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Box Butte Public Employees Federal Credit Union Rates & Review November 2026

Box Butte Public Employees Federal Credit Union's Children's (18 and younger) 12-Month CD rates are at 2.50%, 6 month Children's (18 and younger) Six Month CD rates are at 2.50%, 6 month Six-Month CD rates are at 2.50%, 12-Month CD rates are at 2.25%, 24-Month CD rates are at 2.00%. Box Butte Public Employees Federal Credit Union's Personal Loan Rates are as low as 10.25%. Box Butte Public Employees Federal Credit Union's CD rates are 22% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Box Butte Public Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.87%. Rates last updated and verified on 10/28/2026.

Box Butte Public Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Box Butte Public Employees Federal Credit Union? Share your experience about Box Butte Public Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Box Butte Public Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.87%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Box Butte Public Employees Federal Credit Union
MAIN OFFICE
504 W 3RD ST
ALLIANCE, NE 69301-3204
https://www.boxbuttefcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Box Butte Public Employees Federal Credit Union CD Rates

Product Rate APY Term View More
Children's (18 and younger) 12-Month Certificate 2.50% 2.50% 12 Months
Min Deposit $250
Details Children's (18 and younger) 12-Month Certificates
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 23, 2026: 2.50% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
6 month Children's (18 and younger) Six Month Certificate 2.50% 2.50% 6 months
Min Deposit $250
Details Children's (18 and younger) Six Month Certificates
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 2.50% APY · checked 7 times
2.00%2.50%3.00%Sep 25, 2026: 2.50% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
6 month Six-Month Certificate 2.50% 2.50% 6 months
Min Deposit $1,000
Details Term Share Certificates
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Oct 4, 2026: 2.50% APYOct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
12-Month Certificate 2.25% 2.25% 12 Months
Min Deposit $1,000
Details Term Share Certificates
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.25% APY · checked 2 times
1.75%2.25%2.75%Oct 23, 2026: 2.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
24-Month Certificate 2.00% 2.00% 24 Months
Min Deposit $1,000
Details Term Share Certificates
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 23, 2026: 2.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
IRA and Roth 12-Month Certificate 2.00% 2.00% 12 Months
Min Deposit $50,000
Details IRA and Roth 12-Month Certificates - $50,000 and up
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 23, 2026: 2.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
IRA and Roth 12-Month Certificate 1.00% 1.00% 12 Months
Min Deposit $1,000
Details IRA and Roth 12-Month Certificates - $1,000 and up
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 1.00% APY · checked 2 times
0.50%1.00%1.50%Oct 23, 2026: 1.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%

Box Butte Public Employees Federal Credit Union Savings Rates

Product Rate APY View More
IRA and Roth Share Accounts 1.00% 1.00%
Min Balance $25
Details Balance: $25.00 and up
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 25, 2026: 1.00% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Super Saver Accounts (Children 0-12) 0.50% 0.50%
Min Balance $50
Details Balance: $50.00 and up
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 25, 2026: 0.50% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Regular Shares, Secondary, & Escrow 0.10% 0.10%
Min Balance $500
Details Balance: $500.00 and up
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Student Share (Children 13-18) 0.10% 0.10%
Min Balance $500
Details Balance: $500.00 and up
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%

Box Butte Public Employees Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking Accounts) 0.00% 0.00%
Min Balance $0
Details Balance: $00.00 and up
Last Updated 10/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%

