Hearthside Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Hearthside BankToday's 12-month CD rates can be found at 4.30%, 6-month CD rates at 4.00% and 3-month CD rates at 3.96%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 16.50%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Hearthside Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Hearthside Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Hearthside Bank CD rates. You can also compare Hearthside Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Hearthside Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hearthside Bank? Share your experience about Hearthside Bank by leaving a review below, or read customer reviews before you decide to use Hearthside Bank.

Hearthside Bank Texas Ratio

Hearthside Bank's Texas Ratio is at 6.62%, which is considered excellent. The Texas Ratio for Hearthside Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Hearthside Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Hearthside Bank
1602 Cumberland Ave
Middlesboro, KY 40965
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Hearthside Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
SaviBank
SaviBank
Savi Checking
5.00%
$0
ableBanking
ableBanking
6-Month CD
4.30%
$5,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
6-Month CD
4.25%
$50,000
Achieve Credit Union
Achieve Credit Union
6-Month CD
4.25%
$500
Dieterich Bank
Dieterich Bank
9-Month CD
4.15%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Midwest Rewards Checking
4.07%
$100
Riverland Bank
Riverland Bank
24-Month CD
4.00%
$1,000
Andrews Federal Credit Union
Andrews Federal Credit Union
High Yield Savings
3.95%
$0
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
9-Month CD
3.82%
$1,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
12-Month CD
3.75%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
60-Month CD
3.66%
$500
The Peoples S&L Co.
The Peoples S&L Co.
18-Month CD
3.55%
$1,000
NBKC Bank
NBKC Bank
24-Month CD
3.50%
$250
Citizens National Bank of Albion
Citizens National Bank of Albion
24-Month CD
3.50%
$1,000
First Southwest Bank
First Southwest Bank
60-Month CD
3.50%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
12-Month CD
3.40%
$1,000
Bank of Old Monroe
Bank of Old Monroe
12-Month CD
3.28%
$1,000
The Grant County Bank
The Grant County Bank
36-Month CD
3.05%
$500
BLC Community Bank
BLC Community Bank
18-Month CD
3.00%
$2,500
Pentucket Bank
Pentucket Bank
48-Month CD
3.00%
$500
Kitsap Bank
Kitsap Bank
60-Month CD
2.95%
$5,000
State Bank of De Kalb
State Bank of De Kalb
36-Month CD
2.78%
$500
The Bank of Elk River
The Bank of Elk River
60-Month CD
2.78%
$200
Security Federal Bank
Security Federal Bank
30-Month CD
2.75%
$500
Bank of Vici
Bank of Vici
60-Month CD
2.63%
$1,000
Seasons Federal Credit Union
Seasons Federal Credit Union
12-Month CD
2.50%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
2.32%
$500
Bank of Lake Mills
Bank of Lake Mills
Interest Advantage Checking
2.00%
$25
State Bank of St. Jacob
State Bank of St. Jacob
18-Month CD
2.00%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
36-Month CD
2.00%
$500
First State Bank New London, WI
First State Bank New London, WI
48-Month CD
1.71%
$5,000
TriCentury Bank
TriCentury Bank
High Yield Savings IRA
1.50%
$500
Bank of Lake Mills
Bank of Lake Mills
18-Month CD
1.45%
$500
First Mutual Bank, FSB
First Mutual Bank, FSB
36-Month CD
1.35%
$500
Buena Vista National Bank
Buena Vista National Bank
48-Month CD
1.25%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Rewards Checking
1.10%
$500
Midland Community Bank
Midland Community Bank
36-Month CD
1.06%
$1,000
FNB of Brownstown
12-Month CD
0.90%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
12-Month CD
0.85%
$1,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
3-Month CD
0.75%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
48-Month CD
0.63%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
Money Market
0.60%
$250,000
FNB of Wyoming
FNB of Wyoming
Savings
0.55%
$50
Chester National Bank
Chester National Bank
18-Month CD
0.50%
$500
Westfield Bank, FSB
Westfield Bank, FSB
12-Month CD
0.40%
$2,500
Ponce Bank
Ponce Bank
Money Market
0.10%
$1
Seasons Federal Credit Union
Seasons Federal Credit Union
Money Market
0.05%
$1,500
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Primary Savings
0.05%
$25
Colonial Savings, F.A.
Colonial Savings, F.A.
Premium Money Market
0.05%
$25,000
First Bank of Central Ohio
First Bank of Central Ohio
Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Hearthside Bank rate data right now, check back for updates, we are adding rates all the time.

Hearthside Bank Information

Hearthside Bank
1602 Cumberland Ave
Middlesboro, KY 40965
Bell
Established Date: 01/01/1920
FDIC Certificate #: 31236
Date of FDIC Deposit Insurance: 06/19/1961
Bank Holding Company: HFB FINANCIAL CORP
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is Hearthside Bank FDIC Insured? Yes
What is Hearthside Bank's Cert number? 31236
What is the maximum amount for insured deposits? $250,000 per holder, per account

Hearthside Bank Financials

Total Assets:
$519,818,000
Total Deposits:
$460,284,000
Equity Capital:
$44,952,000
Domestic Deposits:
$460,284,000
Net Income:
$471,000
Return on Assets:
0.6793%
Quarterly Return on Assets:
0.3600%
Pretax Return on Assets:
0.4313%
Pretax Quarterly Return on Assets:
0.4300%
Return on Equity:
7.7700%
Quarterly Return on Equity:
4.1600%
Common Equity Tier 1 Capital Ratio:
14.1862%
Tier 1 Risk-Based Capital Ratio:
14.1862%
Leverage Tier 1 (Core Capital) Ratio:
10.7328%
Total Risk-Based Capital Ratio (YTD):
15.4286%
Total Interest Income (YTD):
4.8992%
 
 
Headquarters:
Middlesboro
FDIC Field Office:
Lexington
Regulator:
FDIC
County:
Bell
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

CD rates declined again this past week, continuing the down trend of the past year and a half. 12 month CD rates are just above 1.00 percent and probably will break 1.00 percent in a week or two.

Average mortgage rates were slightly higher this week but rates are still low and are likely to remain low for the rest of the year. 15 year mortgage rates are unchanged this week, averaging 2.87 percent. These rates are the average rates - you can easily find lenders quoting rates below the averages. Search for lender's rates in your state by using our database of lenders at MonitorBankRates.com/Mortgages.

Mortgage rates moved slightly higher this week but will decline later this week because of lower bond yields. Despite the increase in rates, average mortgage rates are still near all-time record lows. Near record low mortgage rates, combined with 5 million jobs created over the past two years, and an unemployment rate nearing 5 percent will help the housing market in 2015.

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