Great Southern Bank Meridian, MS Rates and Review March 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rate Updates and AvailabilityGreat Southern Bank Meridian, MS money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Southern Bank Meridian, MS? Share your experience about Great Southern Bank Meridian, MS by leaving a review below, or read customer reviews before you decide to use Great Southern Bank Meridian, MS. Great Southern Bank Meridian, MS Texas RatioGreat Southern Bank Meridian, MS's Texas Ratio is at 4.95%, which is considered excellent. The Texas Ratio for Great Southern Bank Meridian, MS is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Great Southern Bank Meridian, MS has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Great Southern Bank Meridian, MS is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 98/100
Great Southern Bank Meridian, MS has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/05/2026 
Current Rate AvailabilityWe do not have Great Southern Bank Meridian, MS rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Great Southern Bank Meridian, MS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Great Southern Bank Meridian, MS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Great Southern Bank Meridian, MS's official website for the most current offers and terms.
Bank Profile & OverviewGreat Southern Bank Meridian, MS
218 22nd Ave SMeridian, MS 39301 Lauderdale Established Date: 03/02/1902 FDIC Certificate #: 8552 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: GREAT SOUTHERN CAPITAL CORP How Many Domestic U.S. Offices? 11 How Many Branches are There? 11 Website: https://www.gsnb.com
Is Great Southern Bank Meridian, MS FDIC Insured? Yes
What is Great Southern Bank Meridian, MS's Cert number? 8552
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (98/100)
Texas Ratio:
4.95%
Return on Assets (ROA):
1.5399%
Return on Equity (ROE):
33.6100%
Non-Performing Loans (NPL):
0.22%
Total Assets:
$331,142,000
Total Deposits:
$303,021,000
Equity Capital:
$26,468,000
Net Income:
$1,671,000
Headquarters:
Meridian
Regulator:
FED
# of Offices:
11
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for Great Southern Bank Meridian, MS yet. Feel free to create one below.
Add Your Rating and Review for Great Southern Bank Meridian, MS
Frequently Asked Questions About Great Southern Bank Meridian, MSHow do I open an account at Great Southern Bank Meridian, MS?You can typically open an account at Great Southern Bank Meridian, MS by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Great Southern Bank Meridian, MS provides a range of mortgage and home equity products. Is Great Southern Bank Meridian, MS a safe place to deposit money?Yes, Great Southern Bank Meridian, MS is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Great Southern Bank Meridian, MS offer online and mobile banking?Most modern institutions like Great Southern Bank Meridian, MS provide digital access including online balance checks and transfers. Compare to other Banks |
You can compare Great Southern Bank Meridian, MS rates to other rates in our database, including 12-month CD rates currently at 3.50%, 6-month CD rates at 2.60% and 3-month CD rates at 3.80%. Savings rates are at 0.30% and money market rates are at 0.37%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates, and more, can be found in our database of rates which you can compare to 
