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REV Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 30, 2026
REV Credit Union's Regular CD 6 Month rates are at 3.75%, Regular CD 12 Month Savings Builder rates are at 3.50%, Regular CD 24 Month rates are at 3.50%, Regular CD 3 Month rates are at 3.50%, Regular CD 12 Month rates are at 3.25%. REV Credit Union's savings rates are at 0.15%. REV Credit Union's money market rates are at 3.15%. REV Credit Union's checking rates are as high as 4.00%. REV Credit Union's Personal Loan Rates are as low as 2.50%. REV Credit Union's CD rates are 12% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of REV Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.25%. Rates last updated and verified on 10/30/2026.
REV Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at REV Credit Union? Share your experience about REV Credit Union by leaving a review below, or read customer reviews before you decide to use REV Credit Union.
REV Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
REV Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.25%
ExcellentLower than avg
REV Credit Union Texas Ratio
REV Credit Union's Texas Ratio is 3.25%, which is considered excellent and is lower than the national average of 6.13%.
REV Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.16% to 3.25% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
REV Credit Union CD Rates
Product
Rate
APY
Term
View More
Regular Certificate 12 Month Special
3.92%
4.00%
12 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 9 Month Special
3.92%
4.00%
9 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 18 Month Special
3.68%
3.75%
18 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 6 Month
3.68%
3.75%
6 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 9 Month Special
3.44%
3.50%
9 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 12 Month Savings Builder
3.44%
3.50%
12 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 13 Month Special
3.44%
3.50%
13 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 24 Month
3.44%
3.50%
24 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 3 Month
3.44%
3.50%
3 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 12 Month
3.20%
3.25%
12 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 12 Month Small Saver
2.96%
3.00%
12 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 13 Month Special
2.96%
3.00%
13 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 24 Month
2.96%
3.00%
24 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 18 Month
2.96%
3.00%
18 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 9 Month
2.96%
3.00%
9 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 3.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 60 Month
2.76%
2.80%
60 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.80% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 12 Month
2.71%
2.75%
12 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 9 Month
2.47%
2.50%
9 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 60 Month
2.27%
2.30%
60 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 48 Month
2.27%
2.30%
48 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Regular Certificate 36 Month
2.22%
2.25%
36 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 48 Month
1.78%
1.80%
48 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 1.80% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
IRA Certificate 36 Month
1.74%
1.75%
36 Month
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Savings Rates
Product
Rate
APY
View More
Roth IRA Savings
-
0.15%
Min Balance$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Traditional IRA Savings
-
0.15%
Min Balance$0
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Custodial Savings
-
0.05%
Min Balance$50,000
DetailsBalance: $50,000+
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Extra Savings
-
0.05%
Min Balance$50,000
DetailsBalance: $50,000+
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Holiday Savings
-
0.05%
Min Balance$50,000
DetailsBalance: $50,000+
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Primary Savings
-
0.05%
Min Balance$50,000
DetailsBalance: $50,000+
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Custodial Savings
-
0.01%
Min Balance$0
DetailsBalance: $0 - $49,999.99
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Extra Savings
-
0.01%
Min Balance$0
DetailsBalance: $0 - $49,999.99
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Health Savings
-
0.01%
Min Balance$0
DetailsBalance: $0 - $49,999.99
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Holiday Savings
-
0.01%
Min Balance$0
DetailsBalance: $0 - $49,999.99
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Primary Savings
-
0.01%
Min Balance$0
DetailsBalance: $0 - $49,999.99
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.01% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
-
3.15%
Min Balance$1,000,000
DetailsBalance: $1,000,000 and over
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Money Market
-
0.55%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 0.55% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Money Market
-
0.55%
Min Balance$250,000
DetailsBalance: $250,000 - $499,999.99
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 0.55% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Money Market
-
0.55%
Min Balance$500,000
DetailsBalance: $500,000 - $999,999.99
