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GenuBank Rates & Review April 2026

Q: Is GenuBank a safe place to deposit money?

Yes, GenuBank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does GenuBank operate?

GenuBank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, GenuBank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, GenuBank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 16, 2026

You can compare GenuBank rates to other rates in our database, including 12-month CD rates currently at 0.30%, 6-month CD rates at 2.00% and 3-month CD rates at 3.55%. Savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to GenuBank rates. MonitorBankRates evaluates the financial stability of GenuBank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/16/2026.

GenuBank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GenuBank? Share your experience about GenuBank by leaving a review below, or read customer reviews before you decide to use GenuBank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

GenuBank

8488 Rozita Lee Ave
Las Vegas, NV 89113

https://www.genubank.com

Current Rate Availability

We do not have GenuBank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for GenuBank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather GenuBank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GenuBank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name GenuBank

Bank Holding Company JBNV HOLDING CORP

Address 8488 Rozita Lee Ave, Las Vegas, NV 89113 · Clark

Website https://www.genubank.com

FDIC Certificate # 58806

Established 06/02/2008

FDIC Insurance Date 06/02/2008

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.9695%

Return on Equity (ROE) 9.4200%

Non-Performing Loans (NPL) 0.00%

Total Assets $221,096,000

Total Deposits $172,122,000

Equity Capital $43,866,000

Net Income $3,156,000

Headquarters Las Vegas

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for GenuBank yet. Feel free to create one below.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About GenuBank

Is GenuBank a safe place to deposit money?

Yes, GenuBank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does GenuBank operate?

GenuBank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, GenuBank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GenuBank provides members with tools to manage their accounts and build a solid financial history.

Does GenuBank offer online and mobile banking?

Most modern institutions like GenuBank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.genubank.com.