Citizens Bank Butler, MO Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Rate Updates and AvailabilityCitizens Bank Butler, MO money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank Butler, MO? Share your experience about Citizens Bank Butler, MO by leaving a review below, or read customer reviews before you decide to use Citizens Bank Butler, MO. Citizens Bank Butler, MO Texas RatioCitizens Bank Butler, MO's Texas Ratio is at 6.18%, which is considered excellent. The Texas Ratio for Citizens Bank Butler, MO is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Citizens Bank Butler, MO has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Citizens Bank Butler, MO is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A
Excellent Health
Score: 97/100
Citizens Bank Butler, MO has earned an overall safety grade of A. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/06/2026 
Current Rate AvailabilityWe do not have Citizens Bank Butler, MO rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Citizens Bank Butler, MO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Citizens Bank Butler, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Citizens Bank Butler, MO's official website for the most current offers and terms.
Bank Profile & OverviewCitizens Bank Butler, MO
19 S Orange StButler, MO 64730 Bates Established Date: 01/04/1926 FDIC Certificate #: 22601 Date of FDIC Deposit Insurance: 01/27/1978 Bank Holding Company: AMSTERDAM BANCSHARES INC How Many Domestic U.S. Offices? 10 How Many Branches are There? 10
Is Citizens Bank Butler, MO FDIC Insured? Yes
What is Citizens Bank Butler, MO's Cert number? 22601
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A (97/100)
Texas Ratio:
6.18%
Return on Assets (ROA):
2.1512%
Return on Equity (ROE):
28.9700%
Non-Performing Loans (NPL):
0.20%
Total Assets:
$183,794,000
Total Deposits:
$165,062,000
Equity Capital:
$15,301,000
Net Income:
$5,266,000
Headquarters:
Butler
Regulator:
FDIC
# of Offices:
10
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsThere are no reviews for Citizens Bank Butler, MO yet. Feel free to create one below.
Add Your Rating and Review for Citizens Bank Butler, MO
Frequently Asked Questions About Citizens Bank Butler, MOHow do I open an account at Citizens Bank Butler, MO?You can typically open an account at Citizens Bank Butler, MO by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Citizens Bank Butler, MO provides a range of mortgage and home equity products. Is Citizens Bank Butler, MO a safe place to deposit money?Yes, Citizens Bank Butler, MO is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Citizens Bank Butler, MO offer online and mobile banking?Most modern institutions like Citizens Bank Butler, MO provide digital access including online balance checks and transfers. Compare to other Banks |
You can compare Citizens Bank Butler, MO rates to other rates in our database, including 12-month CD rates currently at 3.00%, 6-month CD rates at 1.05% and 3-month CD rates at 0.50%. Savings rates are at 0.50% and money market rates are at 1.16%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates, and more, can be found in our database of rates which you can compare to 
