First Entertainment Credit Union

6735 Forest Lawn Dr
Hollywood, CA 90068

https://www.firstent.org

First Entertainment Credit Union CD Rates

Product	Rate	APY	Term
5 Year Retirement Certificates	-	4.05%	5 Years
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 5 Years	-	4.05%	5 Years
Min Balance $100,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
5 Year Retirement Certificates	-	3.90%	5 Years
Min Balance $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 5 Years	-	3.90%	5 Years
Min Balance $25,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
5 Years Term Savings Certificate	-	3.85%	5 Years
Min Balance $100,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
5 Year Retirement Certificates	-	3.75%	5 Years
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
9 month (Special Promo) Term Savings Certificate	-	3.75%	9 Months
Min Balance $2,500 Details Rate and term valid as of May 19, 2026. After the account is opened, additional deposits to the account are not permitted. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At maturity, if no action is taken, funds will automatically roll over into a standard, non-promotional 6-Month Term Savings Certificate at the then current rate. Members may choose a different option at maturity. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See Term Savings (Certificate) Account Agreement and Disclosure for terms and conditions. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 5 Years	-	3.75%	5 Years
Min Balance $1,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
5 Years Term Savings Certificate	-	3.70%	5 Years
Min Balance $25,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 5 Years	-	3.65%	5 Years
Min Balance $100,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
5 Years Term Savings Certificate	-	3.55%	5 Years
Min Balance $1,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 5 Years	-	3.50%	5 Years
Min Balance $25,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 5 Years	-	3.35%	5 Years
Min Balance $1,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
3 Years Term Savings Certificate	-	3.30%	3 Years
Min Balance $100,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
3 Years Term Savings Certificate	-	3.15%	3 Years
Min Balance $25,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 3 Years	-	3.10%	3 Years
Min Balance $100,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 1 Year	-	3.05%	1 Year
Min Balance $100,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
3 Years Term Savings Certificate	-	3.00%	3 Years
Min Balance $1,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 3 Years	-	2.95%	3 Years
Min Balance $25,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 18 month	-	2.90%	18 Months
Min Deposit $2,500 Min Balance $2,500 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Rate and term valid as of April 15, 2026. There is no newmoney requirement and no maximum balance cap for this promotional certificate. After the account is opened, additional deposits are not permitted. Dividends accrue daily and are paid monthly and at maturity. Penalties for early withdrawal may apply and may reduce earnings. At maturity, members may select their preferred rollover option, including renewal into an available standard nonpromotional Term Savings Certificate at the thencurrent rate. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See the Term Savings (Certificate) Account Agreement and Disclosure for full terms and conditions. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 18 month	-	2.90%	18 Months
Min Deposit $2,500 Min Balance $25,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Rate and term valid as of April 15, 2026. The 18Month Term Savings Certificate requires a minimum opening balance of $2,500 to earn the stated APY. There is no newmoney requirement and no maximum balance cap for this promotional certificate. After the account is opened, additional deposits are not permitted. Dividends accrue daily and are paid monthly and at maturity. Penalties for early withdrawal may apply and may reduce earnings. At maturity, members may select their preferred rollover option, including renewal into an available standard nonpromotional Term Savings Certificate at the thencurrent rate. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See the Term Savings (Certificate) Account Agreement and Disclosure for full terms and conditions. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 18 month	-	2.90%	18 Months
Min Deposit $2,500 Min Balance $100,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Rate and term valid as of April 15, 2026. The 18Month Term Savings Certificate requires a minimum opening balance of $2,500 to earn the stated APY. There is no newmoney requirement and no maximum balance cap for this promotional certificate. After the account is opened, additional deposits are not permitted. Dividends accrue daily and are paid monthly and at maturity. Penalties for early withdrawal may apply and may reduce earnings. At maturity, members may select their preferred rollover option, including renewal into an available standard nonpromotional Term Savings Certificate at the thencurrent rate. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See the Term Savings (Certificate) Account Agreement and Disclosure for full terms and conditions. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 1 Year	-	2.90%	1 Year
Min Balance $25,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
1 Year Term Savings Certificate	-	2.85%	1 Year
Min Balance $100,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
3 Year Retirement Certificates	-	2.85%	3 Years
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 3 Years	-	2.85%	3 Years
Min Balance $100,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 3 Years	-	2.80%	3 Years
Min Balance $1,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
6 Month Retirement Certificates	-	2.75%	6 Months
Min Balance $100,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 1 Year	-	2.75%	1 Year
Min Balance $1,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
1 Year Term Savings Certificate	-	2.70%	1 Year
Min Balance $25,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
3 Year Retirement Certificates	-	2.70%	3 Years
Min Balance $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 3 Years	-	2.70%	3 Years
Min Balance $25,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 1 Year	-	2.65%	1 Year
Min Balance $100,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
6 Month Retirement Certificates	-	2.60%	6 Months
Min Balance $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
1 Year Term Savings Certificate	-	2.55%	1 Year
Min Balance $1,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
3 Year Retirement Certificates	-	2.55%	3 Years
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
6 month Term Savings Certificate	-	2.55%	6 Months
Min Balance $100,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 3 Years	-	2.55%	3 Years
Min Balance $1,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 1 Year	-	2.50%	1 Year
Min Balance $25,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
6 Month Retirement Certificates	-	2.45%	6 Months
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
6 month Term Savings Certificate	-	2.40%	6 Months
Min Balance $25,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 1 Year	-	2.35%	1 Year
Min Balance $1,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 6 month	-	2.35%	6 Months
Min Balance $100,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
6 month Term Savings Certificate	-	2.25%	6 Months
Min Balance $1,000 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 6 month	-	2.20%	6 Months
Min Balance $25,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Term Savings Certificates - 6 month	-	2.05%	6 Months
Min Balance $1,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Savings Rates

