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First Entertainment Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 30, 2026
First Entertainment Credit Union's 5 Year Retirement CD rates are at 4.05%, Retirement CD - 5 Years rates are at 4.05%, 5 Year Term Savings CD rates are at 3.85%, Term Savings CD - 5 Years rates are at 3.85%, 9 Month Retirement CD rates are at 3.75%. First Entertainment Credit Union's savings rates are at 5.00%. First Entertainment Credit Union's checking rates are as high as 0.10%. First Entertainment Credit Union's Mortgage Loans - 7/1 ARM rates are at 5.88%, Mortgage Loans - 15 YEAR FIXED rates are at 6.62%, Mortgage Loans - 5/1 ARM rates are at 6.50%, Mortgage Loans - 3/3 ARM rates are at 6.38%, Mortgage Loans - 10/1 ARM rates are at 6.88%. First Entertainment Credit Union's Personal Loan Rates are as low as 7.19%. First Entertainment Credit Union's Credit Card Rates are at 12.99%. First Entertainment Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of First Entertainment Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.47%. Rates last updated and verified on 10/30/2026.
First Entertainment Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Entertainment Credit Union? Share your experience about First Entertainment Credit Union by leaving a review below, or read customer reviews before you decide to use First Entertainment Credit Union.
First Entertainment Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
First Entertainment Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
4.47%
ExcellentLower than avg
First Entertainment Credit Union Texas Ratio
First Entertainment Credit Union's Texas Ratio is 4.47%, which is considered excellent and is lower than the national average of 6.13%.
First Entertainment Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
4.61% to 4.47% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
First Entertainment Credit Union CD Rates
Product
Rate
APY
Term
View More
5 Year Retirement Certificate
-
4.05%
5 Years
Min Balance$100,000
DetailsBalance tier: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 4.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 5 Years
-
4.05%
5 Years
Min Balance$100,000
DetailsBalance tier: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
5 Year Retirement Certificate
-
3.90%
5 Years
Min Balance$25,000
DetailsBalance tier: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 5 Years
-
3.90%
5 Years
Min Balance$25,000
DetailsBalance tier: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.90% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
5 Year Term Savings Certificate
-
3.85%
5 Years
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 5 Years
-
3.85%
5 Years
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.85% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
5 Year Retirement Certificate
-
3.75%
5 Years
Min Balance$1,000
DetailsBalance tier: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
9 Month Retirement Certificate
-
3.75%
9 Months
Min Balance$1,000
DetailsTerm: 9 Months (Special Promo); Balance tier: $1,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; maximum balance $500,000.00; no additional deposits after opening; matures to standard 6 Month Term Savings Certificate
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
9 Month Retirement Certificate
-
3.75%
9 Months
Min Balance$25,000
DetailsTerm: 9 Months (Special Promo); Balance tier: $25,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; maximum balance $500,000.00; no additional deposits after opening; matures to standard 6 Month Term Savings Certificate
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
9 Month Retirement Certificate
-
3.75%
9 Months
Min Balance$100,000
DetailsTerm: 9 Months (Special Promo); Balance tier: $100,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; maximum balance $500,000.00; no additional deposits after opening; matures to standard 6 Month Term Savings Certificate
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
9 Month Term Savings Certificate
-
3.75%
9 Months
Min Balance$1,000
DetailsBalance: $1,000 Minimum; Special promo; 3.75% APY requires minimum balance of $2,500 or more; no additional deposits permitted after opening; at maturity rolls over to standard 6-Month Term Savings Certificate
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
9 Month Term Savings Certificate
-
3.75%
9 Months
Min Balance$25,000
DetailsBalance: $25,000 Minimum; Special promo; 3.75% APY requires minimum balance of $2,500 or more; no additional deposits permitted after opening; at maturity rolls over to standard 6-Month Term Savings Certificate
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
9 Month Term Savings Certificate
-
3.75%
9 Months
Min Balance$100,000
DetailsBalance: $100,000 Minimum; Special promo; 3.75% APY requires minimum balance of $2,500 or more; no additional deposits permitted after opening; at maturity rolls over to standard 6-Month Term Savings Certificate
