What are the current interest rates at REV?

Current rates for REV include: 12-Month CD: 2.75%, 18-Month CD: 3.00%, 24-Month CD: 3.00%, 60-Month CD: 2.30%, Savings: 0.15%, MMA: 3.15%

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REV Rates & Review October 2026

Q: How many branches does REV operate?

REV currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join REV?

Yes, to access services at REV, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, REV does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, REV provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

REV's top rates as of October 10, 2026 are 4.00% APY on its Regular CDs - 12 Month Special CD, 0.15% APY on savings, 3.15% APY on money market accounts, 4.00% APY on checking, and personal loans from 14.50% APR, according to rates verified by MonitorBankRates. Other REV CD rates include Regular CDs - 9 Month Special at 4.00%, Regular CDs - 18 Month Special at 3.75%, and Regular CDs - 6 Month at 3.75%. MonitorBankRates evaluates the financial stability of REV with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.25%. Rates last updated and verified on 10/10/2026.

REV money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at REV? Share your experience about REV by leaving a review below, or read customer reviews before you decide to use REV.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.25%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

REV
Corporate

200 Marymeade Dr
Summerville, SC 29483

http://www.revfcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

REV CD Rates

Product	Rate	APY	Term
Regular Certificates - 12 Month Special	3.92%	4.00%	12 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 9 Month Special	3.92%	4.00%	9 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 18 Month Special	3.68%	3.75%	18 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 6 Month	3.68%	3.75%	6 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
12 Month Savings Builder Certificate	-	3.50%	12-month
Min Deposit $0 Details Additional deposits can be made at any time; $1,000 online opening limit Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 9 Month Special IRA	3.44%	3.50%	9 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 12 Month Savings Builder	3.44%	3.50%	12 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 13 Month Special	3.44%	3.50%	13 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 24 Month	3.44%	3.50%	24 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 3 Month	3.44%	3.50%	3 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 12 Month	3.20%	3.25%	12 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 12 Month Small Saver	2.96%	3.00%	12 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 13 Month Special IRA	2.96%	3.00%	13 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 24 Month	2.96%	3.00%	24 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 18 Month	2.96%	3.00%	18 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 9 Month	2.96%	3.00%	9 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 60 Month	2.76%	2.80%	60 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 12 Month	2.71%	2.75%	12 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 9 Month	2.47%	2.50%	9 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 60 Month	2.27%	2.30%	60 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 48 Month	2.27%	2.30%	48 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Regular Certificates - 36 Month	2.22%	2.25%	36 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 2.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 48 Month	1.78%	1.80%	48 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
IRA Certificates - 36 Month	1.74%	1.75%	36 Month
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 1.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV Savings Rates

Product	Rate	APY
Roth IRA Savings	-	0.15%
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Traditional IRA Savings	-	0.15%
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Custodial Savings	-	0.05%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Extra Savings	-	0.05%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Holiday Savings	-	0.05%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Primary Savings	-	0.05%
Min Balance $50,000 Details Balance: $50,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Custodial Savings	-	0.01%
Min Balance $0 Details Balance: $0 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Extra Savings	-	0.01%
Min Balance $0 Details Balance: $0 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Health Savings	-	0.01%
Min Balance $0 Details Balance: $0 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Holiday Savings	-	0.01%
Min Balance $0 Details Balance: $0 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Primary Savings	-	0.01%
Min Balance $0 Details Balance: $0 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV Money Market Rates

Product	Rate	APY
Money Market	-	3.15%
Min Balance $1,000,000 Details Balance: $1,000,000 + Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Money Market	-	0.55%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Money Market	-	0.55%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Money Market	-	0.55%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Money Market	-	0.45%
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Money Market	-	0.35%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV Business Money Market Rates

Product	Rate	APY
Business Money Market	-	3.15%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Business Money Market	-	3.15%
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Business Money Market	-	3.15%
Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Business Money Market	-	3.15%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Business Money Market	-	3.15%
Min Balance $1,000,000 Details Balance: $1,000,000 + Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV Checking Rates

