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Box Butte Public Employees Federal Credit Union Rates & Review April 2026

Box Butte Public Employees Federal Credit Union's Children's 12-Month CDs rates are at 2.50%, 12-Month CDs rates are at 2.25%, 24-Month CDs rates are at 2.00%, IRA and Roth 12-Month CDs rates are at 2.00%, IRA and Roth 12-Month CDs rates are at 1.00%. Box Butte Public Employees Federal Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Box Butte Public Employees Federal Credit Union with a 3.8 Star Rating, an C- Overall Health Grade, and a Texas Ratio of 29.64%. Rates were last updated on 04/11/2026.

Box Butte Public Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Box Butte Public Employees Federal Credit Union? Share your experience about Box Butte Public Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Box Butte Public Employees Federal Credit Union.

Overall Health & Safety Grade ?
C-
Below Average Health Score: 73/100
MonitorBankRates Rating ?
3.8
Very Good Out of 5.0 Stars
Texas Ratio ?
29.64%
Good Higher than avg
Box Butte Public Employees Federal Credit Union
MAIN OFFICE
504 W 3RD ST
ALLIANCE, NE 69301 3204
https://www.boxbuttefcu.com
Member NCUA

Box Butte Public Employees Federal Credit Union CD Rates

Product Rate APY Term View More
Children's 12-Month Certificates 2.50% 2.50%
Min Balance $250
Details Children's (18 and younger)
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%
12-Month Certificates 2.25% 2.25%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%
24-Month Certificates 2.00% 2.00%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%
IRA and Roth 12-Month Certificates 2.00% 2.00%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%
IRA and Roth 12-Month Certificates 1.00% 1.00%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%

Box Butte Public Employees Federal Credit Union Savings Rates

Product Rate APY View More
Super Saver Accounts (Children 0-12) 0.50% 0.50%
Min Balance $50
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%

Box Butte Public Employees Federal Credit Union Checking Rates

Product Rate APY View More
Share draft (Checking Accounts) - 0.00%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%

Box Butte Public Employees Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vehicles & Motorcycles Over 13 Years Old Credit Committee Approval - - 8.25% 36
Details A+
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%
Vehicles & Motorcycles Over 13 Years Old Credit Committee Approval - - 9.25% 36
Details A
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%
Vehicles & Motorcycles Over 13 Years Old Credit Committee Approval - - 10.25% 36
Details B
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%
Vehicles & Motorcycles Over 13 Years Old Credit Committee Approval - - 12.75% 36
Details C
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%
Vehicles & Motorcycles Over 13 Years Old Credit Committee Approval - - 14.75% 36
Details D
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%

Box Butte Public Employees Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal (Unsecured) - 10.25%
Details $5,000 Max
Last Updated 04/11/2026
Institution Ratings
3.8
Star Rating
C-
Health Grade
Texas Ratio: 29.64%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Box Butte Public Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Box Butte Public Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Box Butte Public Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Box Butte Public Employees Federal Credit Union
Address 504 W 3RD ST, ALLIANCE, NE 69301 3204
Phone 308-762-4725
Fax 308-762-1257
President SUSAN LORE
CEO Rebecca Braun
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
3.8 / 5.0 ★
Overall Health & Safety Grade
C- (73/100)
Texas Ratio
29.64%
Return on Assets (ROA)
-0.7420%
Return on Equity (ROE)
-10.2261%
Non-Performing Loans Ratio (NPL)
3.55%
Total Assets
8,337,095
Total Amount of Shares and Deposits
7,649,335
Total Shares and Deposits < 1 Year
7,649,334
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,649,335
Total Interest Expense (Sum of items 6 8)
168,789
Share Certificates
170
Number of Accounts for Share Drafts
236
Number of Accounts for Regular Shares
750
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,124,369
Total Liabilities
7,732,192
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Box Butte Public Employees Federal Credit Union

Is Box Butte Public Employees Federal Credit Union a safe place to deposit money?

Yes, Box Butte Public Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 29.643291562662%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Box Butte Public Employees Federal Credit Union operate?

Box Butte Public Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Box Butte Public Employees Federal Credit Union?

Yes, to access services at Box Butte Public Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Box Butte Public Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Box Butte Public Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Box Butte Public Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Box Butte Public Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boxbuttefcu.com.

Current Box Butte Public Employees Federal Credit Union Rates

  • 12-Month CD1.00%
  • 24-Month CD2.00%
Retrieved from our database of financial products. Rates subject to change.