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 5 Years
-
3.75%
5 Years
Min Balance$1,000
DetailsBalance tier: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 9 month (Special Promo)
-
3.75%
9 Months
Min Balance$1,000
DetailsBalance tier: $1,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; maximum balance $500,000.00; no additional deposits after opening; rolls over to 6 Month certificate at maturity
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 9 month (Special Promo)
-
3.75%
9 Months
Min Balance$25,000
DetailsBalance tier: $25,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; maximum balance $500,000.00; no additional deposits after opening; rolls over to 6 Month certificate at maturity
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 9 month (Special Promo)
-
3.75%
9 Months
Min Balance$100,000
DetailsBalance tier: $100,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; maximum balance $500,000.00; no additional deposits after opening; rolls over to 6 Month certificate at maturity
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 9 month (Special Promo)
-
3.75%
9 Months
Min Balance$1,000
DetailsBalance: $1,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; new 9-Month Term Savings Certificate; rolls over to standard 6-Month Term Savings Certificate at maturity; valid as of May 19, 2026
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 9 month (Special Promo)
-
3.75%
9 Months
Min Balance$25,000
DetailsBalance: $25,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; new 9-Month Term Savings Certificate; rolls over to standard 6-Month Term Savings Certificate at maturity; valid as of May 19, 2026
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 9 month (Special Promo)
-
3.75%
9 Months
Min Balance$100,000
DetailsBalance: $100,000 Minimum; $2,500 minimum balance required to earn 3.75% APY; new 9-Month Term Savings Certificate; rolls over to standard 6-Month Term Savings Certificate at maturity; valid as of May 19, 2026
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
5 Year Term Savings Certificate
-
3.70%
5 Years
Min Balance$25,000
DetailsBalance: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.70% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 5 Years
-
3.70%
5 Years
Min Balance$25,000
DetailsBalance: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
5 Year Term Savings Certificate
-
3.55%
5 Years
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.55% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 5 Years
-
3.55%
5 Years
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.55% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Term Savings Certificate
-
3.30%
3 Years
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 3 Years
-
3.30%
3 Years
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.30% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Term Savings Certificate
-
3.15%
3 Years
Min Balance$25,000
DetailsBalance: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 3 Years
-
3.15%
3 Years
Min Balance$25,000
DetailsBalance: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Retirement Certificate
-
3.05%
1 Year
Min Balance$100,000
DetailsBalance tier: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Term Savings Certificate
-
3.00%
3 Years
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 3 Years
-
3.00%
3 Years
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Retirement Certificate
-
2.90%
1 Year
Min Balance$25,000
DetailsBalance tier: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Term Savings Certificate
-
2.85%
1 Year
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Retirement Certificate
-
2.85%
3 Years
Min Balance$100,000
DetailsBalance tier: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.85% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 3 Years
-
2.85%
3 Years
Min Balance$100,000
DetailsBalance tier: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.85% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Retirement Certificate
-
2.75%
1 Year
Min Balance$1,000
DetailsBalance tier: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Retirement Certificate
-
2.75%
6 Months
Min Balance$100,000
DetailsBalance tier: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.75% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Term Savings Certificate
-
2.70%
1 Year
Min Balance$25,000
DetailsBalance: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Retirement Certificate
-
2.70%
3 Years
Min Balance$25,000
DetailsBalance tier: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.70% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 3 Years
-
2.70%
3 Years
Min Balance$25,000
DetailsBalance tier: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.70% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Retirement Certificate
-
2.60%
6 Months
Min Balance$25,000
DetailsBalance tier: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.60% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Term Savings Certificate
