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Great Plains Federal Credit Union Rates & Review November 2026

Great Plains Federal Credit Union's CD - 6-month rates are at 3.24%, CD - 1 year rates are at 3.06%, CD - 2 year rates are at 2.73%, CD - 3 year rates are at 2.11%, CD - 5 year rates are at 2.09%. Great Plains Federal Credit Union's savings rates are at 0.15%. Great Plains Federal Credit Union's money market rates are at 0.30%. Great Plains Federal Credit Union's checking rates are as high as 0.05%. Great Plains Federal Credit Union's Personal Loan Rates are as low as 9.00%. Great Plains Federal Credit Union's CD rates are 12% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Great Plains Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.46%. Rates last updated and verified on 10/28/2026.

Great Plains Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Plains Federal Credit Union? Share your experience about Great Plains Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Great Plains Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.46%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Great Plains Federal Credit Union
HEADQUARTERS
2306 S RANGE LINE RD
JOPLIN, MO 64804
https://www.greatplainsfcu.com
Member NCUA
Customer Reviews
Be the first to review
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Great Plains Federal Credit Union CD Rates

Product Rate APY Term View More
Certificate - 6-month - 3.24% 6-month
Min Balance $10,000
Details Minimum balance tier: $10,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.24% APY · checked 2 times
2.74%3.24%3.74%Oct 23, 2026: 3.24% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
IRA 6 Month - 3.24% 6 month
Min Balance $500
Details Minimum balance required to earn dividends at applicable rate
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.24% APY · checked 4 times
2.74%3.24%3.74%Oct 8, 2026: 3.24% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 91-day - 3.10% 91-day
Min Balance $10,000
Details Minimum balance tier: $10,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 23, 2026: 3.10% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 1 year - 3.06% 1 year
Min Balance $10,000
Details Minimum balance tier: $10,000
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.06% APY · checked 2 times
2.56%3.06%3.56%Oct 23, 2026: 3.06% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
IRA 1 Year - 3.06% 1 year
Min Balance $500
Details Minimum balance required to earn dividends at applicable rate
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 3.06% APY · checked 4 times
2.56%3.06%3.56%Oct 8, 2026: 3.06% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 6-month - 3.04% 6-month
Min Balance $500
Details Minimum balance tier: $500
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.04% APY · checked 2 times
2.54%3.04%3.54%Oct 23, 2026: 3.04% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 91-day - 2.89% 91-day
Min Balance $500
Details Minimum balance tier: $500
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.89% APY · checked 2 times
2.39%2.89%3.39%Oct 23, 2026: 2.89% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 1 year - 2.86% 1 year
Min Balance $500
Details Minimum balance tier: $500
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.86% APY · checked 2 times
2.36%2.86%3.36%Oct 23, 2026: 2.86% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 2 year - 2.73% 2 year
Min Balance $500
Details Minimum balance tier: $500
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.73% APY · checked 2 times
2.23%2.73%3.23%Oct 23, 2026: 2.73% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
IRA 2 Year - 2.73% 2 year
Min Balance $500
Details Minimum balance required to earn dividends at applicable rate
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.73% APY · checked 2 times
2.23%2.73%3.23%Oct 23, 2026: 2.73% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 3 year - 2.11% 3 year
Min Balance $500
Details Minimum balance tier: $500
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.11% APY · checked 2 times
1.61%2.11%2.61%Oct 23, 2026: 2.11% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
IRA 3 Year - 2.11% 3 year
Min Balance $500
Details Minimum balance required to earn dividends at applicable rate
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.11% APY · checked 2 times
1.61%2.11%2.61%Oct 23, 2026: 2.11% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 5 year - 2.09% 5 year
Min Balance $500
Details Minimum balance tier: $500
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.09% APY · checked 2 times
1.59%2.09%2.59%Oct 23, 2026: 2.09% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Certificate - 4 year - 1.99% 4 year
Min Balance $500
Details Minimum balance tier: $500
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 1.99% APY · checked 2 times
1.49%1.99%2.49%Oct 23, 2026: 1.99% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%