Product	Rate	APY
First500 Savings	-	5.00%
Min Deposit $1 Min Balance $5 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; The APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
First500 Savings	-	5.00%
Min Balance $500 Details Qualifications Required: eStatements enrollment; First Entertainment Checking Account opening; direct deposit or online bill pay enrollment; Earn a 5% APY on the first $500 when all of the following requirements are met: Sign up for eStatements. Open a First Entertainment Checking Account. Get direct deposit or enroll in online bill pay. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
First500 Youth Savings Account	-	5.00%
Details Available to any minor with a Social Security Number. Must have a parent or legal guardian as Joint Owner. Joint Owner must be a member in good standing. Earns 5% APY on the first $500 when enrolled in Digital Banking and eStatements. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business High Yield Savings	3.25%	3.30%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000.00 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
High Yield Savings	-	3.30%
Min Balance $0 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Money Market Savings	-	1.35%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Personal Money Market Savings	-	1.20%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000** Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business High Yield Savings	1.05%	1.05%
Min Deposit $0 Min Balance $0 Details Balance: Under $25,000.00 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Savings	-	0.05%
Min Deposit $1 Min Balance $250 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. The APY for an account with a minimum daily balance of $250 or more. No dividends will be paid on balances below $250. If the minimum daily balance requirement is not met, a monthly service charge will apply (as disclosed in the Business Account Schedule of Fees and Charges) unless you maintain an active Business Checking Account. Check with the credit union for complete details. Business Savings Accounts are not eligible for the First500 Savings Account bump rate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
First500 Savings Base Rate	-	0.05%
Min Deposit $1 Min Balance $5 Details The APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Secondary Savings	-	0.05%
Min Deposit $0 Min Balance $0 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Money Market Rates

Product	Rate	APY
Business Money Market Savings	-	1.35%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Personal Money Market Savings	-	1.20%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000** Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Checking Rates