-
2.55%
1 Year
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Retirement Certificate
-
2.55%
3 Years
Min Balance$1,000
DetailsBalance tier: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.55% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Term Savings Certificate
-
2.55%
6 Months
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.55% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 3 Years
-
2.55%
3 Years
Min Balance$1,000
DetailsBalance tier: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.55% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Retirement Certificate
-
2.45%
6 Months
Min Balance$1,000
DetailsBalance tier: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.45% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Term Savings Certificate
-
2.40%
6 Months
Min Balance$25,000
DetailsBalance: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.40% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Term Savings Certificate
-
2.25%
6 Months
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Business CD Rates
Product
Rate
APY
Term
View More
5 Year Business Term Savings Certificate
-
3.65%
5 Years
Min Balance$100,000
DetailsBalance: $100,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
5 Year Business Term Savings Certificate
-
3.50%
5 Years
Min Balance$25,000
DetailsBalance: $25,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
5 Year Business Term Savings Certificate
-
3.35%
5 Years
Min Balance$1,000
DetailsBalance: $1,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Business Term Savings Certificate
-
3.10%
3 Years
Min Balance$100,000
DetailsBalance: $100,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Business Term Savings Certificate
-
2.95%
3 Years
Min Balance$25,000
DetailsBalance: $25,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.95% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
18 Month Business Term Savings Certificate
-
2.90%
18 Months
Min Deposit$2,500
Min Balance$1,000
DetailsTerm: 18 Months (Special Promo); Balance: $1,000 Minimum tier; Promotional certificate; Requires $2,500 minimum opening balance to earn stated APY; no new-money requirement; no additional deposits permitted after opening
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
18 Month Business Term Savings Certificate
-
2.90%
18 Months
Min Deposit$2,500
Min Balance$25,000
DetailsTerm: 18 Months (Special Promo); Balance: $25,000 Minimum tier; Promotional certificate; Requires $2,500 minimum opening balance to earn stated APY; no new-money requirement; no additional deposits permitted after opening
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
18 Month Business Term Savings Certificate
-
2.90%
18 Months
Min Deposit$2,500
Min Balance$100,000
DetailsTerm: 18 Months (Special Promo); Balance: $100,000 Minimum tier; Promotional certificate; Requires $2,500 minimum opening balance to earn stated APY; no new-money requirement; no additional deposits permitted after opening
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.90% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
3 Year Business Term Savings Certificate
-
2.80%
3 Years
Min Balance$1,000
DetailsBalance: $1,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.80% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Business Term Savings Certificate
-
2.65%
1 Year
Min Balance$100,000
DetailsBalance: $100,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.65% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Business Term Savings Certificate
-
2.50%
1 Year
Min Balance$25,000
DetailsBalance: $25,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
1 Year Business Term Savings Certificate
-
2.35%
1 Year
Min Balance$1,000
DetailsBalance: $1,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Business Term Savings Certificate
-
2.35%
6 Months
Min Balance$100,000
DetailsBalance: $100,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Business Term Savings Certificate
-
2.20%
6 Months
Min Balance$25,000
DetailsBalance: $25,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.20% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
6 Month Business Term Savings Certificate
-
2.05%
6 Months
Min Balance$1,000
DetailsBalance: $1,000 Minimum tier
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.05% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Savings Rates
Product
Rate
APY
View More
First500 Savings
-
5.00%
Min Deposit$1
Min Balance$5
DetailsQualifications Required; Balance: $0.00 - $500.00; Featured APY on balances up to $500.00 with a First Entertainment Checking Account, eStatements only, and active online Bill Pay or Direct Deposit; One First500 Account per Social Security Number
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First500 Savings
-
5.00%
DetailsQualifications Required; Earn 5% APY on the first $500 when all requirements are met
Last Updated10/30/2026
Rate History