Box Butte Public Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 4.75% 48 Months
Details Model Year: 2024 - Current; Credit Grade: A+ (Credit Score 720-Above)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 4.75% APR · checked 2 times
4.25%4.75%5.25%Oct 23, 2026: 4.75% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 5.00% 48 Months
Details Model Year: 2024 - Current; Credit Grade: A (Credit Score 670-719)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 5.00% APR · checked 2 times
4.50%5.00%5.50%Oct 23, 2026: 5.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 5.00% 60 Months
Details Valuation: 100% NADA Retail; Credit Grade: A+ (Credit Score 720-Above)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 5.00% APR · checked 2 times
4.50%5.00%5.50%Oct 23, 2026: 5.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 5.25% 60 Months
Details Valuation: 100% NADA Retail; Credit Grade: A (Credit Score 670-719)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 5.25% APR · checked 2 times
4.75%5.25%5.75%Oct 23, 2026: 5.25% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 5.50% 48 Months
Details Model Year: 2024 - Current; Credit Grade: B (Credit Score 630-669)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 5.50% APR · checked 2 times
5.00%5.50%6.00%Oct 23, 2026: 5.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 5.75% - 5.75% 60 Months
Details Loan Amount: 100% of NADA Retail; Credit Grade: A+
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 5.75% APR · checked 3 times
5.25%5.75%6.25%Oct 15, 2026: 5.75% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 6.00% 60 Months
Details Valuation: 100% NADA Retail; Credit Grade: B (Credit Score 630-669)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Oct 23, 2026: 6.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 6.00% 72 Months
Details Amount: $18,000 and Over; Credit Grade: A+ (Credit Score 720-Above)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.00% APR · checked 2 times
5.50%6.00%6.50%Oct 23, 2026: 6.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 6.00% - 6.00% 48 Months
Details Model Year: 2016-2023; Credit Grade: A
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.00% APR · checked 3 times
5.50%6.00%6.50%Oct 15, 2026: 6.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 6.50% - 6.50% 48 Months
Details Model Year: 2016-2023; Credit Grade: B
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Oct 15, 2026: 6.50% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 6.50% - 6.50% 60 Months
Details Loan Amount: 100% of NADA Retail; Credit Grade: A
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Oct 15, 2026: 6.50% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 6.75% 84 Months
Details Amount: $30,000 and over; Credit Grade: A+ (Credit Score 720-Above)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 6.75% APR · checked 2 times
6.25%6.75%7.25%Oct 23, 2026: 6.75% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 6.75% - 6.75% 72 Months
Details Amount Financed: $18,000 and Over; Credit Grade: A+
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 6.75% APR · checked 3 times
6.25%6.75%7.25%Oct 15, 2026: 6.75% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 7.25% 72 Months
Details Amount: $18,000 and Over; Credit Grade: A (Credit Score 670-719)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.25% APR · checked 2 times
6.75%7.25%7.75%Oct 23, 2026: 7.25% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 7.50% - 7.50% 60 Months
Details Loan Amount: 100% of NADA Retail; Credit Grade: B
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Oct 15, 2026: 7.50% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 7.50% - 7.50% 24 Months
Details Model Year: Prior - 2015; Credit Grade: A+
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.50% APR · checked 2 times
7.00%7.50%8.00%Oct 23, 2026: 7.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 7.75% 84 Months
Details Amount: $30,000 and over; Credit Grade: A (Credit Score 670-719)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 7.75% APR · checked 2 times
7.25%7.75%8.25%Oct 23, 2026: 7.75% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 7.75% - 7.75% 72 Months
Details Amount Financed: $18,000 and Over; Credit Grade: A
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Oct 15, 2026: 7.75% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 8.00% - 8.00% 84 Months
Details Amount Financed: $30,000 and over; Credit Grade: A+
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Oct 15, 2026: 8.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 8.25% 72 Months
Details Amount: $18,000 and Over; Credit Grade: B (Credit Score 630-669)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Oct 23, 2026: 8.25% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 8.25% - 8.25% 36 Months
Details Model Year: Credit Committee Approval; Credit Grade: A+
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.25% APR · checked 2 times
7.75%8.25%8.75%Oct 23, 2026: 8.25% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 8.50% - 8.50% 24 Months
Details Model Year: Prior - 2015; Credit Grade: A
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.50% APR · checked 2 times
8.00%8.50%9.00%Oct 23, 2026: 8.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 8.75% - 8.75% 48 Months
Details Model Year: 80% of NADA; Credit Grade: A+
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 8.75% APR · checked 2 times
8.25%8.75%9.25%Oct 23, 2026: 8.75% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 9.00% - 9.00% 72 Months
Details Amount Financed: $18,000 and Over; Credit Grade: B
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Oct 15, 2026: 9.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 9.00% - 9.00% 84 Months
Details Amount Financed: $30,000 and over; Credit Grade: A
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Oct 15, 2026: 9.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 9.25% - 9.25% 36 Months