Product	Rate	APY	View More
Advantage Checking	-	0.10%
Min Deposit $0 Min Balance $0 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. To avoid a monthly service fee, a minimum daily checking account balance of $1,000 or an aggregate daily balance of $4,000 among all credit union accounts is required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Fixed and Adjustable Rate Mortgages - 15 YEAR FIXED	6.63%	-	6.72%	15 YEAR
Details All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment (30, 45, or 60) day commitments available). APR* examples above are based on an owner-occupied, detached single family residence, Purchase or Limited Cash Out refinance, loan amount of $450,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 30-day lock commitment. Disclosed APR* includes 15 days of estimated prepaid interest. Final rate will depend on factors including market conditions, specific characteristics of the loan transaction, and Private Mortgage Insurance for loans over 80% LTV. For 30-Year loans less than $275,000, 20-year less than $176,000, and 15-year less than $201,000, please contact your Loan Officer for the discounted interest rates and APRs. For purchases, the minimum down payment is 3.0% of purchase price; for refinances, maximum LTV is 97%. Limited Cash Out is receiving cash back in an amount that is not more than the lesser of 2% of the new refinance loan amount or $2,000. APR = Annual Percentage Rate.The APR is a shopping tool that denotes the true cost of credit expressed as a yearly rate. It considers the interest rate as well as other charges, such as points, prepaid interest and certain closing fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) and adjusts the interest rate on your note. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Fixed and Adjustable Rate Mortgages - 5/1 ARM	6.38%	-	6.73%	5/1 ARM
Details All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment (30, 45, or 60) day commitments available). APR* examples above are based on an owner-occupied, detached single family residence, Purchase or Limited Cash Out refinance, loan amount of $450,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 30-day lock commitment. Disclosed APR* includes 15 days of estimated prepaid interest. Final rate will depend on factors including market conditions, specific characteristics of the loan transaction, and Private Mortgage Insurance for loans over 80% LTV. For 30-Year loans less than $275,000, 20-year less than $176,000, and 15-year less than $201,000, please contact your Loan Officer for the discounted interest rates and APRs. For purchases, the minimum down payment is 3.0% of purchase price; for refinances, maximum LTV is 97%. Limited Cash Out is receiving cash back in an amount that is not more than the lesser of 2% of the new refinance loan amount or $2,000. APR = Annual Percentage Rate.The APR is a shopping tool that denotes the true cost of credit expressed as a yearly rate. It considers the interest rate as well as other charges, such as points, prepaid interest and certain closing fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) and adjusts the interest rate on your note. **For AdjustableRate Mortgages (ARM) only: APR = Annual Percentage Rate. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Fixed and Adjustable Rate Mortgages - 10/1 ARM	6.75%	-	6.85%	10/1 ARM
Details All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment (30, 45, or 60) day commitments available). APR* examples above are based on an owner-occupied, detached single family residence, Purchase or Limited Cash Out refinance, loan amount of $450,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 30-day lock commitment. Disclosed APR* includes 15 days of estimated prepaid interest. Final rate will depend on factors including market conditions, specific characteristics of the loan transaction, and Private Mortgage Insurance for loans over 80% LTV. For 30-Year loans less than $275,000, 20-year less than $176,000, and 15-year less than $201,000, please contact your Loan Officer for the discounted interest rates and APRs. For purchases, the minimum down payment is 3.0% of purchase price; for refinances, maximum LTV is 97%. Limited Cash Out is receiving cash back in an amount that is not more than the lesser of 2% of the new refinance loan amount or $2,000. APR = Annual Percentage Rate.The APR is a shopping tool that denotes the true cost of credit expressed as a yearly rate. It considers the interest rate as well as other charges, such as points, prepaid interest and certain closing fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) and adjusts the interest rate on your note. **For AdjustableRate Mortgages (ARM) only: APR = Annual Percentage Rate. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Fixed and Adjustable Rate Mortgages - 5/5 ARM	6.50%	-	6.86%	5/5 ARM
Details All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment (30, 45, or 60) day commitments available). APR* examples above are based on an owner-occupied, detached single family residence, Purchase or Limited Cash Out refinance, loan amount of $450,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 30-day lock commitment. Disclosed APR* includes 15 days of estimated prepaid interest. Final rate will depend on factors including market conditions, specific characteristics of the loan transaction, and Private Mortgage Insurance for loans over 80% LTV. For 30-Year loans less than $275,000, 20-year less than $176,000, and 15-year less than $201,000, please contact your Loan Officer for the discounted interest rates and APRs. For purchases, the minimum down payment is 3.0% of purchase price; for refinances, maximum LTV is 97%. Limited Cash Out is receiving cash back in an amount that is not more than the lesser of 2% of the new refinance loan amount or $2,000. APR = Annual Percentage Rate.The APR is a shopping tool that denotes the true cost of credit expressed as a yearly rate. It considers the interest rate as well as other charges, such as points, prepaid interest and certain closing fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) and adjusts the interest rate on your note. **For AdjustableRate Mortgages (ARM) only: APR = Annual Percentage Rate. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Fixed and Adjustable Rate Mortgages - 3/3 ARM	6.25%	-	6.86%	3/3 ARM
