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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Wescom Central Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
Wescom Central Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Wescom Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates were last updated on 03/29/2026. Wescom Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wescom Central Credit Union? Share your experience about Wescom Central Credit Union by leaving a review below, or read customer reviews before you decide to use Wescom Central Credit Union. 
Wescom Central Credit Union Mortgage Rates
Wescom Central Credit Union Home Equity & HELOC
Wescom Central Credit Union Auto Loan Rates
Wescom Central Credit Union Credit Card Rates
Wescom Central Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wescom Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wescom Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wescom Central Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wescom Central Credit Union
Website
https://www.wescom.org
Address
123 S Marengo Ave,
Pasadena, CA 91101
Phone
888-493-7266
Fax
President
Hani Bhimji
CEO
Darren Williams
Full-Time Employees
920
Part-Time Employees
9
Branch Locations
30
ATM Locations
30
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.21%
Return on Assets (ROA)
0.2621%
Return on Equity (ROE)
3.2504%
Non-Performing Loans Ratio (NPL)
0.33%
Total Assets
6,363,294,286
Total Amount of Shares and Deposits
4,355,704,686
Total Shares and Deposits < 1 Year
4,116,322,735
Total Shares and Deposits 1 3 Years
180,551,358
Total Shares and Deposits > 3 Years
58,830,594
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
267,236,320
Total Uninsured Shares and Deposits > $250K (F+J)
441,986,320
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,913,718,366
Total Interest Expense (Sum of items 6 8)
84,868,500
Share Certificates
26,749
Number of Accounts for Share Drafts
225,473
IRA KEOGH Accounts
12,892
Number of Accounts for Regular Shares
322,861
Non Member Deposits
4
Money Market Shares
28,003
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
167,907,148
Total Liabilities
6,011,789,035
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Wescom Central Credit UnionIs Wescom Central Credit Union a safe place to deposit money?Yes, Wescom Central Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2120496118188%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Wescom Central Credit Union operate?Wescom Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wescom Central Credit Union?Yes, to access services at Wescom Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wescom Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wescom Central Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wescom Central Credit Union offer online and mobile banking?Most modern institutions like Wescom Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wescom.org. Compare to Other Credit Unions
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