Great Plains Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 0.25%
Min Balance $0
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 12, 2026: 0.25% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Prime Savings - 0.15%
Min Balance $25
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.15% APY · checked 8 times
0.00%0.33%0.65%Sep 12, 2026: 0.15% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Regular Savings - 0.15%
Min Balance $0
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.15% APY · checked 8 times
0.00%0.33%0.65%Sep 12, 2026: 0.15% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%

Great Plains Federal Credit Union Checking Rates

Product Rate APY View More
Money Market Checking - 0.30%
Min Balance $2,500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.30% APY · checked 8 times
0.00%0.40%0.80%Sep 12, 2026: 0.30% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Regular Checking - 0.05%
Min Balance $500
Last Updated 10/28/2026
Rate History
No change since Sep 12, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 12, 2026: 0.05% APYSep 12, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Economy Checking - 0.00%
Min Balance $0
Last Updated 10/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%

Great Plains Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.00% 96 months
Details As Low As; Terms up to 96 months
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Sep 12, 2026: 5.50% APRSep 17, 2026: 5.00% APRSep 12, 2026Nov 2, 2026
  • Sep 17, 20265.00%▼ from 5.50%
  • Sep 12, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
New Auto Loan - 2025 - 2027 model - - 5.00% Up to 96 months
Details As Low As; Effective date: 9/15/2026; Rates stated as APR; actual rates determined by credit worthiness and collateral
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Oct 15, 2026: 5.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Preowned Auto Loan - 2018 - 2026 model - - 6.25% Up to 96 months
Details As Low As; Effective date: 9/15/2026; Rates stated as APR; actual rates determined by credit worthiness and collateral
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.25% APR · checked 3 times
5.75%6.25%6.75%Oct 15, 2026: 6.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%

Great Plains Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat / RV Loan - 7.75% 84 months
Details As Low As; Terms up to 84 months
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 7.75% APR · checked 9 times
7.25%7.75%8.25%Sep 17, 2026: 7.75% APRSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Motorcycle Loan - 8.25% 60 months
Details As Low As; Terms up to 60 months
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 8.25% APR · checked 9 times
7.75%8.25%8.75%Sep 17, 2026: 8.25% APRSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
Misc. (ATV, UTV, Jet Ski, Snowmobile) Loan - 9.00% 48 months
Details As Low As; Terms up to 48 months
Last Updated 10/28/2026
Rate History
1 change since Sep 12, 2026 · 7.75% → 9.00% ▲ 1.25 pts · high 9.00% / low 7.75%
6.50%8.38%10.25%Sep 12, 2026: 7.75% APRSep 17, 2026: 9.00% APRSep 12, 2026Nov 2, 2026
  • Sep 17, 20269.00%▲ from 7.75%
  • Sep 12, 20267.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%

Great Plains Federal Credit Union Personal Loan Rates

Product APR Term View More
Unsecured Loan 9.00% 60 months
Details As Low As; Terms up to 60 months
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 9.00% APR · checked 9 times
8.50%9.00%9.50%Sep 17, 2026: 9.00% APRSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%

Great Plains Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Manufactured Home Without Land Loan - - 9.00% 144 months
Details As Low As; Terms up to 144 months
Last Updated 10/28/2026
Rate History
No change since Sep 17, 2026 · 9.00% APR · checked 10 times
8.50%9.00%9.50%Sep 17, 2026: 9.00% APRSep 17, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%
IRA Passbook - - 0.30%
Min Balance $500
Details Minimum balance required to earn dividends at applicable rate
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Oct 8, 2026: 0.30% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.46%