Details All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment (30, 45, or 60) day commitments available). APR* examples above are based on an owner-occupied, detached single family residence, Purchase or Limited Cash Out refinance, loan amount of $450,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 30-day lock commitment. Disclosed APR* includes 15 days of estimated prepaid interest. Final rate will depend on factors including market conditions, specific characteristics of the loan transaction, and Private Mortgage Insurance for loans over 80% LTV. For 30-Year loans less than $275,000, 20-year less than $176,000, and 15-year less than $201,000, please contact your Loan Officer for the discounted interest rates and APRs. For purchases, the minimum down payment is 3.0% of purchase price; for refinances, maximum LTV is 97%. Limited Cash Out is receiving cash back in an amount that is not more than the lesser of 2% of the new refinance loan amount or $2,000. APR = Annual Percentage Rate.The APR is a shopping tool that denotes the true cost of credit expressed as a yearly rate. It considers the interest rate as well as other charges, such as points, prepaid interest and certain closing fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) and adjusts the interest rate on your note. **For AdjustableRate Mortgages (ARM) only: APR = Annual Percentage Rate. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Fixed and Adjustable Rate Mortgages - 30 YEAR FIXED JUMBO	6.88%	-	6.92%	30 YEAR
Details All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment (30, 45, or 60) day commitments available). APR* examples above are based on an owner-occupied, detached single family residence, Purchase or Limited Cash Out refinance, loan amount of $450,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 30-day lock commitment. Disclosed APR* includes 15 days of estimated prepaid interest. Final rate will depend on factors including market conditions, specific characteristics of the loan transaction, and Private Mortgage Insurance for loans over 80% LTV. For 30-Year loans less than $275,000, 20-year less than $176,000, and 15-year less than $201,000, please contact your Loan Officer for the discounted interest rates and APRs. For purchases, the minimum down payment is 3.0% of purchase price; for refinances, maximum LTV is 97%. Limited Cash Out is receiving cash back in an amount that is not more than the lesser of 2% of the new refinance loan amount or $2,000. APR = Annual Percentage Rate.The APR is a shopping tool that denotes the true cost of credit expressed as a yearly rate. It considers the interest rate as well as other charges, such as points, prepaid interest and certain closing fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) and adjusts the interest rate on your note. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Fixed and Adjustable Rate Mortgages - 30 YEAR FIXED	6.88%	-	6.94%	30 YEAR
Details All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment (30, 45, or 60) day commitments available). APR* examples above are based on an owner-occupied, detached single family residence, Purchase or Limited Cash Out refinance, loan amount of $450,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 30-day lock commitment. Disclosed APR* includes 15 days of estimated prepaid interest. Final rate will depend on factors including market conditions, specific characteristics of the loan transaction, and Private Mortgage Insurance for loans over 80% LTV. For 30-Year loans less than $275,000, 20-year less than $176,000, and 15-year less than $201,000, please contact your Loan Officer for the discounted interest rates and APRs. For purchases, the minimum down payment is 3.0% of purchase price; for refinances, maximum LTV is 97%. Limited Cash Out is receiving cash back in an amount that is not more than the lesser of 2% of the new refinance loan amount or $2,000. APR = Annual Percentage Rate.The APR is a shopping tool that denotes the true cost of credit expressed as a yearly rate. It considers the interest rate as well as other charges, such as points, prepaid interest and certain closing fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) and adjusts the interest rate on your note. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC)	7.50%	-	7.50%	10 year
Details Term: 10 year draw/15 year repayment; Type of Ownership: Owner Occupied 60%; Maximum CLTV: Maximum 60%; Loan Amount: $25,000-$500,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Line of Credit (HELOC)	7.74%	-	7.74%	10 year
Details Term: 10 year draw/15 year repayment; Type of Ownership: Owner Occupied 70%; Maximum CLTV: Maximum 70%; Loan Amount: $25,000-$500,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Fixed Rate - Owner Occupied 60%	7.75%	-	7.79%
Details Maximum CLTV**: Maximum 60%; Loan Amount: $45,000-$500,000; APR examples above are based on an owner-occupied, detached single family residence, loan amount of $200,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 45-day lock commitment. Disclosed APR includes 15 days of estimated prepaid interest. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Fixed Rate - Owner Occupied 70%	7.75%	-	7.80%
Details Maximum CLTV**: Maximum 70%; Loan Amount: $45,000-$500,000; APR examples above are based on an owner-occupied, detached single family residence, loan amount of $200,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 45-day lock commitment. Disclosed APR includes 15 days of estimated prepaid interest. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Fixed Rate - Owner Occupied 80%	7.75%	-	7.80%
Details Maximum CLTV**: Maximum 80%; Loan Amount: $45,000-$500,000; APR examples above are based on an owner-occupied, detached single family residence, loan amount of $200,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 45-day lock commitment. Disclosed APR includes 15 days of estimated prepaid interest. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Line of Credit (HELOC)	8.00%	-	8.00%	10 year
Details Term: 10 year draw/15 year repayment; Type of Ownership: Owner Occupied 80%; Maximum CLTV: Maximum 80%; Loan Amount: $25,000-$500,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Line of Credit (HELOC)	8.24%	-	8.24%	10 year
Details Term: 10 year draw/15 year repayment; Type of Ownership: Owner Occupied 90%; Maximum CLTV: Maximum 90%; Loan Amount: $25,000-$250,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Fixed Rate - Non-Owner Occupied (Investment) 60%	8.75%	-	8.81%
Details Maximum CLTV**: Maximum 60%; Loan Amount: $45,000-$250,000; APR examples above are based on an owner-occupied, detached single family residence, loan amount of $200,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 45-day lock commitment. Disclosed APR includes 15 days of estimated prepaid interest. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Fixed Rate - Owner Occupied 90%	8.75%	-	8.81%
Details Maximum CLTV**: Maximum 90%; Loan Amount: $45,000-$250,000; APR examples above are based on an owner-occupied, detached single family residence, loan amount of $200,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 45-day lock commitment. Disclosed APR includes 15 days of estimated prepaid interest. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Home Equity Line of Credit (HELOC)	10.00%	-	10.00%	10 year