No change since Sep 27, 2026 · 5.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First500 Youth Savings Account
-
5.00%
DetailsQualifications Required; Balance: $0.00 - $500.00; Ages 17 and under; Parent or legal guardian as Joint Owner; Internet access and eStatement required; Balances above $500 earn the First500 Savings Base Rate (not printed on page)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
High-Yield Savings Account
-
3.30%
Min Balance$0
DetailsBalance: $0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
1.20%
Min Deposit$2,500
Min Balance$500,000
DetailsBalance: $500,000 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
1.00%
Min Deposit$2,500
Min Balance$100,000
DetailsBalance: $100,000 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
0.90%
Min Deposit$2,500
Min Balance$50,000
DetailsBalance: $50,000 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
0.80%
Min Deposit$2,500
Min Balance$25,000
DetailsBalance: $25,000 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
0.60%
Min Deposit$2,500
Min Balance$2,500
DetailsBalance: $2,500 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First500 Savings Base Rate
-
0.05%
Min Deposit$1
Min Balance$5
DetailsBalance: $0.00 - $500.00 for non-qualifying First500 Accounts; applies to balances above $500 in qualifying accounts; One First500 Account per Social Security Number
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Secondary Savings
-
0.05%
Min Deposit$0
Min Balance$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Business Savings Rates
Product
Rate
APY
View More
Business High Yield Savings
-
3.30%
Min Deposit$0
Min Balance$25,000
DetailsBalance: $25,000.00 and over; Minimum to Earn APY: $25,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
1.35%
Min Deposit$2,500
Min Balance$500,000
DetailsMinimum to Earn APY: $500,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
1.05%
Min Deposit$2,500
Min Balance$100,000
DetailsMinimum to Earn APY: $100,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
0.95%
Min Deposit$2,500
Min Balance$50,000
DetailsMinimum to Earn APY: $50,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.95% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
0.85%
Min Deposit$2,500
Min Balance$25,000
DetailsMinimum to Earn APY: $25,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
0.65%
Min Deposit$2,500
Min Balance$2,500
DetailsMinimum to Earn APY: $2,500; Balance: $2,500 and over; Account balances below $2,500 earn no dividends
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.65% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Savings
-
0.05%
Min Deposit$1
Min Balance$250
DetailsAPY applies with a minimum daily balance of $250 or more; no dividends paid on balances below $250; not eligible for First500 Savings Account bump rate
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Money Market Rates
Product
Rate
APY
View More
Personal Money Market Savings
-
1.20%
Min Deposit$2,500
Min Balance$500,000
DetailsBalance: $500,000 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.20% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
1.00%
Min Deposit$2,500
Min Balance$100,000
DetailsBalance: $100,000 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
0.90%
Min Deposit$2,500
Min Balance$50,000
DetailsBalance: $50,000 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.90% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
0.80%
Min Deposit$2,500
Min Balance$25,000
DetailsBalance: $25,000 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Money Market Savings
-
0.60%
Min Deposit$2,500
Min Balance$2,500
DetailsBalance: $2,500 minimum to earn APY; Account balances below $2,500 earn no dividends; Rate based on daily balance (multi-tiered)
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Business Money Market Rates
Product
Rate
APY
View More
Business Money Market Savings
-
1.35%
Min Deposit$2,500
Min Balance$500,000
DetailsMinimum to Earn APY: $500,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
1.05%
Min Deposit$2,500
Min Balance$100,000
DetailsMinimum to Earn APY: $100,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
0.95%
Min Deposit$2,500
Min Balance$50,000
DetailsMinimum to Earn APY: $50,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.95% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
0.85%
Min Deposit$2,500
Min Balance$25,000
DetailsMinimum to Earn APY: $25,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Money Market Savings
-
0.65%
Min Deposit$2,500
Min Balance$2,500
DetailsMinimum to Earn APY: $2,500; Balance: $2,500 and over; Account balances below $2,500 earn no dividends
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.65% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Checking Rates
Product
Rate
APY
View More
Advantage Checking
-
0.10%
Min Deposit$0
Min Balance$0
DetailsAvoid monthly service fee with minimum daily checking balance of $1,000 or aggregate daily balance of $4,000 among all credit union accounts; Rates are variable and subject to change without notice