Details Model Year: Credit Committee Approval; Credit Grade: A
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.25% APR · checked 2 times
8.75%9.25%9.75%Oct 23, 2026: 9.25% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 9.50% - 9.50% 24 Months
Details Model Year: Prior - 2015; Credit Grade: B
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.50% APR · checked 2 times
9.00%9.50%10.00%Oct 23, 2026: 9.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 9.75% - 9.75% 48 Months
Details Model Year: 80% of NADA; Credit Grade: A
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 9.75% APR · checked 2 times
9.25%9.75%10.25%Oct 23, 2026: 9.75% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 10.00% 48 Months
Details Model Year: 2024 - Current; Credit Grade: C (Credit Score 580-629)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 10.00% APR · checked 2 times
9.50%10.00%10.50%Oct 23, 2026: 10.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 10.25% 60 Months
Details Valuation: 100% NADA Retail; Credit Grade: C (Credit Score 580-629)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 10.25% APR · checked 2 times
9.75%10.25%10.75%Oct 23, 2026: 10.25% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 10.25% - 10.25% 36 Months
Details Model Year: Credit Committee Approval; Credit Grade: B
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 10.25% APR · checked 2 times
9.75%10.25%10.75%Oct 23, 2026: 10.25% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 10.75% - 10.75% 48 Months
Details Model Year: 80% of NADA; Credit Grade: B
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 10.75% APR · checked 2 times
10.25%10.75%11.25%Oct 23, 2026: 10.75% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 11.00% 72 Months
Details Amount: $18,000 and Over; Credit Grade: C (Credit Score 580-629)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 11.00% APR · checked 2 times
10.50%11.00%11.50%Oct 23, 2026: 11.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 11.25% - 11.25% 48 Months
Details Model Year: 2016-2023; Credit Grade: C
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 11.25% APR · checked 3 times
10.75%11.25%11.75%Oct 15, 2026: 11.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 11.75% - 11.75% 60 Months
Details Loan Amount: 100% of NADA Retail; Credit Grade: C
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 11.75% APR · checked 3 times
11.25%11.75%12.25%Oct 15, 2026: 11.75% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 12.00% 48 Months
Details Model Year: 2024 - Current; Credit Grade: D (Credit Score 579-Below)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 12.00% APR · checked 2 times
11.50%12.00%12.50%Oct 23, 2026: 12.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 12.00% - 12.00% 72 Months
Details Amount Financed: $18,000 and Over; Credit Grade: C
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 12.00% APR · checked 3 times
11.50%12.00%12.50%Oct 15, 2026: 12.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 12.25% 60 Months
Details Valuation: 100% NADA Retail; Credit Grade: D (Credit Score 579-Below)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 12.25% APR · checked 2 times
11.75%12.25%12.75%Oct 23, 2026: 12.25% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Fewer Than 3 Years Old Loan - - 12.50% 72 Months
Details Amount: $18,000 and Over; Credit Grade: D (Credit Score 579-Below)
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 12.50% APR · checked 2 times
12.00%12.50%13.00%Oct 23, 2026: 12.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 12.50% - 12.50% 24 Months
Details Model Year: Prior - 2015; Credit Grade: C
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 12.50% APR · checked 2 times
12.00%12.50%13.00%Oct 23, 2026: 12.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 12.75% - 12.75% 60 Months
Details Loan Amount: 100% of NADA Retail; Credit Grade: D
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 12.75% APR · checked 3 times
12.25%12.75%13.25%Oct 15, 2026: 12.75% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 12.75% - 12.75% 36 Months
Details Model Year: Credit Committee Approval; Credit Grade: C
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 12.75% APR · checked 2 times
12.25%12.75%13.25%Oct 23, 2026: 12.75% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 13.00% - 13.00% 48 Months
Details Model Year: 80% of NADA; Credit Grade: C
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 13.00% APR · checked 2 times
12.50%13.00%13.50%Oct 23, 2026: 13.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 13.25% - 13.25% 48 Months
Details Model Year: 2016-2023; Credit Grade: D
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 13.25% APR · checked 3 times
12.75%13.25%13.75%Oct 15, 2026: 13.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles From 4 - 12 Years Old 14.00% - 14.00% 72 Months
Details Amount Financed: $18,000 and Over; Credit Grade: D
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 14.00% APR · checked 3 times
13.50%14.00%14.50%Oct 15, 2026: 14.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 14.50% - 14.50% 24 Months
Details Model Year: Prior - 2015; Credit Grade: D
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 14.50% APR · checked 2 times
14.00%14.50%15.00%Oct 23, 2026: 14.50% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 14.75% - 14.75% 36 Months
Details Model Year: Credit Committee Approval; Credit Grade: D
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 14.75% APR · checked 2 times
14.25%14.75%15.25%Oct 23, 2026: 14.75% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Vehicles & Motorcycles Over 13 Years Old 15.00% - 15.00% 48 Months
Details Model Year: 80% of NADA; Credit Grade: D
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 15.00% APR · checked 2 times
14.50%15.00%15.50%Oct 23, 2026: 15.00% APROct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%

