Lake Region Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Lake Region BankToday's 12-month CD rates can be found at 3.85%, 6-month CD rates at 4.04% and 3-month CD rates at 0.50%. Current savings rates are at 0.10% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.16%. Credit Card rates are at 17.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Lake Region Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lake Region Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lake Region Bank CD rates. You can also compare Lake Region Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lake Region Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lake Region Bank? Share your experience about Lake Region Bank by leaving a review below, or read customer reviews before you decide to use Lake Region Bank.

Lake Region Bank Texas Ratio

Lake Region Bank's Texas Ratio is at 17.55%, which is considered excellent. The Texas Ratio for Lake Region Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lake Region Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lake Region Bank
51 Main St S
New London, MN 56273
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Lake Region Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FNB of Bangor
FNB of Bangor
12-Month CD
4.37%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD (Jumbo)
4.35%
$100,000
Landmark Credit Union
Landmark Credit Union
12-Month CD
4.20%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
12-Month CD
4.00%
$500
Arvest Bank
Arvest Bank
6-Month CD
3.94%
$0
ESB Bank
ESB Bank
48-Month CD
3.85%
$10,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
3-Month CD
3.80%
$500
TSB Bank
TSB Bank
18-Month CD
3.75%
$500
GTE Financial Credit Union
GTE Financial Credit Union
18-Month CD
3.71%
$500
Abbey Credit Union
Abbey Credit Union
36-Month CD
3.60%
$500
Bankwell Bank
Bankwell Bank
18-Month CD
3.50%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
3.50%
$500
First Bank Hampton
First Bank Hampton
48-Month CD
3.45%
$1,000
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.45%
$500
Acme Continental Credit Union
Acme Continental Credit Union
36-Month CD
3.30%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
Business Money Market
3.04%
$1,000,000
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
30-Month CD
3.00%
$500
GSL Savings Bank
GSL Savings Bank
60-Month CD
2.82%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
48-Month CD
2.78%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
Luminate Bank
Luminate Bank
Money Market
2.78%
$1,000,000
FSB of Cando
FSB of Cando
36-Month CD
2.75%
$500
Chesapeake Bank
Chesapeake Bank
12-Month CD
2.75%
$1,000
Ergo Bank
Ergo Bank
48-Month CD
2.47%
$500
QNB Bank
QNB Bank
18-Month CD
2.47%
$500
Sound Community Bank
Sound Community Bank
60-Month CD w/checking
2.43%
$1,000
First Exchange Bank
First Exchange Bank
24-Month CD
2.40%
$500
Bristol Morgan Bank
Bristol Morgan Bank
24-Month CD
2.30%
$500
American State Bank (TX)
American State Bank (TX)
60-Month CD
2.03%
$1,000
Collins State Bank
Collins State Bank
12-Month CD
2.00%
$1,000
Artisans Bank
Artisans Bank
60-Month CD
2.00%
$1,500
Clay County Savings Bank
Clay County Savings Bank
60-Month CD
1.84%
$500
Connex Credit Union
Connex Credit Union
60-Month CD
1.80%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Money Market
1.77%
$1,000,000
Thumb Bank and Trust
Thumb Bank and Trust
6-Month CD
1.76%
$500
NASA Federal Credit Union
NASA Federal Credit Union
Premier Money Market
1.75%
$10,000
The Bank of New Glarus
The Bank of New Glarus
36-Month CD
1.30%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Money Market
1.25%
$250,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
6-Month CD
1.01%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
48-Month CD
0.65%
$1,000
Auburn Savings Bank
Auburn Savings Bank
36-Month CD
0.55%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
24-Month CD
0.50%
$500
Franklin Bank
Franklin Bank
9-Month CD
0.25%
$500
Bank of Greene County
Bank of Greene County
12-Month CD
0.25%
$1,000
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Passbook Savings
0.20%
$5
Gouverneur S&L
Gouverneur S&L
Money Market
0.10%
$2,500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
MyWay Savings
0.10%
$100
Union Bank, Inc.
Union Bank, Inc.
Money Market
0.03%
$2,500
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Money Market
0.01%
$0
First County Bank
First County Bank
Money Market
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Lake Region Bank rate data right now, check back for updates, we are adding rates all the time.

Lake Region Bank Information

Lake Region Bank
51 Main St S
New London, MN 56273
Kandiyohi
Established Date: 01/12/1915
FDIC Certificate #: 10965
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: KANDI BANCSHARES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Lake Region Bank FDIC Insured? Yes
What is Lake Region Bank's Cert number? 10965
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lake Region Bank Financials

Total Assets:
$144,547,000
Total Deposits:
$133,491,000
Equity Capital:
$10,167,000
Domestic Deposits:
$133,491,000
Net Income:
$553,000
Return on Assets:
1.6500%
Quarterly Return on Assets:
1.5300%
Pretax Return on Assets:
1.6455%
Pretax Quarterly Return on Assets:
1.6500%
Return on Equity:
35.7000%
Quarterly Return on Equity:
22.1500%
Common Equity Tier 1 Capital Ratio:
22.3685%
Tier 1 Risk-Based Capital Ratio:
22.3685%
Leverage Tier 1 (Core Capital) Ratio:
10.9117%
Total Risk-Based Capital Ratio (YTD):
23.2010%
Total Interest Income (YTD):
4.3833%
 
 
Headquarters:
New London
FDIC Field Office:
Mankato
Regulator:
FDIC
County:
Kandiyohi
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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