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 0.55% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Money Market
-
0.45%
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Money Market
-
0.35%
Min Balance$0
DetailsBalance: $0 - $24,999.99
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Business Money Market Rates
Product
Rate
APY
View More
Business Money Market
-
3.15%
Min Balance$0
DetailsBalance: $0 - $24,999.99
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Business Money Market
-
3.15%
Min Balance$25,000
DetailsBalance: $25,000 - $99,999.99
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Business Money Market
-
3.15%
Min Balance$100,000
DetailsBalance: $100,000 - $499,999.99
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Business Money Market
-
3.15%
Min Balance$500,000
DetailsBalance: $500,000 - $999,999.99
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Business Money Market
-
3.15%
Min Balance$1,000,000
DetailsBalance: $1,000,000 and over
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Checking Rates
Product
Rate
APY
View More
Premier Checking
-
4.00%
Min Balance$0
DetailsBalance: $0 - $10,000 tier at 4.00% APY; qualifications required
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Easy Checking
-
0.01%
Min Balance$0
DetailsBalance: $0
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Business Checking Rates
Product
Rate
APY
View More
Premium Business Checking
0.00%
0.00%
Min Deposit$250
Min Balance$0
DetailsBalance: Zero - $4,999.99; Monthly Maintenance Charge $19.95; Minimum Daily Balance to Earn Stated APY $5,000.00
Last Updated10/30/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Premium Business Checking
0.00%
0.00%
Min Deposit$250
Min Balance$5,000
DetailsBalance: $5,000.00 and over; Monthly Maintenance Charge $19.95
Last Updated10/30/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan (HELOAN)
-
-
6.25%
DetailsAs Low As; Funds are disbursed in its entirety at the time of loan closing; Available terms of 10 or 15-year fixed, and a 30-year fixed with 7-year balloon
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 6.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Home Equity Line of Credit (HELOC)
-
-
6.75%
DetailsAs Low As; Variable interest rate that can fluctuate over time; 10-year draw period, with repayment period of up to 10 years
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 6.75% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto
-
-
4.00%
Up to 36 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.00% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Used Auto
-
-
4.75%
Up to 36 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 4.75% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
New Auto
-
-
5.25%
37-48 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
New Auto
-
-
5.25%
49-60 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Used Auto
-
-
5.25%
37-48 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Used Auto
-
-
5.25%
49-60 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
New Auto
-
-
5.50%
61-75 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Used Auto
-
-
5.50%
61-75 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
New Auto
-
-
6.25%
76-84 months
DetailsAuto Loan
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 6.25% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Used Auto
-
-
6.50%
76-84 months
DetailsAuto Loan; Model Year: 2023 or Newer
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 6.50% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycle - New Loan
-
6.75%
36-84 months
DetailsAs Low As; APR as low as 6.75%; New motorcycle loan
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 6.75% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorhomes / Campers - New / Used Loan
-
7.00%
60-240 months
DetailsAs Low As; Type: New / Used
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 7.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorhomes / Campers Loan
-
7.00%
60-240 months
DetailsAs Low As; New / Used; Page context table lists term as 60-240 months
Last Updated10/30/2026
Rate History
No change since Oct 6, 2026 · 7.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorcycle - Used Loan
-
7.25%
36-84 months
DetailsAs Low As; APR as low as 7.25%; Used motorcycle loan
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 7.25% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Recreational - New / Used Loan
-
7.75%
48 - 60 months
DetailsAs Low As; Recreational loans (APR as low as 7.75%); rate may vary based on credit history and underwriting
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 7.75% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Personal Loan Rates
Product
APR
Term
View More
Share Loan
2.50%
Up to 144 months
DetailsAs Low As; Share Loan APR as low as 2.50%
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 2.50% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Personal (Lifestyle Loan)
10.25%
18 months
DetailsAs Low As; Loan amount: $250 to $20,000
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 10.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Personal (Lifestyle Loan)
10.75%
36 months
DetailsAs Low As; Loan amount: $1,250 to $20,000
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 10.75% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Personal (Lifestyle Loan)
11.25%
48 months
DetailsAs Low As; Loan amount: $3,500 to $20,000
