Enterprise Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Enterprise Bank and Trust CompanyToday's 12-month CD rates can be found at 0.65%, 6-month CD rates at 1.00% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Enterprise Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Enterprise Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Enterprise Bank and Trust Company CD rates. You can also compare Enterprise Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Enterprise Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Enterprise Bank and Trust Company? Share your experience about Enterprise Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use Enterprise Bank and Trust Company.

Enterprise Bank and Trust Company Texas Ratio

Enterprise Bank and Trust Company's Texas Ratio is at 3.30%, which is considered excellent. The Texas Ratio for Enterprise Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Enterprise Bank and Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Enterprise Bank and Trust Company
222 Merrimack St
Lowell, MA 01852
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Enterprise Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Five Star Credit Union
Five Star Credit Union
36-Month CD
4.10%
$500
BankVista
BankVista
Kasasa Savings
4.00%
$50
AAEC Credit Union
AAEC Credit Union
12-Month CD
4.00%
$1,000
Winchester Co-operative Bank
Winchester Co-operative Bank
36-Month CD
3.75%
$500
Northumberland Bank
Northumberland Bank
6-Month CD
3.70%
$5,000
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
3.35%
$500
Kearney Trust Company
Kearney Trust Company
48-Month CD
3.30%
$100
Merchants State Bank
Merchants State Bank
12-Month CD
3.25%
$100
Avidia Bank
Avidia Bank
36-Month CD
3.05%
$1,000
Frontier State Bank
Frontier State Bank
60-Month CD
3.03%
$1,000
River Bank
River Bank
30-Month CD
3.03%
$1,000
Commerce Bank & Trust
Commerce Bank & Trust
60-Month CD
3.00%
$500
National Bank of Malvern
National Bank of Malvern
60-Month CD
3.00%
$2,500
1st Northern California Credit Union
1st Northern California Credit Union
12-Month CD
2.95%
$1,000
The Seymour Bank
The Seymour Bank
3-Month CD
2.78%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
18-Month CD
2.78%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
3-Month CD
2.75%
$1,000
Stafford Savings Bank
Stafford Savings Bank
60-Month CD
2.54%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
48-Month CD
2.52%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
48-Month CD
2.48%
$2,500
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Money Market (Member Advantage)
2.43%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
12-Month CD
2.25%
$1,000
4U Federal Credit Union
4U Federal Credit Union
36-Month CD
2.08%
$1,000
FCNB of St. Paris
60-Month CD
2.07%
$1,000
Geddes Federal S&L
Geddes Federal S&L
18-Month CD
1.76%
$500
Swedish-American State Bank
Swedish-American State Bank
36-Month CD
1.76%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
24-Month CD
1.26%
$500
International Bank of Chicago
International Bank of Chicago
NOW Checking
1.25%
$1,000
Bank of Canton
Bank of Canton
12-Month CD
1.00%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
12-Month CD
0.75%
$1,000
Rhinebeck Bank
Rhinebeck Bank
Business Money Market
0.62%
$0
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
Falcon National Bank
Falcon National Bank
Kasasa Checking
0.50%
$25,000
Chelsea Groton Bank
Chelsea Groton Bank
60-Month CD
0.50%
$500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Money Market
0.50%
$2,500
Ulster Savings Bank
Ulster Savings Bank
36-Month CD
0.40%
$500
ESB Bank
ESB Bank
Elite Checking
0.35%
$2,500
Northumberland Bank
Northumberland Bank
Money Market
0.30%
$2,500
Savings Bank of Danbury
Savings Bank of Danbury
12-Month CD
0.25%
$500
UniBank
UniBank
3-Month CD
0.25%
$500
PSECU
PSECU
Savings
0.25%
$1
Hoyne Savings Bank
Hoyne Savings Bank
12-Month CD
0.20%
$500
The Upstate National Bank
The Upstate National Bank
Regular Savings
0.20%
$5,000
Washington Financial Bank
Washington Financial Bank
12-Month CD
0.20%
$500
Beardstown Savings
Beardstown Savings
Statement Savings
0.15%
$1
MidCountry Bank
MidCountry Bank
24-Month CD
0.10%
$1,000
First National Bank of Michigan
First National Bank of Michigan
First Personal Savings
0.10%
$100
Cincinnatus S&L Co.
Cincinnatus S&L Co.
Statement Savings
0.05%
$100
Warsaw Federal S&L
Statement Savings
0.05%
$100
American Savings Bank, FSB
American Savings Bank, FSB
Statement Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Enterprise Bank and Trust Company rate data right now, check back for updates, we are adding rates all the time.

Enterprise Bank and Trust Company Information

Enterprise Bank and Trust Company
222 Merrimack St
Lowell, MA 01852
Middlesex
Established Date: 01/03/1989
FDIC Certificate #: 27408
Date of FDIC Deposit Insurance: 01/03/1989
Bank Holding Company: ENTERPRISE BCORP INC
How Many Domestic U.S. Offices? 27
How Many Branches are There? 27
Is Enterprise Bank and Trust Company FDIC Insured? Yes
What is Enterprise Bank and Trust Company's Cert number? 27408
What is the maximum amount for insured deposits? $250,000 per holder, per account

Enterprise Bank and Trust Company Financials

Total Assets:
$4,624,015,000
Total Deposits:
$4,106,918,000
Equity Capital:
$392,880,000
Domestic Deposits:
$4,106,918,000
Net Income:
$9,424,000
Return on Assets:
0.9622%
Quarterly Return on Assets:
0.8300%
Pretax Return on Assets:
1.0624%
Pretax Quarterly Return on Assets:
1.0600%
Return on Equity:
11.9700%
Quarterly Return on Equity:
9.6600%
Common Equity Tier 1 Capital Ratio:
12.1911%
Tier 1 Risk-Based Capital Ratio:
12.1911%
Leverage Tier 1 (Core Capital) Ratio:
9.8676%
Total Risk-Based Capital Ratio (YTD):
13.4466%
Total Interest Income (YTD):
4.7064%
 
 
Headquarters:
Lowell
FDIC Field Office:
North Boston
Regulator:
FDIC
County:
Middlesex
# of Offices:
27
Metropolitan Statistical Area (MSA):
Boston-Cambridge-Newton, MA-NH
Consolidated Metropolitan Statistical Area (CMSA):
Boston-Worcester-Lawrence, MA-NH-ME-CT
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average savings rates were unchanged this week over last in both Bankrate's national savings rate survey and the FDIC's national rate survey. Bankrate's national savings rate for the week ending 10/10/12 is currently at 0.52 percent. The FDIC's national average savings rate is considerably less at 0.08 percent. The best savings rates this week alo remained unchanged at 1.04 percent.
Third Federal Savings and Loan CD RatesThird Federal Savings and Loan CD rates on the bank's Specials CDs are some of the best CD rates available right now. The minimum opening balance is only $500. 30 day rolling special CD rates at Third Federal Savings and Loan are at 1.85 percent. 59 month special CD rates at Third Federal Savings and Loan are at 3.50 percent. Compare Third Federal Savings and Loan CD rates with other banks below.
Mortgage rates continue to hover above recent lows set earlier this past week. Mortgage rates dropped over the past several weeks following bond yields lower. Disappointing economic numbers released, including poor housing numbers and employment numbers, drove mortgage rates lower. On Friday a disappointing consumer sentiment survey was released sending bond yields and mortgage rates down further.

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