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Great Plains Bank

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Great Plains Bank Rates & Review March 2026

Q: How many branches does Great Plains Bank operate?

Great Plains Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Great Plains Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Plains Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 20, 2026

You can compare Great Plains Bank rates to other rates in our database, including 12-month CD rates currently at 0.45%, 6-month CD rates at 3.50% and 3-month CD rates at 0.05%. Savings rates are at 1.01% and money market rates are at 0.26%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to Great Plains Bank rates. MonitorBankRates evaluates the financial stability of Great Plains Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.60%. Rates were last updated on 03/20/2026.

Great Plains Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Plains Bank? Share your experience about Great Plains Bank by leaving a review below, or read customer reviews before you decide to use Great Plains Bank.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.60%

Excellent Higher than avg

Great Plains Bank

702 7th St
Eureka, SD 57437

https://www.greatplainsbank.com

Current Rate Availability

We do not have Great Plains Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Great Plains Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Great Plains Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Plains Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Great Plains Bank

Bank Holding Company GREAT PLAINS BANK CORP

Address 702 7th St, Eureka, SD 57437 · Mcpherson

Website https://www.greatplainsbank.com

FDIC Certificate # 505

Established 10/23/1920

FDIC Insurance Date 01/01/1934

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 94/100

5.0

Exceptional Out of 5.0 Stars

11.60%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7276%

Return on Equity (ROE) 12.4500%

Non-Performing Loans (NPL) 1.29%

Total Assets $154,487,000

Total Deposits $123,148,000

Equity Capital $26,282,000

Net Income $4,038,000

Headquarters Eureka

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Great Plains Bank yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Great Plains Bank

Frequently Asked Questions About Great Plains Bank

Is Great Plains Bank a safe place to deposit money?

Yes, Great Plains Bank is considered a safe financial institution. With a Texas Ratio of 11.596246414159%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Great Plains Bank operate?

Great Plains Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Great Plains Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Plains Bank provides members with tools to manage their accounts and build a solid financial history.

Does Great Plains Bank offer online and mobile banking?

Most modern institutions like Great Plains Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatplainsbank.com.