Financial Health History

Great Plains Federal Credit Union’s Texas Ratio fell from 6.23% in Q3 2023 to 1.46% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.23% A Q3 2023 A Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.46% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$319M1.46%5.0A+
March 31, 2026$323M1.29%5.0A+
December 31, 2025$327M2.06%5.0A+
September 30, 2025$339M2.17%5.0A+
June 30, 2025$344M2.22%5.0A+
March 31, 2025$340M2.60%5.0A+
December 31, 2024$323M4.14%5.0A+
September 30, 2024$323M5.02%5.0A+
June 30, 2024$322M5.88%5.0A+
March 31, 2024$332M6.92%5.0A
December 31, 2023$337M7.04%5.0A
September 30, 2023$339M6.23%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Great Plains Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Great Plains Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Plains Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Great Plains Federal Credit Union
Address 2306 S RANGE LINE RD, JOPLIN, MO 64804
Phone 417-626-8500
Fax 417-626-8114
President JEFF ZIMMERMAN
CEO JAMES WILEMAN
Full-Time Employees 78
Part-Time Employees 9
Branch Locations 11
ATM Locations 7
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.46%
Return on Assets (ROA)
0.0556%
Return on Equity (ROE)
0.4264%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
318,835,491
Total Amount of Shares and Deposits
277,063,720
Total Shares and Deposits < 1 Year
269,389,993
Total Shares and Deposits 1 3 Years
5,986,019
Total Shares and Deposits > 3 Years
1,687,707
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,496,494
Total Uninsured Shares and Deposits > $250K (F+J)
10,496,494
Total Insured Shares and Deposits > $250K (item 17 less item K)
266,567,226
Total Interest Expense (Sum of items 6 8)
2,089,756
Share Certificates
2,759
Number of Accounts for Share Drafts
11,152
IRA KEOGH Accounts
789
Number of Accounts for Regular Shares
27,386
Non Member Deposits
4
Money Market Shares
993
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,658,059
Total Liabilities
280,001,129
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Great Plains Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/great-plains-federal-credit-union-rates-review-6853">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Great Plains Federal Credit Union

Does Great Plains Federal Credit Union offer CDs?

Yes. Great Plains Federal Credit Union current CD rates include its CD - 6-month at 3.24% APY, its CD - 1 year at 3.06% APY and its CD - 2 year at 2.73% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Great Plains Federal Credit Union NCUA insured?

Yes. Great Plains Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Great Plains Federal Credit Union?

The highest Great Plains Federal Credit Union CD rate is its CD - 6-month at 3.24% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Great Plains Federal Credit Union offer?

Great Plains Federal Credit Union CD rates are 3.24% APY for a 6 month CD, 3.06% APY for a 12 month CD, 2.73% APY for a 2 year CD, 2.11% APY for a 3 year CD and 2.09% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Great Plains Federal Credit Union for its full lineup.

What is the highest savings rate at Great Plains Federal Credit Union?

The highest Great Plains Federal Credit Union savings rate is its Prime Savings at 0.15% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest money market rate at Great Plains Federal Credit Union?

The highest Great Plains Federal Credit Union money market rate is its Money Market Checking at 0.30% APY, verified by MonitorBankRates as of October 28, 2026.

What is the highest checking rate at Great Plains Federal Credit Union?

The highest Great Plains Federal Credit Union checking rate is its Money Market Checking at 0.30% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at Great Plains Federal Credit Union?

The lowest Great Plains Federal Credit Union auto loan rate is its Auto Loan at 5.00% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at Great Plains Federal Credit Union?

The lowest Great Plains Federal Credit Union personal loan rate is its Unsecured Loan at 9.00% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Great Plains Federal Credit Union operate?

Great Plains Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Great Plains Federal Credit Union?

Yes, to access services at Great Plains Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Great Plains Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Plains Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Great Plains Federal Credit Union offer online and mobile banking?

Most modern institutions like Great Plains Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatplainsfcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Great Plains Federal Credit Union rates compare?

Great Plains Federal Credit Union's CD rates are 12% lower than the MonitorBankRates national average, and it has an A+ health rating. Great Plains Federal Credit Union's top rates are its CD - 6-month at 3.24% APY, its Prime Savings at 0.15% APY, its Money Market Checking at 0.30% APY, its Regular Checking at 0.05% APY and its Unsecured Loan at 9.00% APR, verified by MonitorBankRates on October 28, 2026.

Current Great Plains Federal Credit Union Rates

  • 12-Month CD2.86%
  • 24-Month CD2.73%
  • 60-Month CD2.09%
  • Savings0.15%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.