Essex Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.85%, 6-month CD rates at 0.20% and 3-month CD rates at 5.42%. Current savings rates are at 0.50% and money market rates are at 2.55%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 13.90%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates. Essex Savings Bank's 9-Month CD rates are at 4.93%, 18-Month CD rates are at 4.14%, 6-Month CD rates are at 3.61%, 3-Month CD rates are at 2.57%, 60-Month CD rates are at 1.17%. Essex Savings Bank's savings rates are at 0.07%. Essex Savings Bank's money market rates are at 0.51%.

Essex Savings Bank

To see how these rates compare to Essex Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Essex Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Essex Savings Bank CD rates. You can also compare Essex Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Essex Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Essex Savings Bank? Share your experience about Essex Savings Bank by leaving a review below, or read customer reviews before you decide to use Essex Savings Bank.

Essex Savings Bank Texas Ratio

Essex Savings Bank's Texas Ratio is at 0.67%, which is considered excellent. The Texas Ratio for Essex Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Essex Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.02%
18-Month CD
4.14%
24-Month CD
1.02%
36-Month CD
1.12%
48-Month CD
N/A
60-Month CD
1.17%
Savings
0.07%
MMA
0.51%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Essex Savings Bank
35 Plains Rd
Essex, CT 06426
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Essex Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Essex Savings Bank
Essex Savings Bank
9-Month CD
4.93%
$500
Essex Savings Bank
Essex Savings Bank
18-Month CD
4.14%
$500
Essex Savings Bank
Essex Savings Bank
6-Month CD
3.61%
$500
Essex Savings Bank
Essex Savings Bank
3-Month CD
2.57%
$500
Essex Savings Bank
Essex Savings Bank
60-Month CD
1.17%
$500
Essex Savings Bank
Essex Savings Bank
36-Month CD
1.12%
$500
Essex Savings Bank
Essex Savings Bank
12-Month CD
1.02%
$500
Essex Savings Bank
Essex Savings Bank
24-Month CD
1.02%
$500
Essex Savings Bank
Essex Savings Bank
Money Market
0.51%
$2,500
Essex Savings Bank
Essex Savings Bank
Passbook Savings
0.07%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Essex Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Riverland Bank
Riverland Bank
18-Month CD
5.00%
$1,000
UniBank
UniBank
6-Month CD
4.85%
$1,000
SimplyBank.
SimplyBank.
13-Month CD special
4.83%
$1,000
Massena Savings and Loan
Massena Savings and Loan
24-Month CD
4.64%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
6-Month CD
4.50%
$1,000
EagleBank
EagleBank
Business Savings
4.40%
$5,000,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
36-Month CD
4.27%
$1
Fulton Bank
Fulton Bank
25-Month CD special new money
4.10%
$1,000
Hibernia Bank
Hibernia Bank
12-Month CD
4.08%
$1,000
Sallie Mae
Sallie Mae
60-Month CD
4.00%
$2,500
Pathfinder Bank
Pathfinder Bank
Kasasa Cash Checking
4.00%
$0
First Resource Bank Exton, PA
First Resource Bank Exton, PA
30-Month CD
3.75%
$500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month Jumbo CD
3.75%
$100,000
Synchrony Bank
Synchrony Bank
24 Month Bump Up CD
3.60%
$0
Deerwood Bank
Deerwood Bank
6-Month CD
3.55%
$2,500
Federation Bank
Federation Bank
11-Month CD
3.50%
$500
Texas Heritage National Bank
Texas Heritage National Bank
24-Month CD
3.35%
$1,000
Sound Community Bank
Sound Community Bank
36-Month CD w/checking
3.20%
$1,000
M.Y. Safra Bank
M.Y. Safra Bank
36-Month CD
3.00%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Cha-Ching Rewards
3.00%
$0
Central Bank Provo, UT
Central Bank Provo, UT
36-Month CD
2.88%
$500
BankVista
BankVista
18-Month CD
2.51%
$1,000
Chase Bank
Chase Bank
24-Month CD relationship
2.50%
$1,000
Coffee County Bank
Coffee County Bank
#1 Money Market
2.50%
$1,000,000
Farmers Bank of Appomattox
Farmers Bank of Appomattox
60-Month CD
2.50%
$100
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Star Money Market Tier 4
2.50%
$200,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
48-Month CD
2.27%
$100
Achieve Credit Union
Achieve Credit Union
18-Month CD share certificate
2.25%
$500
Kennett Trust Bank
Kennett Trust Bank
30-Month CD
2.18%
$500
NBT Financial Bank
NBT Financial Bank
48-Month CD
2.02%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD certificate
2.02%
$1,000
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
24-Month CD
2.00%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
3-Month CD certificate
2.00%
$0
Walden Savings Bank
Walden Savings Bank
60-Month CD
1.75%
$1,000
PennCrest Bank
PennCrest Bank
24-Month CD
1.00%
$100
Peoples First Savings Bank
Peoples First Savings Bank
60-Month CD
0.85%
$500
The Berkshire Bank
The Berkshire Bank
Statement Super Savings
0.55%
$1,000
Sullivan Bank
Sullivan Bank
18-Month CD
0.50%
$1,000
Maine Community Bank
Maine Community Bank
48-Month CD
0.45%
$500
Ulster Savings Bank
Ulster Savings Bank
48-Month CD
0.45%
$500
Clay County Savings Bank
Clay County Savings Bank
Money Market
0.25%
$1,000
United Minnesota Bank
United Minnesota Bank
3-Month CD
0.25%
$500
The Upstate National Bank
The Upstate National Bank
Regular Savings
0.20%
$5,000
Windsor Federal S&L
Windsor Federal S&L
12-Month CD
0.15%
$1,000
First Horizon
First Horizon
36-Month CD
0.10%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
Fifth Savings Account
0.10%
$0
Milford Bank
Milford Bank
12-Month CD
0.10%
$1,000
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Savings Account
0.02%
$100
Buckeye Community Bank
Buckeye Community Bank
Buckeye Platinum Checking
0.01%
$50
Community Bank Topeka, KS
Community Bank Topeka, KS
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Essex Savings Bank Information