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
Mortgage Loans - 7/1 ARM
5.875%
-
6.474%
DetailsAdjustable-rate mortgage; APR based on $450,000 loan, max 60% LTV, 720 minimum credit score, 30-day lock
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.29% → 6.47% ▲ 0.18 pts · high 6.47% / low 6.29%
Oct 14, 20266.47%▲ from 6.29%
Sep 14, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Mortgage Loans - 15 YEAR FIXED
6.625%
-
6.721%
DetailsAPR based on $450,000 loan, max 60% LTV, 720 minimum credit score, 30-day lock
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 6.47% → 6.72% ▲ 0.25 pts · high 6.97% / low 6.47%
Oct 30, 20266.72%▼ from 6.97%
Oct 14, 20266.97%▲ from 6.47%
Sep 14, 20266.47%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Mortgage Loans - 5/1 ARM
6.50%
-
6.857%
DetailsAdjustable-rate mortgage; APR based on $450,000 loan, max 60% LTV, 720 minimum credit score, 30-day lock
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.48% → 6.86% ▲ 0.38 pts · high 6.86% / low 6.48%
Oct 14, 20266.86%▲ from 6.48%
Sep 14, 20266.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Mortgage Loans - 3/3 ARM
6.375%
-
6.894%
DetailsAdjustable-rate mortgage; APR based on $450,000 loan, max 60% LTV, 720 minimum credit score, 30-day lock
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 6.61% → 6.89% ▲ 0.28 pts · high 6.99% / low 6.61%
Oct 30, 20266.89%▼ from 6.99%
Oct 14, 20266.99%▲ from 6.61%
Sep 14, 20266.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Mortgage Loans - 10/1 ARM
6.875%
-
6.977%
DetailsAdjustable-rate mortgage; APR based on $450,000 loan, max 60% LTV, 720 minimum credit score, 30-day lock
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.60% → 6.98% ▲ 0.38 pts · high 6.98% / low 6.60%
Oct 14, 20266.98%▲ from 6.60%
Sep 14, 20266.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Mortgage Loans - 5/5 ARM
6.625%
-
6.982%
DetailsAdjustable-rate mortgage; APR based on $450,000 loan, max 60% LTV, 720 minimum credit score, 30-day lock
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 6.68% → 6.98% ▲ 0.30 pts · high 7.06% / low 6.68%
Oct 30, 20266.98%▼ from 7.06%
Oct 14, 20267.06%▲ from 6.68%
Sep 14, 20266.68%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Mortgage Loans - 30 YEAR FIXED JUMBO
7.00%
-
7.042%
DetailsAPR based on $450,000 loan, max 60% LTV, 720 minimum credit score, 30-day lock
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 6.92% → 7.04% ▲ 0.13 pts · high 7.29% / low 6.92%
Oct 30, 20267.04%▼ from 7.29%
Oct 14, 20267.29%▲ from 6.92%
Sep 14, 20266.92%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Mortgage Loans - 30 YEAR FIXED
7.00%
-
7.061%
DetailsAPR based on $450,000 loan, max 60% LTV, 720 minimum credit score, 30-day lock
Last Updated10/30/2026
Rate History
2 changes since Sep 14, 2026 · 6.94% → 7.06% ▲ 0.13 pts · high 7.31% / low 6.94%
Oct 30, 20267.06%▼ from 7.31%
Oct 14, 20267.31%▲ from 6.94%
Sep 14, 20266.94%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit (HELOC)
7.50%
-
7.50%
10 year
DetailsTerm: 10 year draw/15 year repayment; Type of Ownership: Owner Occupied 60%; Maximum CLTV: 60%; Loan Amount: $25,000-$500,000; Rates are variable
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 7.50% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Home Equity Line of Credit (HELOC)
7.74%
-
7.74%
10 year
DetailsTerm: 10 year draw/15 year repayment; Type of Ownership: Owner Occupied 70%; Maximum CLTV: 70%; Loan Amount: $25,000-$500,000; Rates are variable
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 7.74% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Home Equity Fixed Rate - Owner Occupied
7.75%
-
7.787%
DetailsType of Ownership: Owner Occupied 60%; Maximum CLTV: 60%; Loan Amount: $45,000-$500,000
Last Updated10/30/2026
Rate History
3 changes since Sep 27, 2026 · 8.17% → 7.79% ▼ 0.38 pts · high 8.17% / low 7.79%
Oct 30, 20267.79%▼ from 7.91%
Oct 19, 20267.91%▼ from 8.04%
Oct 2, 20268.04%▼ from 8.17%
Sep 27, 20268.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Home Equity Fixed Rate - Owner Occupied
7.75%
-
7.803%
DetailsType of Ownership: Owner Occupied 70%; Maximum CLTV: 70%; Loan Amount: $45,000-$500,000
Last Updated10/30/2026
Rate History
3 changes since Sep 27, 2026 · 8.17% → 7.80% ▼ 0.36 pts · high 8.17% / low 7.80%
Oct 30, 20267.80%▼ from 7.91%
Oct 19, 20267.91%▼ from 8.04%
Oct 2, 20268.04%▼ from 8.17%
Sep 27, 20268.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Home Equity Line of Credit (HELOC)
8.00%
-
8.00%
10 year
DetailsTerm: 10 year draw/15 year repayment; Type of Ownership: Owner Occupied 80%; Maximum CLTV: 80%; Loan Amount: $25,000-$500,000; Rates are variable
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 8.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Home Equity Line of Credit (HELOC)
8.24%
-
8.24%
10 year
DetailsTerm: 10 year draw/15 year repayment; Type of Ownership: Owner Occupied 90%; Maximum CLTV: 90%; Loan Amount: $25,000-$250,000; Rates are variable