Details Term: 10 year draw/15 year repayment; Type of Ownership: Non-Owner Occupied (Investment); Maximum CLTV: Maximum 60%; Loan Amount: $25,000-$250,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loans	-	-	4.74%	3 Years*
Details As Low As; New vehicles: Any current year or previous year models with less than 10,000 miles. Minimum Amount Financed: $2,500. Rate And Term Dependent on Loan Amount. Maximum Loan amount financed - NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max). Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.74% APR (5.74% APR without discounts) is the preferred rate for New Auto Loans and 4.99% APR (5.99% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 4.74% APR is $29.85 (this rate includes all discounts), and at 4.99% APR is $29.97 for Used Auto (this rate includes all discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Used Auto Loans	-	-	4.99%	3 Years
Details As low as; Maximum Loan amount financed - USED: up to 120% Retail Kelly Blue Book (84 months max). Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
New Auto Loans	-	-	5.24%	4 Years
Details New vehicles: Any current year or previous year models with less than 10,000 miles. Minimum Amount Financed: $8,500. Rate And Term Dependent on Loan Amount. Maximum Loan amount financed - NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max). Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.74% APR (5.74% APR without discounts) is the preferred rate for New Auto Loans and 4.99% APR (5.99% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 4.74% APR is $29.85 (this rate includes all discounts), and at 4.99% APR is $29.97 for Used Auto (this rate includes all discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
New Auto Loans	-	-	5.49%	5 Years
Details New vehicles: Any current year or previous year models with less than 10,000 miles. Minimum Amount Financed: $10,000. Rate And Term Dependent on Loan Amount. Maximum Loan amount financed - NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max). Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.74% APR (5.74% APR without discounts) is the preferred rate for New Auto Loans and 4.99% APR (5.99% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 4.74% APR is $29.85 (this rate includes all discounts), and at 4.99% APR is $29.97 for Used Auto (this rate includes all discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Used Auto Loans	-	-	5.49%	4 Years
Details As low as; Maximum Loan amount financed - USED: up to 120% Retail Kelly Blue Book (84 months max). Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Used Auto Loans	-	-	5.49%	5 Years
Details As low as; Maximum Loan amount financed - USED: up to 120% Retail Kelly Blue Book (84 months max). Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
New Auto Loans	-	-	5.74%	6 Years
Details New vehicles: Any current year or previous year models with less than 10,000 miles. Minimum Amount Financed: $15,000. Rate And Term Dependent on Loan Amount. Maximum Loan amount financed - NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max). Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.74% APR (5.74% APR without discounts) is the preferred rate for New Auto Loans and 4.99% APR (5.99% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 4.74% APR is $29.85 (this rate includes all discounts), and at 4.99% APR is $29.97 for Used Auto (this rate includes all discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Used Auto Loans	-	-	5.99%	6 Years
Details As low as; Maximum Loan amount financed - USED: up to 120% Retail Kelly Blue Book (84 months max). Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
New Auto Loans	-	-	6.24%	7 Years
Details New vehicles: Any current year or previous year models with less than 10,000 miles. Minimum Amount Financed: $25,000. Rate And Term Dependent on Loan Amount. Maximum Loan amount financed - NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max). Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.74% APR (5.74% APR without discounts) is the preferred rate for New Auto Loans and 4.99% APR (5.99% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 4.74% APR is $29.85 (this rate includes all discounts), and at 4.99% APR is $29.97 for Used Auto (this rate includes all discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Used Auto Loans	-	-	6.74%	7 Years
Details As low as; Maximum Loan amount financed - USED: up to 120% Retail Kelly Blue Book (84 months max). Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum	-	12.74%
Details Published APR range: 12.74% - 20.40%. Loan Amount: $500 - $30,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Visa Platinum	-	14.24%
Details Published APR range: 14.24% - 21.90%. APR for Purchases = (Prime + 7.49%) to (Prime + 15.15%) : Cash Advance APR = Purchase APR + 3% : Balance Transfer APR = Purchase APR + 3% : Penalty APR = Same as Purchase APR. Maximum Financed: $50,000. Loan Amount: $5,000 - $30,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Preferred Cash Visa Signature	-	14.24%
Details Published APR range: 14.24% - 21.90%. Loan Amount: $5,000 - $30,000; Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Business Visa Preferred Cash	-	16.24%
Details Published APR range: 16.24% - 23.90%. APR for Purchases = (Prime + 9.49%) to (Prime + 17.15%) : Cash Advance APR = Purchase APR + 3% : Balance Transfer APR = Purchase APR + 3% : Penalty APR = Same as Purchase APR. Maximum Financed: $50,000. Loan Amount: $5,000 - $30,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Spotlight Visa Signature	-	17.24%
Details Published APR range: 17.24% - 25.40%. Loan Amount: $5,000 - $30,000; Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Line of Credit	12.49%
Details As Low As; The rate is variable, based on the Prime Rate, as published in the Wall Street Journal, plus a margin. The interest rate is based on creditworthiness and credit history. All Credit Union loan programs, rates, and conditions are subject to change without notice. Loan Proceeds may not be used to refinance existing First Entertainment Credit Union Loans. Debt Consolidation Loans are subject to direct pay to the creditors. All loans are subject to credit approval. The Maximum unsecured amount per member is $30,000, which includes the combined totals on Personal Loans, Union Dues, Personal Line of Credit, and Credit Cards. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Preferred Cash Visa Signature	14.24%
Details Published APR range: 14.24% - 21.90%. Loan Amount: $5,000 - $30,000; Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Spotlight Visa Signature	17.24%
Details Published APR range: 17.24% - 25.40%. Loan Amount: $5,000 - $30,000; Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

