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The Seymour Bank Rates & Review April 2026

The Seymour Bank's 60-Month Certificate of Deposit rates are at 3.80%, 96-Month Certificate of Deposit rates are at 3.80%, 13-Month Certificate of Deposit rates are at 3.70%, 12-Month Certificate of Deposit rates are at 3.55%, 8-Month Certificate of Deposit rates are at 3.55%. The Seymour Bank's savings rates are at 0.05%. The Seymour Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of The Seymour Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/16/2026.

The Seymour Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Seymour Bank? Share your experience about The Seymour Bank by leaving a review below, or read customer reviews before you decide to use The Seymour Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
The Seymour Bank
119 N Main St
Seymour, MO 65746
https://www.theseymourbank.com/
Member FDIC

The Seymour Bank CD Rates

Product Rate APY Term View More
60 Month Certificate of Deposit 3.75% 3.80% 60
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
96 Month Certificate of Deposit 3.75% 3.80% 96
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
13 Month Certificate of Deposit 3.65% 3.70% 13
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate of Deposit 3.50% 3.55% 12
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
8 Month Certificate of Deposit 3.50% 3.55% 8
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate of Deposit 3.25% 3.29% 24
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate of Deposit 3.25% 3.29% 36
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate of Deposit 3.25% 3.29% 48
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate of Deposit 3.25% 3.29% 6
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month Certificate of Deposit 2.75% 2.78% 3
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

The Seymour Bank Savings Rates

Product Rate APY View More
Christmas Club 3.00% 3.00%
Details Check mailed out Nov 15th each year
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacation Club 3.00% 3.00%
Details Check mailed out May 1st each year
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Passbook Savings 0.05% 0.05%
No additional details.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

The Seymour Bank Money Market Rates

Product Rate APY View More
Tiered Money Market 0.10% 0.10%
Min Balance $10,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Tiered Money Market 0.05% 0.05%
Min Balance $2,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Seymour Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Seymour Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Seymour Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Seymour Bank
Bank Holding Company COTTONRUDY INVESTMENT CO
Address 119 N Main St, Seymour, MO 65746  ·  Webster
FDIC Certificate # 15701
Established 11/25/1939
FDIC Insurance Date 11/25/1939
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5411%
Return on Equity (ROE) 8.5600%
Non-Performing Loans (NPL) 0.00%
Total Assets $240,230,000
Total Deposits $199,980,000
Equity Capital $19,587,000
Net Income $1,794,000
Headquarters Seymour
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

jiXa
★★★★★
December 17, 2025
Dyrc
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About The Seymour Bank

Is The Seymour Bank a safe place to deposit money?

Yes, The Seymour Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Seymour Bank operate?

The Seymour Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Seymour Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Seymour Bank provides members with tools to manage their accounts and build a solid financial history.

Does The Seymour Bank offer online and mobile banking?

Most modern institutions like The Seymour Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.theseymourbank.com/.

Current The Seymour Bank Rates

  • 12-Month CD3.55%
  • 24-Month CD3.29%
  • 36-Month CD3.29%
  • 48-Month CD3.29%
  • 60-Month CD3.80%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.