Mercer Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 4.94% and 3-month CD rates at 0.50%. Current savings rates are at 1.00% and money market rates are at 4.33%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 14.74%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates. Mercer Savings Bank's 60-Month CD rates are at 0.55%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.30%, 24-Month CD rates are at 0.20%, 12-Month CD rates are at 0.15%. Mercer Savings Bank's savings rates are at 0.05%. Mercer Savings Bank's money market rates are at 0.15%.

Mercer Savings Bank

To see how these rates compare to Mercer Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mercer Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mercer Savings Bank CD rates. You can also compare Mercer Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Mercer Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mercer Savings Bank? Share your experience about Mercer Savings Bank by leaving a review below, or read customer reviews before you decide to use Mercer Savings Bank.

Mercer Savings Bank Texas Ratio

Mercer Savings Bank's Texas Ratio is at 2.52%, which is considered excellent. The Texas Ratio for Mercer Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Mercer Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.15%
18-Month CD
0.15%
24-Month CD
0.20%
36-Month CD
0.30%
48-Month CD
0.45%
60-Month CD
0.55%
Savings
0.05%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mercer Savings Bank
1100 Irmscher Blvd
Celina, OH 45822
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Mercer Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Mercer Savings Bank
Mercer Savings Bank
60-Month CD
0.55%
$100
Mercer Savings Bank
Mercer Savings Bank
48-Month CD
0.45%
$100
Mercer Savings Bank
Mercer Savings Bank
36-Month CD
0.30%
$100
Mercer Savings Bank
Mercer Savings Bank
24-Month CD
0.20%
$100
Mercer Savings Bank
Mercer Savings Bank
12-Month CD
0.15%
$100
Mercer Savings Bank
Mercer Savings Bank
Money Market
0.15%
$50,000
Mercer Savings Bank
Mercer Savings Bank
18-Month CD
0.15%
$100
Mercer Savings Bank
Mercer Savings Bank
Savings Account
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mercer Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First County Bank
First County Bank
12-Month CD
0.15%
$1,000
The Bank of Tescott
The Bank of Tescott
24-Month CD
1.64%
$0
Skowhegan Savings Bank
Skowhegan Savings Bank
5-Month CD special
5.13%
$1,500
Hyperion Bank
Hyperion Bank
12-Month CD
3.50%
$500
Vast Bank
Vast Bank
24-Month CD
2.50%
$1,000
Sullivan Bank
Sullivan Bank
18-Month CD
0.50%
$1,000
NVE Bank
NVE Bank
48-Month CD
0.21%
$1,000
Gouverneur S&L
Gouverneur S&L
48-Month CD
0.90%
$2,500
Tompkins Community Bank
Tompkins Community Bank
Savings Account
0.02%
$0
Central Federal SLA
Central Federal SLA
18-Month CD
0.10%
$2,500
First State Bank Webster City, IA
First State Bank Webster City, IA
9-Month CD special
5.25%
$1,000
Haddon Savings Bank
Haddon Savings Bank
60-Month CD
3.15%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
18-Month CD
0.30%
$1,000
Benton State Bank
Benton State Bank
48-Month CD
2.52%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
12-Month CD
1.26%
$1,000
Fidelity
Fidelity
24-Month CD New Issue
4.40%
$1,000
American Bank
American Bank
18-Month CD
1.01%
$500
Yakima Federal S&L
Yakima Federal S&L
Choice Money Market
0.20%
$25,000
Utah Independent Bank
Utah Independent Bank
18-Month CD
3.24%
$500
FNB in Taylorville
FNB in Taylorville
24-Month CD
0.65%
$1,000
WaFd Bank
WaFd Bank
19-Month CD special
4.50%
$1,000
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
Centinel Bank of Taos
Centinel Bank of Taos
36-Month CD
3.00%
$1,000
Axiom Bank
Axiom Bank
18-Month CD
2.50%
$500
121 Financial Credit Union
121 Financial Credit Union
48-Month CD Certificate
3.45%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Checking Account Life
0.50%
$25
TXN Bank
Savings Account
0.05%
$100
Riverside Savings Bank
Riverside Savings Bank
Choice Money Market
4.07%
$100,000
Lake Elmo Bank
Lake Elmo Bank
48-Month CD
1.05%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Presidential Checking
2.00%
$75,000
America First Federal Credit Union
America First Federal Credit Union
Share Savings
0.05%
$1
Bread Financial
Bread Financial
60-Month CD
4.25%
$1,500
O Bannon Banking Co.
O Bannon Banking Co.
18-Month CD
3.39%
$1,000
New Mexico B&T
New Mexico B&T
12-Month CD
0.60%
$1,000
Hancock County SB
Hancock County SB
Statement Savings
0.05%
$100
F&M Bank of St. Clair
F&M Bank of St. Clair
36-Month CD
0.85%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
3-Month CD
2.02%
$5,000
First United Bank Park River, ND
First United Bank Park River, ND
13-Month CD special
4.76%
$500
Northern Bank Direct
Northern Bank Direct
24-Month CD
4.50%
$500
Associated Bank
Associated Bank
13-Month CD
4.00%
$1,000
FNB of Hope
48-Month CD
1.51%
$500
First FSB of Kentucky
First FSB of Kentucky
6-Month CD
3.02%
$500
O Bannon Banking Co.
O Bannon Banking Co.
Savings Account
0.15%
$0
Wells Fargo
Wells Fargo
3-Month CD
2.50%
$0
Community Bank of Marshall
Community Bank of Marshall
12-Month CD
4.04%
$1,000
Abco Federal Credit Union
Abco Federal Credit Union
18-Month CD
4.25%
$1,000
Colonial Savings, F.A.
Colonial Savings, F.A.
11-Month CD special
5.64%
$10,000
Regions Bank
Regions Bank
60-Month CD
0.01%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
Statement Savings
0.20%
$10
Napoleon State Bank
Napoleon State Bank
24-Month CD
0.50%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Mercer Savings Bank Information

