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Wolf River Community Bank Rates & Review March 2026

Wolf River Community Bank's 12-month CD rates are at 3.50%, 18-month CD rates are at 3.50%, 24-month CD rates are at 3.50%, 36-month CD rates are at 3.50%, 48-month CD rates are at 3.50%. Wolf River Community Bank's savings rates are at 0.10%. Wolf River Community Bank's money market rates are at 0.20%. Wolf River Community Bank's 15 Year Fixed Rate rates are at 5.88%, 30 Year Fixed Rate rates are at 6.25%, 20 Year Fixed Rate rates are at 6.38%. MonitorBankRates evaluates the financial stability of Wolf River Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.13%. Rates were last updated on 03/22/2026.

Wolf River Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wolf River Community Bank? Share your experience about Wolf River Community Bank by leaving a review below, or read customer reviews before you decide to use Wolf River Community Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.13%
Excellent Lower than avg
Wolf River Community Bank
309 E Main St
Hortonville, WI 54944
https://www.wolfriverbank.com
Member FDIC

Wolf River Community Bank CD Rates

Product Rate APY Term View More
12-month CD 3.46% 3.50% 12
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
18-month CD 3.46% 3.50% 18
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
24-month CD 3.46% 3.50% 24
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
36-month CD 3.46% 3.50% 36
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
48-month CD 3.46% 3.50% 48
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
6-month CD 3.47% 3.50% 6
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
60-month CD 3.46% 3.50% 60
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
3-month CD 2.97% 3.00% 3
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%

Wolf River Community Bank Savings Rates

Product Rate APY View More
IRA Savings 0.35% 0.35%
Min Balance $250,000
Details Daily balance of $250,000 or more
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
IRA Savings 0.25% 0.25%
Min Balance $150,000
Details Daily balance of $150,000 to $249,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Health Savings Account 0.20% 0.20%
Min Balance $25,000
Details Daily balance of $25,000 or more
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Health Savings Account 0.15% 0.15%
Min Balance $10,000
Details Daily balance of $10,000 to $24,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
IRA Savings 0.15% 0.15%
Min Balance $50,000
Details Daily balance of $50,000 to $149,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Health Savings Account 0.13% 0.13%
Min Balance $2,000
Details Daily balance of $2,000 to $9,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Custodial Minor Savings 0.10% 0.10%
Details No minimum balance and no monthly fee
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Health Savings Account 0.10% 0.10%
Details Daily balance of $0 to $1,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
IRA Savings 0.10% 0.10%
Min Balance $0
Details Daily balance of $0.01 to $49,999.99
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Wolf River Savings & Business Savings 0.10% 0.10%
Min Balance $100
Details $100 to open. Interest compounded daily. $7.50 quarterly service charge if quarterly average of the daily balance drops below $100.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Christmas Club 0.05% 0.05%
Details Interest credited annually. Early withdrawal will require account to be closed and the forfeiture of interest.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%

Wolf River Community Bank Money Market Rates

Product Rate APY View More
Advisor's Choice Money Market & Business Money Market 1.59% 1.60%
Min Balance $500,000
Details Tiered Account. Interest compounded monthly. $10.00 service charge per month if the minimum daily balance falls below $2,500.00.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Advisor's Choice Money Market & Business Money Market 1.24% 1.25%
Min Balance $250,000
Details Tiered Account. Interest compounded monthly. $10.00 service charge per month if the minimum daily balance falls below $2,500.00.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Advisor's Choice Money Market & Business Money Market 1.00% 1.00%
Min Balance $100,000
Details Tiered Account. Interest compounded monthly. $10.00 service charge per month if the minimum daily balance falls below $2,500.00.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Advisor's Choice Money Market & Business Money Market 0.75% 0.75%
Min Balance $50,000
Details Tiered Account. Interest compounded monthly. $10.00 service charge per month if the minimum daily balance falls below $2,500.00.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Advisor's Choice Money Market & Business Money Market 0.40% 0.40%
Min Balance $10,000
Details Tiered Account. Interest compounded monthly. $10.00 service charge per month if the minimum daily balance falls below $2,500.00.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Advisor's Choice Money Market & Business Money Market 0.20% 0.20%
Min Balance $2,500
Details Tiered Account. Interest compounded monthly. $10.00 service charge per month if the minimum daily balance falls below $2,500.00.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%

Wolf River Community Bank Checking Rates

Product Rate APY View More
Connection Checking 0.05% 0.05%
Min Balance $2,500
Details $100 to open account. Free initial order of standard checks. $10 nationwide ATM fee refunds. Avoid $10 monthly service charge and forfeiture of ATM fee refunds when daily balance requirements are met.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
eChecking 0.05% 0.05%
Details $100 to open account. $10 nationwide ATM fee refunds; Avoid $10 monthly service charge and forfeiture of ATM fee refunds with eStatements AND Direct Deposit.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
Essential Checking - 0.00%
Details $100 to open account. Avoid $3 monthly service charge with eStatements OR direct deposit.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%

Wolf River Community Bank Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate 5.88% - 5.98%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
30 Year Fixed Rate 6.25% - 6.36%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%
20 Year Fixed Rate 6.38% - 6.52%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.13%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Wolf River Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Wolf River Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wolf River Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Wolf River Community Bank
Bank Holding Company WOLF RIVER BCORP INC
Address 309 E Main St, Hortonville, WI 54944  ·  Outagamie
FDIC Certificate # 34240
Established 10/16/1996
FDIC Insurance Date 10/16/1996
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.13%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0407%
Return on Equity (ROE) 9.2800%
Non-Performing Loans (NPL) 0.09%
Total Assets $386,221,000
Total Deposits $317,155,000
Equity Capital $43,125,000
Net Income $5,867,000
Headquarters Hortonville
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Wolf River Community Bank

Is Wolf River Community Bank a safe place to deposit money?

Yes, Wolf River Community Bank is considered a safe financial institution. With a Texas Ratio of 1.1283851554664%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Wolf River Community Bank operate?

Wolf River Community Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Wolf River Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wolf River Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does Wolf River Community Bank offer online and mobile banking?

Most modern institutions like Wolf River Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wolfriverbank.com.

Current Wolf River Community Bank Rates

  • 12-Month CD3.50%
  • 18-Month CD3.50%
  • 24-Month CD3.50%
  • 36-Month CD3.50%
  • 48-Month CD3.50%
  • 60-Month CD3.50%
  • Savings0.10%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.