GenuBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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GenuBankToday's 12-month CD rates can be found at 2.53%, 6-month CD rates at 3.82% and 3-month CD rates at 0.50%. Current savings rates are at 0.45% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 7.33%. Credit Card rates are at 19.74%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to GenuBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from GenuBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with GenuBank CD rates. You can also compare GenuBank savings rates, MMA rates and mortgage rates using our other rate lists.

GenuBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GenuBank? Share your experience about GenuBank by leaving a review below, or read customer reviews before you decide to use GenuBank.

GenuBank Texas Ratio

GenuBank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for GenuBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, GenuBank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
GenuBank
8488 Rozita Lee Ave
Las Vegas, NV 89113
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare GenuBank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Complex Community Federal Credit Union
Complex Community Federal Credit Union
12-Month CD
4.08%
$500
Beal Bank USA
Beal Bank USA
12-Month CD
4.05%
$1,000
USAlliance Financial
USAlliance Financial
36-Month CD
4.00%
$500
Rosedale FSL
Rosedale FSL
12-Month CD
4.00%
$500
Abington Bank
Abington Bank
6-Month CD
4.00%
$1,000
FNB of Bangor
FNB of Bangor
60-Month CD
3.80%
$1,000
Rolette State Bank
Rolette State Bank
60-Month CD
3.79%
$500
St. Ansgar State Bank
St. Ansgar State Bank
60-Month CD
3.79%
$5,000
Brentwood Bank
Brentwood Bank
18-Month CD
3.75%
$2,000
Kearney Trust Company
Kearney Trust Company
24-Month CD
3.67%
$100
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
12-Month CD
3.65%
$2,500
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
3.65%
$500
Gunnison S&L
Gunnison S&L
24-Month CD
3.56%
$500
Senath State Bank
Senath State Bank
12-Month CD
3.55%
$500
AAA Federal Savings Bank
AAA Federal Savings Bank
24-Month CD
3.50%
$1,500
StonehamBank
StonehamBank
48-Month CD
3.50%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
12-Month CD
3.45%
$1,000
Compass Savings Bank
Compass Savings Bank
36-Month CD
3.30%
$500
Woodruff Federal S&L
Woodruff Federal S&L
24-Month CD
3.14%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
36-Month CD
3.03%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
48-Month CD
2.78%
$500
Corebank
Corebank
18-Month CD
2.78%
$1,000
First Nebraska Bank
First Nebraska Bank
Money Market Investment
2.78%
$250,000
FSB of Randolph County
FSB of Randolph County
6-Month CD
2.75%
$500
Luminate Bank
Luminate Bank
6-Month CD
2.52%
$500
Ladysmith Federal S&L
12-Month CD
2.32%
$1,000
State Bank of Cherry
12-Month CD
2.27%
$1,000
Grinnell State Bank
Grinnell State Bank
36-Month CD
2.12%
$1,000
International Bank of Chicago
International Bank of Chicago
24-Month CD
1.75%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
12-Month CD
1.61%
$100
La Salle State Bank
La Salle State Bank
18-Month CD
1.51%
$1,000
Bank Northwest
Bank Northwest
3-Month CD
1.51%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
6-Month CD
1.50%
$500
Community Bank of Oelwein
Community Bank of Oelwein
36-Month CD
1.35%
$1,000
Forward Bank
Forward Bank
24-Month CD
1.31%
$500
SSB Scott State Bank
SSB Scott State Bank
18-Month CD
1.20%
$1,000
First Command Bank
First Command Bank
12-Month CD
0.85%
$1,000
Greenfield Co-operative Bank
Greenfield Co-operative Bank
48-Month CD
0.50%
$500
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Saver Savings
0.50%
$0
Thumb Bank and Trust
Thumb Bank and Trust
18-Month CD
0.50%
$500
Round Top State Bank
Round Top State Bank
Savings
0.40%
$100
Schuyler Savings Bank
Schuyler Savings Bank
18-Month CD
0.35%
$1,000
Bank of Magnolia
Bank of Magnolia
24-Month CD
0.30%
$1,000
Crest Savings Bank
Crest Savings Bank
Money Market
0.25%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Money Market Plus
0.25%
$2,000
RBT Rollstone B&T
RBT Rollstone B&T
Money Market
0.10%
$2,500
Premier Bank
Premier Bank
18-Month CD
0.10%
$500
LNB Community Bank
LNB Community Bank
Super Money Market
0.05%
$25,000
State Bank Brownsburg, IN
Elite Money Market
0.05%
$2,500
The Huntington National Bank
The Huntington National Bank
Relationship Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have GenuBank rate data right now, check back for updates, we are adding rates all the time.

GenuBank Information

GenuBank
8488 Rozita Lee Ave
Las Vegas, NV 89113
Clark
Established Date: 06/02/2008
FDIC Certificate #: 58806
Date of FDIC Deposit Insurance: 06/02/2008
Bank Holding Company: JBNV HOLDING CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 3
Is GenuBank FDIC Insured? Yes
What is GenuBank's Cert number? 58806
What is the maximum amount for insured deposits? $250,000 per holder, per account

GenuBank Financials

Total Assets:
$164,769,000
Total Deposits:
$120,381,000
Equity Capital:
$38,740,000
Domestic Deposits:
$120,381,000
Net Income:
$-95,000
Return on Assets:
1.9695%
Quarterly Return on Assets:
-0.2300%
Pretax Return on Assets:
-0.2286%
Pretax Quarterly Return on Assets:
-0.2300%
Return on Equity:
9.4200%
Quarterly Return on Equity:
-0.9800%
Leverage Tier 1 (Core Capital) Ratio:
18.2720%
Total Interest Income (YTD):
5.0356%
 
 
Headquarters:
Las Vegas
FDIC Field Office:
Phoenix
Regulator:
FDIC
County:
Clark
# of Offices:
2
Metropolitan Statistical Area (MSA):
Las Vegas-Henderson-Paradise, NV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Bank of Internet currently has the highest CD rate on our list of 12 month CD rates in Texas. Bank of Internet is offering 12 month rates at 1.30 percent with a CD yield of 1.31 percent. The national average 12 month CD rate is less than half Bank of Internet's rate. The current national average rate is 0.59 percent as reported by MonitorBankRates.com.
Refinance rates and mortgage rates are higher today. 30 year mortgage rates are  averaging 4.32 percent, up from yesterday's average 30 year home mortgage rate of 4.26 percent. 30 year home mortgage rates in South Carolina are higher than the national average mortgage rate. Today's 30 year mortgage rates in South Carolina are averaging 4.34 percent. 

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