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 8.24% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Home Equity Fixed Rate - Non-Owner Occupied (Investment)
8.75%
-
8.812%
DetailsType of Ownership: Non-Owner Occupied (Investment) 60%; Maximum CLTV: 60%; Loan Amount: $45,000-$250,000
Last Updated10/30/2026
Rate History
3 changes since Sep 27, 2026 · 9.19% → 8.81% ▼ 0.38 pts · high 9.19% / low 8.81%
Oct 30, 20268.81%▼ from 8.94%
Oct 19, 20268.94%▼ from 9.06%
Oct 2, 20269.06%▼ from 9.19%
Sep 27, 20269.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Home Equity Fixed Rate - Owner Occupied
8.75%
-
8.812%
DetailsType of Ownership: Owner Occupied 90%; Maximum CLTV: 90%; Loan Amount: $45,000-$250,000
Last Updated10/30/2026
Rate History
3 changes since Sep 27, 2026 · 9.19% → 8.81% ▼ 0.38 pts · high 9.19% / low 8.81%
Oct 30, 20268.81%▼ from 8.94%
Oct 19, 20268.94%▼ from 9.06%
Oct 2, 20269.06%▼ from 9.19%
Sep 27, 20269.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Home Equity Line of Credit (HELOC)
10.00%
-
10.00%
10 year
DetailsTerm: 10 year draw/15 year repayment; Type of Ownership: Non-Owner Occupied (Investment); Maximum CLTV: 60%; Loan Amount: $25,000-$250,000; Rates are variable
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 10.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto Loan - 3 Years
-
-
4.74%
3 Years
DetailsAs Low As; Maximum Years to Repay: 3 Years; Minimum Amount Financed: $2,500; NEW vehicles: any current year or previous year models with less than 10,000 miles; Includes rate discounts
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 4.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Used Auto Loan - 3 Years
-
-
4.99%
3 Years
DetailsAs Low As; Minimum Amount Financed: $2,500; USED vehicles: Any vehicle that doesn't match NEW vehicle requirements; Lowest advertised rate includes discounts
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 4.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
New Auto Loan - 4 Years
-
-
5.24%
4 Years
DetailsAs Low As; Maximum Years to Repay: 4 Years; Minimum Amount Financed: $8,500; NEW vehicles: any current year or previous year models with less than 10,000 miles; Includes rate discounts
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 5.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
New Auto Loan - 5 Years
-
-
5.49%
5 Years
DetailsAs Low As; Maximum Years to Repay: 5 Years; Minimum Amount Financed: $10,000; NEW vehicles: any current year or previous year models with less than 10,000 miles; Includes rate discounts
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 5.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Used Auto Loan - 4 Years
-
-
5.49%
4 Years
DetailsAs Low As; Minimum Amount Financed: $8,500; USED vehicles: Any vehicle that doesn't match NEW vehicle requirements; Lowest advertised rate includes discounts
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Used Auto Loan - 5 Years
-
-
5.49%
5 Years
DetailsAs Low As; Minimum Amount Financed: $10,000; USED vehicles: Any vehicle that doesn't match NEW vehicle requirements; Lowest advertised rate includes discounts
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
New Auto Loan - 6 Years
-
-
5.74%
6 Years
DetailsAs Low As; Maximum Years to Repay: 6 Years; Minimum Amount Financed: $15,000; NEW vehicles: any current year or previous year models with less than 10,000 miles; Includes rate discounts
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Used Auto Loan - 6 Years
-
-
5.99%
6 Years
DetailsAs Low As; Minimum Amount Financed: $15,000; USED vehicles: Any vehicle that doesn't match NEW vehicle requirements; Lowest advertised rate includes discounts
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 5.99% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
New Auto Loan - 7 Years
-
-
6.24%
7 Years
DetailsAs Low As; Maximum Years to Repay: 7 Years; Minimum Amount Financed: $25,000; NEW vehicles: any current year or previous year models with less than 10,000 miles; Includes rate discounts
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 6.24% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Used Auto Loan - 7 Years
-
-
6.74%
7 Years
DetailsAs Low As; Minimum Amount Financed: $25,000; USED vehicles: Any vehicle that doesn't match NEW vehicle requirements; Lowest advertised rate includes discounts
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 6.74% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Credit Card Rates
No change since Oct 14, 2026 · 14.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Business Visa Preferred Cash
-
16.49%
DetailsAs Low As; APR range 16.49% to 24.15%; Maximum Financed $50,000; Loan Amount $5,000 - $30,000; Purchase APR = Prime + 9.49% to Prime + 17.15%; Cash Advance APR = Purchase APR + 3%; Balance Transfer APR = Purchase APR + 3%; Penalty APR = Same as Purchase APR
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 16.24% → 16.49% ▲ 0.25 pts · high 16.49% / low 16.24%
Oct 10, 202616.49%▲ from 16.24%