Box Butte Public Employees Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal (Unsecured) Max Loan 10.25% 36 Months
Details $5,000; Credit Grade: A+; Credit Score: 720-Above
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 10.25% APR · checked 3 times
9.75%10.25%10.75%Oct 15, 2026: 10.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Personal (Unsecured) Max Loan 11.25% 36 Months
Details $5,000; Credit Grade: A; Credit Score: 670-719
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 11.25% APR · checked 3 times
10.75%11.25%11.75%Oct 15, 2026: 11.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Personal (Unsecured) Max Loan 14.25% 36 Months
Details $5,000; Credit Grade: B; Credit Score: 630-669
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 14.25% APR · checked 3 times
13.75%14.25%14.75%Oct 15, 2026: 14.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Personal (Unsecured) Max Loan 16.25% 36 Months
Details $5,000; Credit Grade: C; Credit Score: 580-629
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 16.25% APR · checked 3 times
15.75%16.25%16.75%Oct 15, 2026: 16.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%
Personal (Unsecured) Max Loan 17.25% 36 Months
Details $5,000; Credit Grade: D; Credit Score: 57
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 17.25% APR · checked 3 times
16.75%17.25%17.75%Oct 15, 2026: 17.25% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%

Box Butte Public Employees Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Holiday Accounts 0.10% - 0.10%
Min Deposit $10
Min Balance $25
Details Balance: $25.00 and up; $10.00 minimum required to open
Last Updated 10/28/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.87%

Financial Health History

Box Butte Public Employees Federal Credit Union’s Texas Ratio rose from 2.26% in Q3 2023 to 9.87% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 10% 2.0★ 20% 3.0★ 30% 4.0★ 40% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.26% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 C- Q3 2025 B- Q4 2025 A Q1 2026 9.87% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$7M9.87%5.0A
March 31, 2026$8M13.35%5.0A
December 31, 2025$9M20.46%4.2B-
September 30, 2025$8M29.64%3.8C-
June 30, 2025$8M2.27%5.0A+
March 31, 2025$8M1.06%5.0A+
December 31, 2024$8M0.10%5.0A+
September 30, 2024$8M0.13%5.0A+
June 30, 2024$7M1.58%5.0A+
March 31, 2024$7M5.16%5.0A+
December 31, 2023$7M3.22%5.0A+
September 30, 2023$7M2.26%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Box Butte Public Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Box Butte Public Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Box Butte Public Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Box Butte Public Employees Federal Credit Union
Address 504 W 3RD ST, ALLIANCE, NE 69301-3204
Phone 308-762-4725
Fax 308-762-1257
President SUSAN LORE
CEO Rebecca Braun
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.87%
Return on Assets (ROA)
0.4486%
Return on Equity (ROE)
5.4224%
Non-Performing Loans Ratio (NPL)
1.31%
Total Assets
6,935,205
Total Amount of Shares and Deposits
6,308,029
Total Shares and Deposits < 1 Year
6,308,028
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,308,029
Total Interest Expense (Sum of items 6 8)
17,218
Share Certificates
132
Number of Accounts for Share Drafts
221
IRA KEOGH Accounts
8
Number of Accounts for Regular Shares
733
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
897,909
Total Liabilities
6,361,494
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Box Butte Public Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/box-butte-public-employees-federal-credit-union-rates-review-4176">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Box Butte Public Employees Federal Credit Union

Does Box Butte Public Employees Federal Credit Union offer CDs?

Yes. Box Butte Public Employees Federal Credit Union current CD rates include its Children's (18 and younger) 12-Month CD at 2.50% APY, its 6 month Children's (18 and younger) Six Month CD at 2.50% APY and its 6 month Six-Month CD at 2.50% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from Box Butte Public Employees Federal Credit Union NCUA insured?

Yes. Box Butte Public Employees Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Box Butte Public Employees Federal Credit Union?

The highest Box Butte Public Employees Federal Credit Union CD rate is its Children's (18 and younger) 12-Month CD at 2.50% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does Box Butte Public Employees Federal Credit Union offer?

Box Butte Public Employees Federal Credit Union CD rates are 2.50% APY for a 6 month CD, 2.25% APY for a 12 month CD and 2.00% APY for a 2 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Box Butte Public Employees Federal Credit Union for its full lineup.

What is the lowest auto loan rate at Box Butte Public Employees Federal Credit Union?

The lowest Box Butte Public Employees Federal Credit Union auto loan rate is its Vehicles & Motorcycles Fewer Than 3 Years Old Loan at 4.75% APR, verified by MonitorBankRates as of October 28, 2026. Box Butte Public Employees Federal Credit Union auto loan rates are 4.75% APR for a 36 month auto loan, 5.75% for a 144 month auto loan and 7.50% for a 156 month auto loan.

What is the lowest personal loan rate at Box Butte Public Employees Federal Credit Union?

The lowest Box Butte Public Employees Federal Credit Union personal loan rate is its Personal (Unsecured) Max Loan at 10.25% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does Box Butte Public Employees Federal Credit Union operate?

Box Butte Public Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Box Butte Public Employees Federal Credit Union?

Yes, to access services at Box Butte Public Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Box Butte Public Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Box Butte Public Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Box Butte Public Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Box Butte Public Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boxbuttefcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Box Butte Public Employees Federal Credit Union rates compare?

Box Butte Public Employees Federal Credit Union's CD rates are 22% lower than the MonitorBankRates national average, and it has an A health rating. Box Butte Public Employees Federal Credit Union's top rates are its Children's (18 and younger) 12-Month CD at 2.50% APY and its Personal (Unsecured) Max Loan at 10.25% APR, verified by MonitorBankRates on October 28, 2026.

Current Box Butte Public Employees Federal Credit Union Rates

  • 12-Month CD1.00%
  • 24-Month CD2.00%
Retrieved from our database of financial products. Rates subject to change.