Mercer Savings Bank
1100 Irmscher Blvd
Celina, OH 45822
Mercer
Established Date: 01/01/1888
FDIC Certificate #: 30084
Date of FDIC Deposit Insurance: 04/18/1940
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Mercer Savings Bank FDIC Insured? Yes
What is Mercer Savings Bank's Cert number? 30084
What is the maximum amount for insured deposits? $250,000 per holder, per account

Mercer Savings Bank Financials

Total Assets:
$149,569,000
Total Deposits:
$131,630,000
Equity Capital:
$14,856,000
Domestic Deposits:
$131,630,000
Net Income:
$313,000
Return on Assets:
0.6866%
Quarterly Return on Assets:
0.8400%
Pretax Return on Assets:
1.0548%
Pretax Quarterly Return on Assets:
1.0500%
Return on Equity:
7.5600%
Quarterly Return on Equity:
8.5400%
Common Equity Tier 1 Capital Ratio:
15.5221%
Tier 1 Risk-Based Capital Ratio:
15.5221%
Leverage Tier 1 (Core Capital) Ratio:
9.6770%
Total Risk-Based Capital Ratio (YTD):
16.5562%
Total Interest Income (YTD):
3.3000%
 
 
Headquarters:
Celina
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Mercer
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Evantage Bank is offering their "Mega Money Market Account" with an  annual percentage yield (APY) of 3.10 percent. The 3.10% annual percentage yield (APY) is on balances of up to $35,000. Account balances over $35,000 earn a 1.65 percent APY. Evantage Bank is the Internet banking division of Southwest State Bank based in Sentinel, OK.
using-a-health-savings-account-hsa-as-a-retirement-accountHave you been taking advantage of the pretax benefits of retirement accounts like 401K plans and IRA accounts every year, socking away as much as permitted?

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