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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Sunbelt Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
Sunbelt Federal Credit Union's 10 Month CD rates are at 3.82%, 18 Month CD rates are at 3.56%. Sunbelt Federal Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Sunbelt Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.03%. Rates were last updated on 04/25/2026. Sunbelt Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sunbelt Federal Credit Union? Share your experience about Sunbelt Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sunbelt Federal Credit Union. Sunbelt Federal Credit Union
49 Operations Center and Branch 6885 U S Highway 49
https://www.sunbeltfcu.org Hattiesburg, MS 39402 
Sunbelt Federal Credit Union CD Rates
Sunbelt Federal Credit Union Home Equity & HELOC
Sunbelt Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sunbelt Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sunbelt Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sunbelt Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sunbelt Federal Credit Union
Website
https://www.sunbeltfcu.org
Address
6885 U S Highway 49,
Hattiesburg, MS 39402
Phone
601-649-7181
Fax
President
Jolee Moorer
CEO
W Christopher Hammond
Full-Time Employees
107
Part-Time Employees
1
Branch Locations
10
ATM Locations
10
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.03%
Return on Assets (ROA)
0.7568%
Return on Equity (ROE)
4.4902%
Non-Performing Loans Ratio (NPL)
0.54%
Total Assets
337,261,678
Total Amount of Shares and Deposits
278,939,378
Total Shares and Deposits < 1 Year
240,701,949
Total Shares and Deposits 1 3 Years
37,618,618
Total Shares and Deposits > 3 Years
618,810
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
17,464,993
Total Uninsured Shares and Deposits > $250K (F+J)
17,464,993
Total Insured Shares and Deposits > $250K (item 17 less item K)
261,474,385
Total Interest Expense (Sum of items 6 8)
4,234,809
Share Certificates
3,062
Number of Accounts for Share Drafts
18,101
IRA KEOGH Accounts
489
Number of Accounts for Regular Shares
33,016
All other shares
348
Non Member Deposits
1
Money Market Shares
723
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,427,123
Total Liabilities
283,726,381
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Sunbelt Federal Credit UnionIs Sunbelt Federal Credit Union a safe place to deposit money?Yes, Sunbelt Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.032725134833%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Sunbelt Federal Credit Union operate?Sunbelt Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sunbelt Federal Credit Union?Yes, to access services at Sunbelt Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sunbelt Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sunbelt Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sunbelt Federal Credit Union offer online and mobile banking?Most modern institutions like Sunbelt Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sunbeltfcu.org. Current Sunbelt Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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