Commercial Bank of Grayson CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Commercial Bank of GraysonToday's 12-month CD rates can be found at 4.00%, 6-month CD rates at 1.50% and 3-month CD rates at 4.58%. Current savings rates are at 0.25% and money market rates are at 0.65%. Mortgage rates today on 30-year fixed loans are around 7.03%. Credit Card rates are at 15.74%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Commercial Bank of Grayson CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Commercial Bank of Grayson, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Commercial Bank of Grayson CD rates. You can also compare Commercial Bank of Grayson savings rates, MMA rates and mortgage rates using our other rate lists.

Commercial Bank of Grayson money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial Bank of Grayson? Share your experience about Commercial Bank of Grayson by leaving a review below, or read customer reviews before you decide to use Commercial Bank of Grayson.

Commercial Bank of Grayson Texas Ratio

Commercial Bank of Grayson's Texas Ratio is at 2.67%, which is considered excellent. The Texas Ratio for Commercial Bank of Grayson is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Commercial Bank of Grayson is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Commercial Bank of Grayson
208 E Main St
Grayson, KY 41143
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Commercial Bank of Grayson Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NexBank
NexBank
12-Month CD Jumbo Promotional Online
5.40%
$100,000
CFG Bank
CFG Bank
12-Month CD
5.31%
$500
Kendall Bank
Kendall Bank
Money Market
5.25%
$100,000
Pathfinder Bank
Pathfinder Bank
7-Month CD special
5.10%
$1,000
Flanagan State Bank
Flanagan State Bank
6-Month CD (special)
5.00%
$10,000
Luana Savings Bank
Luana Savings Bank
12-Month CD
4.91%
$2,000
Home Bank of California
Home Bank of California
12-Month CD
4.85%
$10,000
All America Bank
All America Bank
12-Month CD
4.75%
$500
LimeLight Bank
LimeLight Bank
6-Month CD
4.50%
$1,000
Evergreen Bank Group
Evergreen Bank Group
18-Month CD
4.25%
$500
Bank Five Nine
Bank Five Nine
48-Month CD
4.00%
$1,000
First Jackson Bank
First Jackson Bank
60-Month CD
4.00%
$1,000
Vystar Credit Union
Vystar Credit Union
12-Month CD
3.70%
$500
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD
3.56%
$1,000
Newburyport Bank
Newburyport Bank
18-Month CD
3.50%
$500
Vystar Credit Union
Vystar Credit Union
18-Month CD
3.50%
$500
United Valley Bank
United Valley Bank
3-Month CD
3.25%
$500
Sloan State Bank
Sloan State Bank
60-Month CD
3.03%
$5,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
48-Month CD
3.00%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
48-Month CD
2.75%
$2,500
Main Bank
Main Bank
60-Month CD
2.75%
$1,000
Community Bank of Wichita
Community Bank of Wichita
48-Month CD
2.55%
$500
First County Bank
First County Bank
High Yield Checking
2.22%
$1
National Exchange Bank and Trust
National Exchange Bank and Trust
12-Month CD
2.15%
$1,000
Newtek Bank
Newtek Bank
60-Month CD
2.00%
$2,500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
Money Market Account Tier 4
2.00%
$200,000
The Bank of Landisburg
The Bank of Landisburg
24-Month CD
1.96%
$1,000
Black River Country Bank
Black River Country Bank
6-Month CD
1.75%
$1,000
First Bank of Utica
First Bank of Utica
18-Month CD
1.61%
$500
Southwest National Bank
Southwest National Bank
48-Month CD
1.55%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
6-Month CD
1.51%
$500
American State Bank (TX)
American State Bank (TX)
18-Month CD
1.51%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
30-Month CD
1.50%
$500
FNB of Hope
36-Month CD
1.40%
$500
Paper City Savings PCSA
Paper City Savings PCSA
12-Month CD
1.28%
$100
SouthernTrust Bank
SouthernTrust Bank
12-Month CD
1.26%
$1,000
Gorham Savings Bank
Gorham Savings Bank
60-Month CD
1.25%
$500
State Bank of Graymont
State Bank of Graymont
12-Month CD
0.90%
$1,000
Winter Hill Bank
Winter Hill Bank
60-Month CD
0.75%
$500
1st Choice Credit Union
1st Choice Credit Union
24-Month CD
0.60%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
24-Month CD
0.30%
$500
Peoples First Savings Bank
Peoples First Savings Bank
18-Month CD
0.30%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
24-Month CD
0.25%
$1,000
Academic Employees Credit Union
Academic Employees Credit Union
12-Month CD
0.20%
$1,000
NVE Bank
NVE Bank
12-Month CD
0.11%
$1,000
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
Choice Savings
0.10%
$50
Rocky Mountain Bank
Rocky Mountain Bank
Money Market
0.05%
$2,500
FNB of River Falls
FNB of River Falls
Regular Savings
0.05%
$200
Hughes Federal Credit Union
Hughes Federal Credit Union
Main Share Savings
0.05%
$50
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Checking with Interest
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 28, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Commercial Bank of Grayson rate data right now, check back for updates, we are adding rates all the time.

Commercial Bank of Grayson Information

Commercial Bank of Grayson
208 E Main St
Grayson, KY 41143
Carter
Established Date: 01/01/1891
FDIC Certificate #: 10137
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: COMMERCIAL GRAYSON BANCSHARES
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Commercial Bank of Grayson FDIC Insured? Yes
What is Commercial Bank of Grayson's Cert number? 10137
What is the maximum amount for insured deposits? $250,000 per holder, per account

Commercial Bank of Grayson Financials

Total Assets:
$210,773,000
Total Deposits:
$187,738,000
Equity Capital:
$20,955,000
Domestic Deposits:
$187,738,000
Net Income:
$110,000
Return on Assets:
0.7101%
Quarterly Return on Assets:
0.2100%
Pretax Return on Assets:
0.4271%
Pretax Quarterly Return on Assets:
0.4300%
Return on Equity:
6.9800%
Quarterly Return on Equity:
2.1300%
Common Equity Tier 1 Capital Ratio:
18.9855%
Tier 1 Risk-Based Capital Ratio:
18.9855%
Leverage Tier 1 (Core Capital) Ratio:
11.9927%
Total Risk-Based Capital Ratio (YTD):
19.4327%
Total Interest Income (YTD):
3.4240%
 
 
Headquarters:
Grayson
FDIC Field Office:
Lexington
Regulator:
FDIC
County:
Carter
# of Offices:
3
Metropolitan Statistical Area (MSA):
Huntington-Ashland, WV-KY-OH
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

refinance-rates-30-year-refinance-rates-at-509-15-year-refinance-rates-at-439Refinance rates were down this week over last. Fixed conforming 30 year refinance mortgage rates are averaging 5.07%, down from the prior week’s average refinance rate of 5.09%. 15 year refinance rates are averaging 4.39%, down from the prior week's average refinance rate of 4.43%. Right now the best refinance rates are 15 year refinance rates.
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Millennium Bank of Junction City, Kansas, has one of the best savings account rates available right now. Millennium Bank's Savings Account rates on their Personal and Young Investors Savings Accounts have a savings rate of 1.39% with a savings yield of 1.40%. That rate is one of the highest savings rates available right now from any bank or credit union.

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