First Entertainment Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Union Dues Loans	-	-	8.11%	3 Years
Details As Low As; Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account. 8.11% APR (8.86% APR without discounts) is the preferred rate for personal loans and up to a three (3) year term. Not all members will qualify for the preferred rate. Proof of income may be required depending on the applicant's credit rating and other underwriting factors. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
IRA (Daily)	-	-	0.30%
Min Deposit $0 Min Balance $0 Details APY is based on the assumption that dividends remain on deposit for the entire dividend period. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 6 Months	-	-	2.45%	6 Months
Min Balance $1,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 6 Months	-	-	2.60%	6 Months
Min Balance $25,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%
Retirement Certificates - 6 Months	-	-	2.75%	6 Months
Min Balance $100,000 Details APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.58%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

First Entertainment Credit Union’s Texas Ratio rose from 2.27% in Q2 2023 to 4.58% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$2.1B	4.58%	5.0	A+
December 31, 2025	$2.1B	6.28%	5.0	A
September 30, 2025	$2.1B	5.36%	5.0	A+
June 30, 2025	$2.1B	5.35%	5.0	A+
March 31, 2025	$2.2B	4.35%	5.0	A+
December 31, 2024	$2.1B	5.06%	5.0	A+
September 30, 2024	$2.1B	6.28%	5.0	A
June 30, 2024	$2.1B	5.16%	5.0	A+
March 31, 2024	$2.2B	3.69%	5.0	A+
December 31, 2023	$2.2B	4.12%	5.0	A+
September 30, 2023	$2.2B	4.61%	5.0	A+
June 30, 2023	$2.2B	2.27%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for First Entertainment Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather First Entertainment Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Entertainment Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Entertainment Credit Union