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 11.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Personal (Lifestyle Loan)
11.75%
60 months
DetailsAs Low As; Loan amount: $7,000 to $20,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 11.75% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Personal Line of Credit
14.50%
DetailsAs Low As; Loan amount: $20,000 or less; Monthly payment 2% of outstanding loan balance, subject to a minimum payment of $15
Last Updated10/30/2026
Rate History
No change since Sep 22, 2026 · 14.50% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
REV Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Other Collateralized Loans
-
-
7.75%
48 months
DetailsAs Low As; Loan amount: Less than $14,999
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 7.75% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Other Collateralized Loans
-
-
9.25%
72 months
DetailsAs Low As; Loan amount: $15,000 - $25,000
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 9.25% APR · checked 11 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Financial Health History
REV Credit Union’s Texas Ratio stayed near 3.16% in Q3 2023 to 3.25% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$1.2B
3.25%
5.0
A+
March 31, 2026
$1.2B
3.41%
5.0
A+
December 31, 2025
$1.2B
4.36%
5.0
A+
September 30, 2025
$1.1B
3.60%
5.0
A+
June 30, 2025
$1.1B
3.49%
5.0
A+
March 31, 2025
$1.1B
2.35%
5.0
A+
December 31, 2024
$1.1B
3.53%
5.0
A+
September 30, 2024
$1.1B
3.24%
5.0
A+
June 30, 2024
$1.1B
3.20%
5.0
A+
March 31, 2024
$1.1B
3.12%
5.0
A+
December 31, 2023
$1.1B
3.52%
5.0
A+
September 30, 2023
$1.1B
3.16%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for REV Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather REV Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with REV Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
57,883,846
Total Uninsured Shares and Deposits > $250K (F+J)
57,883,846
Total Insured Shares and Deposits > $250K (item 17 less item K)
910,476,425
Total Interest Expense (Sum of items 6 8)
8,310,460
Share Certificates
7,546
Number of Accounts for Share Drafts
36,512
IRA KEOGH Accounts
1,761
Number of Accounts for Regular Shares
76,050
All other shares
189
Non Member Deposits
1
Money Market Shares
2,844
Net Income (unless the amount is already included in Undivided Earnings)
2,749,559
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
76,004,700
Total Liabilities
1,130,467,726
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
REV Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About REV Credit Union
Does REV Credit Union offer CDs?
Yes. REV Credit Union current CD rates include its Regular CD 6 Month at 3.75% APY, its Regular CD 12 Month Savings Builder at 3.50% APY and its Regular CD 24 Month at 3.50% APY, verified by MonitorBankRates as of October 30, 2026.
Are CDs from REV Credit Union NCUA insured?
Yes. REV Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at REV Credit Union?
The highest REV Credit Union CD rate is its Regular CD 12 Month Special at 4.00% APY, verified by MonitorBankRates as of October 30, 2026.
What CD terms does REV Credit Union offer?
REV Credit Union CD rates are 3.50% APY for a 3 month CD, 3.75% APY for a 6 month CD, 3.50% APY for a 12 month CD, 3.00% APY for an 18 month CD, 3.50% APY for a 2 year CD and 2.30% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with REV Credit Union for its full lineup.
What is the highest savings rate at REV Credit Union?
The highest REV Credit Union savings rate is its Roth IRA Savings at 0.15% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest money market rate at REV Credit Union?
The highest REV Credit Union money market rate is its Business Money Market at 3.15% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest checking rate at REV Credit Union?
The highest REV Credit Union checking rate is its Premier Checking at 4.00% APY, verified by MonitorBankRates as of October 30, 2026.
What is the lowest auto loan rate at REV Credit Union?
The lowest REV Credit Union auto loan rate is its New Auto at 4.00% APR, verified by MonitorBankRates as of October 30, 2026.
What is the lowest personal loan rate at REV Credit Union?
The lowest REV Credit Union personal loan rate is its Personal (Lifestyle Loan) at 10.25% APR, verified by MonitorBankRates as of October 30, 2026.
How many branches does REV Credit Union operate?
REV Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join REV Credit Union?
Yes, to access services at REV Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, REV Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, REV Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does REV Credit Union offer online and mobile banking?
Most modern institutions like REV Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.revfcu.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do REV Credit Union rates compare?
REV Credit Union's CD rates are 12% higher than the MonitorBankRates national average, and it has an A+ health rating. REV Credit Union's top rates are its Regular CD 12 Month Special at 4.00% APY, its Roth IRA Savings at 0.15% APY, its Business Money Market at 3.15% APY, its Premier Checking at 4.00% APY and its Share Loan at 2.50% APR, verified by MonitorBankRates on October 30, 2026.
Current REV Credit Union Rates
12-Month CD2.75%
18-Month CD3.00%
24-Month CD3.00%
60-Month CD2.30%
Savings0.15%
MMA3.15%
Retrieved from our database of financial products. Rates subject to change.