GSL Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.10%, 6-month CD rates at 4.07% and 3-month CD rates at 3.00%. Current savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.80%. Credit Card rates are at 17.75%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. GSL Savings Bank's 12-Month CD rates are at 3.77%, 18-Month CD rates are at 3.35%, 60-Month CD rates are at 2.82%, 24-Month CD rates are at 2.82%. GSL Savings Bank's savings rates are at 0.15%. GSL Savings Bank's money market rates are at 0.25%.

GSL Savings Bank

To see how these rates compare to GSL Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from GSL Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with GSL Savings Bank CD rates. You can also compare GSL Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

GSL Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GSL Savings Bank? Share your experience about GSL Savings Bank by leaving a review below, or read customer reviews before you decide to use GSL Savings Bank.

GSL Savings Bank Texas Ratio

GSL Savings Bank's Texas Ratio is at 0.29%, which is considered excellent. The Texas Ratio for GSL Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, GSL Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.77%

2.54%

18-Month CD

3.35%

2.27%

24-Month CD

2.82%

2.27%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

2.82%

2.26%

Savings

0.15%

0.65%

MMA

0.25%

1.01%

30-Year Fixed

N/A

6.71%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

GSL Savings Bank

6823 Bergenline Ave
Guttenberg, NJ 07093

https://www.gslsavingsbank.com

MonitorBankRates' Rating

5/5

★★★★★

Review GSL Savings Bank

GSL Savings Bank CD Rates and Interest Rates

GSL Savings Bank

12-Month CD

3.77%

$500

GSL Savings Bank

18-Month CD

3.35%

$500

GSL Savings Bank

60-Month CD

2.82%

$500

GSL Savings Bank

24-Month CD

2.82%

$500

GSL Savings Bank

Super Money Market

0.25%

$1,500

GSL Savings Bank

Savings

0.15%

$50

GSL Savings Bank

NOW Checking

0.15%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare GSL Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Vibrant Credit Union

Preferred Savings

4.50%

Frontier State Bank

12-Month CD (Jumbo)

4.25%

$250,000

ESB Bank

18-Month CD

4.00%

$10,000

First Jackson Bank

18-Month CD

3.90%

$1,000

Yakima Federal S&L

18-Month CD

3.75%

$500

Bank Midwest

12-Month CD

3.65%

$500

CSB of Cheney, KS

24-Month CD

3.56%

$500

Empower Federal Credit Union

48-Month CD

3.50%

$500

Great Plains State Bank

30-Month CD

3.40%

$500

Everence Trust Company

30-Month CD

3.40%

$500

Peru Federal Savings Bank

60-Month CD

3.30%

$1,000

First Resource Bank Exton, PA

24-Month CD

3.25%

$500

Truliant Federal Credit Union

48-Month CD

3.19%

$250

Heartland State Bank Edgeley, ND

24-Month CD

3.15%

$500

New Peoples Bank

60-Month CD

3.10%

Heritage Bank Minnesota

48-Month CD

3.03%

$250

First National Bank VA

36-Month CD

2.78%

$500

Providence Bank

18-Month CD

2.75%

$1,000

BayFirst National Bank

36-Month CD

2.75%

$1,000

FNB Bank, Inc. Romney, WV

36-Month CD

2.65%

$1,000

Ambler Savings Bank

60-Month CD

2.50%

$1,000

Lake Central Bank

3-Month CD

2.47%

$1,000

Profile Bank

18-Month CD

2.27%

$500

Lyons Federal Bank

18-Month CD

2.22%

$50,000

FNB Community Bank

36-Month CD

2.02%

$1,000

Peoples Bank of Deer Lodge

48-Month CD

1.91%

$100

Clay County Savings Bank

48-Month CD

1.79%

$500

Carson Bank

24-Month CD

1.71%

$500

CNB St Louis Bank

60-Month CD

1.26%

$500

Eastern Connecticut Savings Bank

48-Month CD

1.25%

$500

Fremont Bank

24-Month CD

1.25%

$2,500

Federation Bank

60-Month CD

1.10%

$500

Pathfinder Bank

Kasasa Savings

1.00%

Benchmark Community Bank

3-Month CD

0.75%

$500

CNB Clinton National Bank

36-Month CD

0.65%

$500

Midland Community Bank

6-Month CD

0.60%

$1,000

Bank of Botetourt

18-Month CD

0.55%

$500

Farmers State Bank Waterloo, IA

Savings

0.50%

$100

Farmers State Bank of Alto Pass, Ill.

36-Month CD

0.50%

$1,000

Hancock County SB

12-Month CD

0.50%

$500

Windsor Federal S&L

60-Month CD

0.50%

$1,000

Winter Hill Bank

Prestige Money Market

0.40%

$10

Bank of Greene County

48-Month CD

0.35%

$1,000

Bank of Buffalo

3-Month CD

0.10%

$500

Profile Bank

Money Market

0.10%

$25

Heritage Bank Minnesota

Interest Checking

0.05%

UniBank

Money Market

0.05%

$2,500

Clarion County Community Bank

Community Plus Checking

0.03%

$500

First State Bank and Trust Bayport, MN

Business Checking

0.01%

$100

First Federal S&L of Van Wert

NOW Checking

0.01%

$500

Disclaimer

Mortgage Rates May 13, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

M&T Bank

5-Year ARM Jumbo

5.250%

4.753%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Catskill Hudson Bank

15-Year Fixed

5.250%

5.385%

0.750

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Piedmont Advantage Credit Union

15-Year Fixed

5.375%

5.633%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.625%

5.651%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.375%

5.677%

1.125

Sikorsky Credit Union

15-Year Fixed

5.625%

5.681%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

Navy Federal Credit Union

15-Year Fixed

5.500%

5.694%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

GSL Savings Bank Information

GSL Savings Bank

6823 Bergenline Ave
Guttenberg, NJ 07093
Hudson
Established Date: 01/01/1907
FDIC Certificate #: 28708
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 2

How Many Branches are There? 2

Website: https://www.gslsavingsbank.com

Is GSL Savings Bank FDIC Insured? Yes

What is GSL Savings Bank's Cert number? 28708

What is the maximum amount for insured deposits? $250,000 per holder, per account

GSL Savings Bank Financials

Total Assets:

$158,882,000

Total Deposits:

$136,485,000

Equity Capital:

$11,988,000

Domestic Deposits:

$136,485,000

Net Income:

$-239,000

Return on Assets:

0.2934%

Quarterly Return on Assets:

-0.6200%

Pretax Return on Assets:

-0.7368%

Pretax Quarterly Return on Assets:

-0.7400%

Return on Equity:

3.3900%

Quarterly Return on Equity:

-7.9200%

Common Equity Tier 1 Capital Ratio:

15.1127%

Tier 1 Risk-Based Capital Ratio:

15.1127%

Leverage Tier 1 (Core Capital) Ratio:

9.1789%

Total Risk-Based Capital Ratio (YTD):

16.0840%

Total Interest Income (YTD):

4.2401%

Headquarters:

Guttenberg

FDIC Field Office:

Jamesburg

Regulator:

FDIC

County:

Hudson

# of Offices:

Metropolitan Statistical Area (MSA):

New York-Newark-Jersey City, NY-NJ-PA

Consolidated Metropolitan Statistical Area (CMSA):

New York-Northern New Jersey-Long Island, NY-NJ-CT-PA

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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