Website https://www.firstent.org

Address 6735 Forest Lawn Dr, Hollywood, CA 90068

Phone 888-800-3328

Fax 323-874-8775

President Patrick Walters

CEO Stephen Owen

Full-Time Employees 207

Part-Time Employees 0

Branch Locations 7

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.58%

Return on Assets (ROA)

0.0213%

Return on Equity (ROE)

0.2110%

Non-Performing Loans Ratio (NPL)

0.74%

Total Assets

2,122,095,658

Total Amount of Shares and Deposits

1,713,776,018

Total Shares and Deposits < 1 Year

1,557,529,847

Total Shares and Deposits 1 3 Years

119,298,676

Total Shares and Deposits > 3 Years

36,947,495

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

88,843,788

Total Uninsured Shares and Deposits > $250K (F+J)

88,843,788

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,624,932,230

Total Interest Expense (Sum of items 6 8)

6,906,516

Share Certificates

6,480

Number of Accounts for Share Drafts

65,998

IRA KEOGH Accounts

3,890

Number of Accounts for Regular Shares

108,764

Money Market Shares

5,753

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

174,692,941

Total Liabilities

1,926,740,197

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

First Entertainment Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/first-entertainment-credit-union-rates-review-68373">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for First Entertainment Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for First Entertainment Credit Union

Frequently Asked Questions About First Entertainment Credit Union

How many branches does First Entertainment Credit Union operate?

First Entertainment Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Entertainment Credit Union?

Yes, to access services at First Entertainment Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Entertainment Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Entertainment Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Entertainment Credit Union offer online and mobile banking?

Most modern institutions like First Entertainment Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstent.org.