Sep 14, 202616.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Spotlight Visa Signature Credit Card
-
17.49%
DetailsAPR range: 17.49% - 25.65%; Loan Amount: $5,000 - $30,000; Rates are variable and subject to change without notice
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 17.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans
7.19%
5 Years
DetailsAs Low As; Loan Amount: $10,000 - $30,000; Maximum Term: 5 Years; Includes 0.75% discount with direct deposits of $1,000+ per month and automatic loan payments
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 7.19% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Loans
8.11%
3 Years
DetailsAs Low As; Loan Amount: $500 - $30,000; Maximum Term: 3 Years; Includes 0.75% discount with direct deposits of $1,000+ per month and automatic loan payments; 8.86% APR without discounts; preferred rate for personal loans up to a 3 year term
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 8.11% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Personal Loans
8.36%
4 Years
DetailsAs Low As; Loan Amount: $5,000 - $30,000; Maximum Term: 4 Years; Includes 0.75% discount with direct deposits of $1,000+ per month and automatic loan payments
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 8.36% APR · checked 6 times
No change since Oct 14, 2026 · 14.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Spotlight Visa Signature Credit Card
17.49%
DetailsAPR range: 17.49% - 25.65%; Loan Amount: $5,000 - $30,000; Rates are variable and subject to change without notice
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 17.49% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
First Entertainment Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Coogan Account
-
-
0.05%
Min Deposit$50
Min Balance$5
DetailsFootnote: 5.00% APY on account balances up to $500 with Internet access and eStatement only, for qualifying First500 Youth (Coogan) Accounts; balances above $500 earn the First500 Savings Base Rate; $50 minimum balance requirement; one First500 Account per Social Security Number
Last Updated10/30/2026
Rate History
1 change since Sep 14, 2026 · 5.00% → 0.05% ▼ 4.95 pts · high 5.00% / low 0.05%
Oct 14, 20260.05%▼ from 5.00%
Sep 14, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
IRA (Daily)
-
-
0.30%
Min Deposit$0
Min Balance$0
DetailsIndividual Retirement Account; APY is based on the assumption that dividends remain on deposit for the entire dividend period
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 6 Months
-
-
2.45%
6 Months
Min Balance$1,000
DetailsBalance tier: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.45% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 6 Months
-
-
2.60%
6 Months
Min Balance$25,000
DetailsBalance tier: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.60% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Retirement Certificate - 6 Months
-
-
2.75%
6 Months
Min Balance$100,000
DetailsBalance tier: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 6 Months
-
-
2.25%
6 Months
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 6 Months
-
-
2.40%
6 Months
Min Balance$25,000
DetailsBalance: $25,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.40% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Term Savings Certificate - 6 Months
-
-
2.55%
6 Months
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 2.55% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.47%
Financial Health History
First Entertainment Credit Union’s Texas Ratio stayed near 4.61% in Q3 2023 to 4.47% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$2.1B
4.47%
5.0
A+
March 31, 2026
$2.1B
4.58%
5.0
A+
December 31, 2025
$2.1B
6.28%
5.0
A
September 30, 2025
$2.1B
5.36%
5.0
A+
June 30, 2025
$2.1B
5.35%
5.0
A+
March 31, 2025
$2.2B
4.35%
5.0
A+
December 31, 2024
$2.1B
5.06%
5.0
A+
September 30, 2024
$2.1B
6.28%
5.0
A
June 30, 2024
$2.1B
5.16%
5.0
A+
March 31, 2024
$2.2B
3.69%
5.0
A+
December 31, 2023
$2.2B
4.12%
5.0
A+
September 30, 2023
$2.2B
4.61%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for First Entertainment Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Entertainment Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Entertainment Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
71,545,299
Total Uninsured Shares and Deposits > $250K (F+J)
71,545,299
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,672,581,945
Total Interest Expense (Sum of items 6 8)
15,687,843
Share Certificates
5,965
Number of Accounts for Share Drafts
66,188
IRA KEOGH Accounts
3,878
Number of Accounts for Regular Shares
111,017
Money Market Shares
5,063
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
122,545,345
Total Liabilities
1,918,906,734
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
First Entertainment Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First Entertainment Credit Union
Frequently Asked Questions About First Entertainment Credit Union
Does First Entertainment Credit Union offer CDs?