Product	Rate	APY
Premier Checking	-	4.00%
Min Balance $0 Details Qualifications Required: If qualifications not met; Balance: $0 - $10,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Premier Checking	-	4.00%
Min Balance $10,000 Details Qualifications Required: electronic deposit(s) totaling at least $500 (accumulative) to the Premier or Bulldog Checking account each month (electronic deposits may be in the form of direct deposit, mobile deposit capture, ATM deposit, or ACH transfer from another institution); make at least $500 in Combined Net Purchases from your Debit Card using your PIN, signature, or other authorization, or credit union Credit Card; Earn 4.00% APY on balances up to $10k; No monthly service fee & up to $10 in ATM fee refunds (if qualifications are met); Have monthly electronic deposits, including eligible Direct Deposit , totaling $500 or more; Spend at least $500 every month with your REV Debit Card and/or credit card Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 2.00% → 4.00% ▲ 2.00 pts · high 4.00% / low 2.00% Oct 6, 20264.00%▲ from 2.00% Sep 18, 20262.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Premier Checking	-	2.00%
Min Balance $10,000 Details Qualifications Required: If qualifications not met; Balance: $10,000 - $20,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Premier Checking	-	1.00%
Min Balance $20,000 Details Qualifications Required: If qualifications not met; Balance: $20,000 - $100,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Easy Checking	-	0.01%
Min Balance $0 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Premier Checking	-	0.01%
Min Balance $100,000 Details Qualifications Required: If qualifications not met; Balance: $100,000 + Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Premier Checking	-	0.01%
Min Balance $0 Details If qualifications not met Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 4.00% → 0.01% ▼ 3.99 pts · high 4.00% / low 0.01% Oct 6, 20260.01%▼ from 4.00% Sep 18, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan (HELOAN)	-	-	6.25%	10 years
Details Term: 10 or 15-year fixed, and a 30-year fixed with 7-year balloon; Funds are disbursed in its entirety at the time of loan closing Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 5.00% → 6.25% ▲ 1.25 pts · high 6.25% / low 5.00% Sep 27, 20266.25%▲ from 5.00% Sep 18, 20265.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Home Equity Line of Credit (HELOC)	-	-	6.75%	10 years
Details Term: 10-year draw period, with repayment period of up to 10 years; Variable interest rate that can fluctuate over time Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto	-	-	4.00%	Up to 36 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Used Auto	-	-	4.75%	Up to 36 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 4.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
New Auto	-	-	5.25%	37-48 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
New Auto	-	-	5.25%	49-60 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Used Auto	-	-	5.25%	37-48 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Used Auto	-	-	5.25%	49-60 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 5.25% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
New Auto	-	-	5.50%	61-75 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Used Auto	-	-	5.50%	61-75 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
New Auto	-	-	6.25%	76-84 months
No additional details. Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 6.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Used Auto	-	-	6.50%	76 months
Details Term: 76-84 months (2023 or Newer) Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle - New Loan	-	6.75%	36-84 months
Details As Low As; New Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Motorhomes / Campers Loan	-	7.00%	60-240 months
Details As Low As; New / Used Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Motorhomes / Campers Loan	-	7.00%	60-180 months
Details As Low As; New / Used Last Updated 10/10/2026 Rate History No change since Oct 6, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Motorcycle - Used Loan	-	7.25%	36-84 months
Details As Low As; Used Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 7.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Motorcycle Loan	-	7.75%	48 - 60 months
Details As Low As; New / Used Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV Personal Loan Rates

Product	APR	Term	View More
Personal Line of Credit	14.50%
Details Balance: $20,000 or less Last Updated 10/10/2026 Rate History No change since Sep 22, 2026 · 14.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

REV Other Rates

Product	Rate	Points	APY/APR	Term
Other Collateralized Loans	-	-	7.75%	48 months
Details Loan Amount: Less than $14,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Other Collateralized Loans	-	-	9.25%	72 months
Details Loan Amount: $15,000 -$25,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 9.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%
Share Loan	-	-	2.50%	Up to 144 months
Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.25%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

REV’s Texas Ratio stayed near 3.16% in Q3 2023 to 3.25% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.2B	3.25%	5.0	A+
March 31, 2026	$1.2B	3.41%	5.0	A+
December 31, 2025	$1.2B	4.36%	5.0	A+
September 30, 2025	$1.1B	3.60%	5.0	A+
June 30, 2025	$1.1B	3.49%	5.0	A+
March 31, 2025	$1.1B	2.35%	5.0	A+
December 31, 2024	$1.1B	3.53%	5.0	A+
September 30, 2024	$1.1B	3.24%	5.0	A+
June 30, 2024	$1.1B	3.20%	5.0	A+
March 31, 2024	$1.1B	3.12%	5.0	A+
December 31, 2023	$1.1B	3.52%	5.0	A+
September 30, 2023	$1.1B	3.16%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for REV is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather REV rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with REV's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name REV

Website http://www.revfcu.com

Address 200 Marymeade Dr, Summerville, SC 29483

Phone 843-832-2600

Fax 843-832-2649

President Larry Collett

CEO Jason Lee

Full-Time Employees 271

Part-Time Employees 0

Branch Locations 20

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.25%

Return on Assets (ROA)

0.2221%

Return on Equity (ROE)

1.6155%

Non-Performing Loans Ratio (NPL)

0.57%

Total Assets

1,238,002,804

Total Amount of Shares and Deposits

968,360,271

Total Shares and Deposits < 1 Year

924,893,549

Total Shares and Deposits 1 3 Years

40,293,931

Total Shares and Deposits > 3 Years

3,172,790

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

57,883,846

Total Uninsured Shares and Deposits > $250K (F+J)

57,883,846

Total Insured Shares and Deposits > $250K (item 17 less item K)

910,476,425

Total Interest Expense (Sum of items 6 8)

8,310,460

Share Certificates

7,546

Number of Accounts for Share Drafts

36,512

IRA KEOGH Accounts

1,761

Number of Accounts for Regular Shares

76,050

All other shares

189

Non Member Deposits

Money Market Shares

2,844

Net Income (unless the amount is already included in Undivided Earnings)

2,749,559

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

76,004,700

Total Liabilities

1,130,467,726

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

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Frequently Asked Questions About REV

How many branches does REV operate?

REV currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join REV?

Yes, to access services at REV, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, REV does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, REV provides members with tools to manage their accounts and build a solid financial history.

Does REV offer online and mobile banking?

Most modern institutions like REV provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.revfcu.com.