|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Tobacco Valley Teachers Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Tobacco Valley Teachers Federal Credit Union's 3 Year CD rates are at 3.60%, 3 Year CD or more rates are at 3.60%, 2 Year CD rates are at 3.55%, 2 Year CD or more rates are at 3.55%, 3 Year CD rates are at 3.50%. Tobacco Valley Teachers Federal Credit Union's savings rates are at 0.01%. Tobacco Valley Teachers Federal Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Tobacco Valley Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.36%. Rates were last updated on 04/11/2026. Tobacco Valley Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tobacco Valley Teachers Federal Credit Union? Share your experience about Tobacco Valley Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tobacco Valley Teachers Federal Credit Union. Tobacco Valley Teachers Federal Credit Union
Tobacco Valley Teachers FCU 182 South Rd
https://www.tvtfcu.org Enfield, CT 06082 4454 
Tobacco Valley Teachers Federal Credit Union CD Rates
Tobacco Valley Teachers Federal Credit Union Savings Rates
Tobacco Valley Teachers Federal Credit Union Money Market Rates
Tobacco Valley Teachers Federal Credit Union Mortgage Rates
Tobacco Valley Teachers Federal Credit Union Home Equity & HELOC
Tobacco Valley Teachers Federal Credit Union Auto Loan Rates
Tobacco Valley Teachers Federal Credit Union Credit Card Rates
Tobacco Valley Teachers Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Tobacco Valley Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tobacco Valley Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Tobacco Valley Teachers Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Tobacco Valley Teachers Federal Credit Union
Website
https://www.tvtfcu.org
Address
182 South Rd,
Enfield, CT 06082 4454
Phone
860-253-4780
Fax
860-253-4785
President
Abbey Kane
CEO
Lori Triba
Full-Time Employees
9
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.36%
Return on Assets (ROA)
0.7936%
Return on Equity (ROE)
7.9007%
Non-Performing Loans Ratio (NPL)
0.55%
Total Assets
66,532,091
Total Amount of Shares and Deposits
59,678,413
Total Shares and Deposits < 1 Year
52,577,414
Total Shares and Deposits 1 3 Years
7,101,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,754,735
Total Uninsured Shares and Deposits > $250K (F+J)
1,754,735
Total Insured Shares and Deposits > $250K (item 17 less item K)
57,923,678
Total Interest Expense (Sum of items 6 8)
464,481
Share Certificates
404
Number of Accounts for Share Drafts
1,993
Number of Accounts for Regular Shares
4,801
Money Market Shares
183
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,470,816
Total Liabilities
59,885,184
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Tobacco Valley Teachers Federal Credit UnionIs Tobacco Valley Teachers Federal Credit Union a safe place to deposit money?Yes, Tobacco Valley Teachers Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3625030190553%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Tobacco Valley Teachers Federal Credit Union operate?Tobacco Valley Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Tobacco Valley Teachers Federal Credit Union?Yes, to access services at Tobacco Valley Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Tobacco Valley Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Tobacco Valley Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Tobacco Valley Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like Tobacco Valley Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tvtfcu.org. Current Tobacco Valley Teachers Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Rock Valley Credit Union
Dale Community Federal Credit Union
Vidor Teachers Federal Credit Union
Cambridge Teachers Federal Credit Union
HAPO Community Credit Union
Ulster Federal Credit Union
Hometown Credit Union
Acadia Federal Credit Union
UP Arkansas Federal Credit Union
Community 1st Credit Union
Maryvale Schools Federal Credit Union
Lexington MA Federal Credit Union
Greater Iowa Credit Union
Midwest Regional Credit Union
First Baptist Church Federal Credit Union
Teamsters Local #238 Credit Union
Community First Credit Union
Mt Zion Woodlawn Federal Credit Union
Community West Credit Union
Firstmark Credit Union
Bank Fund Staff Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