Yes. First Entertainment Credit Union current CD rates include its 5 Year Retirement CD at 4.05% APY, its Retirement CD - 5 Years at 4.05% APY and its 5 Year Term Savings CD at 3.85% APY, verified by MonitorBankRates as of October 30, 2026.
Are CDs from First Entertainment Credit Union NCUA insured?
Yes. First Entertainment Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at First Entertainment Credit Union?
The highest First Entertainment Credit Union CD rate is its 5 Year Retirement CD at 4.05% APY, verified by MonitorBankRates as of October 30, 2026.
What CD terms does First Entertainment Credit Union offer?
First Entertainment Credit Union CD rates are 3.75% APY for a 9 month CD, 2.35% APY for a 12 month CD, 2.90% APY for an 18 month CD and 4.05% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with First Entertainment Credit Union for its full lineup.
What is the highest savings rate at First Entertainment Credit Union?
The highest First Entertainment Credit Union savings rate is its First500 Savings at 5.00% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest money market rate at First Entertainment Credit Union?
The highest First Entertainment Credit Union money market rate is its Business Money Market Savings at 1.35% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest checking rate at First Entertainment Credit Union?
The highest First Entertainment Credit Union checking rate is its Advantage Checking at 0.10% APY, verified by MonitorBankRates as of October 30, 2026.
What is the lowest 30 year fixed mortgage rate at First Entertainment Credit Union?
The lowest First Entertainment Credit Union 30 year fixed mortgage rate is its Mortgage Loans - 30 YEAR FIXED JUMBO at 7.00%, verified by MonitorBankRates as of October 30, 2026. First Entertainment Credit Union mortgage rates are 7.00% for a 30 year mortgage, 6.625% for a 15 year mortgage, 6.375% for a 3/3 ARM, 6.50% for a 5/1 ARM, 6.625% for a 5/5 ARM, 5.875% for a 7/1 ARM and 6.875% for a 10/1 ARM.
What is the lowest auto loan rate at First Entertainment Credit Union?
The lowest First Entertainment Credit Union auto loan rate is its New Auto Loan - 3 Years at 4.74% APR, verified by MonitorBankRates as of October 30, 2026. First Entertainment Credit Union auto loan rates are 4.74% APR for a 36 month auto loan, 5.24% APR for a 48 month auto loan, 5.49% APR for a 60 month auto loan, 5.74% APR for a 72 month auto loan and 6.24% APR for an 84 month auto loan.
What is the lowest personal loan rate at First Entertainment Credit Union?
The lowest First Entertainment Credit Union personal loan rate is its Personal Loans at 7.19% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest credit card APR at First Entertainment Credit Union?
The lowest First Entertainment Credit Union credit card APR is its Visa Platinum Credit Card at 12.99% APR, verified by MonitorBankRates as of October 30, 2026.
How many branches does First Entertainment Credit Union operate?
First Entertainment Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join First Entertainment Credit Union?
Yes, to access services at First Entertainment Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, First Entertainment Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, First Entertainment Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does First Entertainment Credit Union offer online and mobile banking?
Most modern institutions like First Entertainment Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstent.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do First Entertainment Credit Union rates compare?
First Entertainment Credit Union's CD rates are 11% higher than the MonitorBankRates national average, and it has an A+ health rating. First Entertainment Credit Union's top rates are its 5 Year Retirement CD at 4.05% APY, its First500 Savings at 5.00% APY, its Advantage Checking at 0.10% APY, its Mortgage Loans - 7/1 ARM at 5.875%, its Personal Loans at 7.19% APR and its Visa Platinum Credit Card at 12.99% APR, verified by MonitorBankRates on October 30, 2026.
Current First Entertainment Credit Union Rates
12-Month CD2.35%
18-Month CD2.90%
60-Month CD3.35%
Savings5.00%
Retrieved from our database of financial products. Rates subject to change.