FNB Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 3.92% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 5.94%. Credit Card rates are at 15.99%. Personal Loan rates are at 8.49%. All these rates, and more, can be found in our database of rates. FNB Community Bank's 48-Month CD rates are at 2.27%, 36-Month CD rates are at 2.02%, 30-Month CD rates are at 1.91%, 24-Month CD rates are at 1.81%, 18-Month CD rates are at 1.76%. FNB Community Bank's savings rates are at 0.50%. FNB Community Bank's money market rates are at 0.50%.

FNB Community Bank

To see how these rates compare to FNB Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB Community Bank CD rates. You can also compare FNB Community Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FNB Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB Community Bank? Share your experience about FNB Community Bank by leaving a review below, or read customer reviews before you decide to use FNB Community Bank.

FNB Community Bank Texas Ratio

FNB Community Bank's Texas Ratio is at 17.67%, which is considered excellent. The Texas Ratio for FNB Community Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.71%
18-Month CD
1.76%
24-Month CD
1.81%
36-Month CD
2.02%
48-Month CD
2.27%
60-Month CD
N/A
Savings
0.50%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB Community Bank
2911 S Air Depot Blvd
Midwest City, OK 73110
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FNB Community Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB Community Bank
FNB Community Bank
Rewards Checking
5.00%
$0
FNB Community Bank
FNB Community Bank
48-Month CD
2.27%
$1,000
FNB Community Bank
FNB Community Bank
36-Month CD
2.02%
$1,000
FNB Community Bank
FNB Community Bank
30-Month CD
1.91%
$1,000
FNB Community Bank
FNB Community Bank
24-Month CD
1.81%
$1,000
FNB Community Bank
FNB Community Bank
18-Month CD
1.76%
$1,000
FNB Community Bank
FNB Community Bank
12-Month CD
1.71%
$1,000
FNB Community Bank
FNB Community Bank
6-Month CD
1.66%
$1,000
FNB Community Bank
FNB Community Bank
3-Month CD
1.61%
$1,000
FNB Community Bank
FNB Community Bank
Money Market
0.50%
$10,000
FNB Community Bank
FNB Community Bank
Regular Savings
0.50%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FNB Community Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First State Bank Nebraska
First State Bank Nebraska
12-Month CD
4.10%
$5,000
Huntington FSB
Huntington FSB
24-Month CD
4.01%
$500
Newtek Bank
Newtek Bank
24-Month CD
3.90%
$2,500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
12-Month CD
3.90%
$500
Randolph Brooks FCU
Randolph Brooks FCU
12-Month CD
3.85%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
18-Month CD
3.80%
$500
Bankwell Bank
Bankwell Bank
High Yield Money Market
3.75%
$100,000
Walpole Co-operative Bank
Walpole Co-operative Bank
18-Month CD
3.75%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
48-Month CD
3.70%
$500
Lone Star Bank
Lone Star Bank
3-Month CD
3.63%
$1,000
Brentwood Bank
Brentwood Bank
24-Month CD
3.60%
$2,000
FNB of Wyoming
FNB of Wyoming
12-Month CD
3.55%
$100
The Peoples S&L Co.
The Peoples S&L Co.
24-Month CD
3.55%
$500
Grand Valley Bank
Grand Valley Bank
48-Month CD
3.35%
$500
Unison Bank
Unison Bank
18-Month CD
3.26%
$2,500
PSB of Plainview
PSB of Plainview
12-Month CD
3.24%
$250
Grand Valley Bank
Grand Valley Bank
24-Month CD
3.10%
$500
Farmers National Bank
Farmers National Bank
48-Month CD
3.05%
$10,000
River Bank
River Bank
24-Month CD
3.03%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
36-Month CD
3.00%
$500
Northwest Community Bank
Northwest Community Bank
24-Month CD
3.00%
$500
United Valley Bank
United Valley Bank
24-Month CD
3.00%
$500
Access Community Credit Union
Access Community Credit Union
60-Month CD
3.00%
$1,000
Adams County Bank
Adams County Bank
48-Month CD
2.73%
$500
Kaw Valley Bank
Kaw Valley Bank
18-Month CD
2.63%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
3-Month CD
2.50%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
Bath Savings Institution
Bath Savings Institution
12-Month CD
2.38%
$500
First National Bank in Olney
First National Bank in Olney
Personal Plus Checking
2.02%
$100
Bank of Pensacola
Bank of Pensacola
Money Market
2.00%
$2,500
Savers Co-operative Bank
Savers Co-operative Bank
18-Month CD
1.28%
$500
Integrity Bank & Trust
Integrity Bank & Trust
Personal Savings
1.26%
$0
First National Bank in Amboy
First National Bank in Amboy
60-Month CD
1.22%
$1,000
Ion Bank
Ion Bank
Money Market
1.00%
$10,000
SpiritBank
SpiritBank
Money Market
0.75%
$5,000
The Apple Creek Banking Company
The Apple Creek Banking Company
Premier Savings
0.75%
$25,000
Roxboro Savings Bank
36-Month CD
0.65%
$500
The Andover Bank
The Andover Bank
60-Month CD
0.35%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
12-Month CD
0.30%
$500
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Premium Money Market
0.30%
$5,000
Oostburg State Bank
Oostburg State Bank
Savings
0.15%
$0
Eureka Savings Bank
Eureka Savings Bank
Essential Savings
0.10%
$50
Acme Continental Credit Union
Acme Continental Credit Union
Savings
0.10%
$100
Northwest Community Bank
Northwest Community Bank
UTMA Savings
0.05%
$5
FNB of Groton
FNB of Groton
Basic Savings
0.05%
$100
Bank Five Nine
Bank Five Nine
Smart Savings
0.04%
$50
NBT Bank
NBT Bank
Statement Savings
0.03%
$25
Port Washington State Bank
Port Washington State Bank
Savings
0.01%
$1
Brenham National Bank
Brenham National Bank
Classic Money Market
0.01%
$25,000
Vibrant Credit Union
Vibrant Credit Union
24-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB Community Bank Information

FNB Community Bank
2911 S Air Depot Blvd
Midwest City, OK 73110
Oklahoma
Established Date: 06/01/1943
FDIC Certificate #: 16127
Date of FDIC Deposit Insurance: 03/04/1944
Bank Holding Company: FIRST MIDWEST ACQUISITION CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is FNB Community Bank FDIC Insured? Yes
What is FNB Community Bank's Cert number? 16127
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB Community Bank Financials

Total Assets:
$515,013,000
Total Deposits:
$430,474,000
Equity Capital:
$35,135,000
Domestic Deposits:
$430,474,000
Net Income:
$130,000
Return on Assets:
0.8042%
Quarterly Return on Assets:
0.1000%
Pretax Return on Assets:
0.1408%
Pretax Quarterly Return on Assets:
0.1400%
Return on Equity:
12.9500%
Quarterly Return on Equity:
1.4800%
Common Equity Tier 1 Capital Ratio:
16.1149%
Tier 1 Risk-Based Capital Ratio:
16.1149%
Leverage Tier 1 (Core Capital) Ratio:
9.6791%
Total Risk-Based Capital Ratio (YTD):
17.3732%
Total Interest Income (YTD):
4.2646%
 
 
Headquarters:
Midwest City
FDIC Field Office:
Oklahoma City
Regulator:
FED
County:
Oklahoma
# of Offices:
7
Metropolitan Statistical Area (MSA):
Oklahoma City, OK
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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FNB Community Bank Reviews

fintech
★★★★★
November 18, 2023
FNB Community Bank offers competitive interest rates on savings and checking accounts.
Average Rating
★★★★★
Total Reviews
1
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