Essex Savings Bank
35 Plains Rd
Essex, CT 06426
Middlesex
Established Date: 08/06/1851
FDIC Certificate #: 17262
Date of FDIC Deposit Insurance: 10/02/1953
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Essex Savings Bank FDIC Insured? Yes
What is Essex Savings Bank's Cert number? 17262
What is the maximum amount for insured deposits? $250,000 per holder, per account

Essex Savings Bank Financials

Total Assets:
$520,113,000
Total Deposits:
$450,685,000
Equity Capital:
$57,909,000
Domestic Deposits:
$450,685,000
Net Income:
$1,290,000
Return on Assets:
0.5203%
Quarterly Return on Assets:
0.9800%
Pretax Return on Assets:
1.3087%
Pretax Quarterly Return on Assets:
1.3100%
Return on Equity:
5.1800%
Quarterly Return on Equity:
9.0600%
Common Equity Tier 1 Capital Ratio:
17.4028%
Tier 1 Risk-Based Capital Ratio:
17.4028%
Leverage Tier 1 (Core Capital) Ratio:
8.9078%
Total Risk-Based Capital Ratio (YTD):
18.3800%
Total Interest Income (YTD):
2.8896%
 
 
Headquarters:
Essex
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Middlesex
# of Offices:
8
Metropolitan Statistical Area (MSA):
Hartford-East Hartford-Middletown, CT
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Best Savings Rates in December 2018The best savings rates in December 2018 are hovering just below 2.50 percent and are poised to move higher before the end of the year. The current best savings rate for December 2018 is still at 2.40 percent from MySavingsDirect. That bank has been holding the stop spot for the best savings rate for all of December 2018. Savings rates will probably move higher before the end of the year if the Fed increases the fed funds rate. If a rate increase happens, we could see the best savings rates move hit 2.50 percent or even higher before the end of December. The second best savings rate in December is currently at 2.35 percent from PNC Bank. Rates change all the time, to get the best savings rates compare rates below today.
Northpointe Bank Money Market RatesNorthpointe Bank money market rates are very competitive right now when compared to other online rates. In fact, money market rates at Northpointe Bank are in the top five rates available on our rate list. Current money market rates from Northpointe Bank are at 1.94 percent with an annual percentage yield of 1.95 percent. The minimum opening deposit to earn this rate and yield is $25,000.

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Essex Savings Bank Reviews

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