MonitorBankRates
  1. Home
  2. Credit Unions
  3. Hibbing Cooperative Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Hibbing Cooperative Credit Union Rates & Review April 2026

Hibbing Cooperative Credit Union's savings rates are at 0.05%. Hibbing Cooperative Credit Union's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of Hibbing Cooperative Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.98%. Rates were last updated on 04/06/2026.

Hibbing Cooperative Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hibbing Cooperative Credit Union? Share your experience about Hibbing Cooperative Credit Union by leaving a review below, or read customer reviews before you decide to use Hibbing Cooperative Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.98%
Excellent Lower than avg
Hibbing Cooperative Credit Union
Hibbing Cooperative Credit Union
217 W 42nd St
Hibbing, MN 55746
http://www.hccu.net
Member NCUA

Hibbing Cooperative Credit Union Savings Rates

Product Rate APY View More
Vacation Club Account 0.20% 0.20%
Min Balance $10
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Regular Savings - Tier 3 0.15% 0.15%
Min Balance $75,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Regular Savings - Tier 2 0.10% 0.10%
Min Balance $2,000
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Regular Savings - Tier 1 0.05% 0.05%
Min Balance $10
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Hibbing Cooperative Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 0.20% 0.20%
Min Balance $10
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Hibbing Cooperative Credit Union Checking Rates

Product Rate APY View More
Checking Account 0.05% 0.05%
Min Balance $1
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Hibbing Cooperative Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 4.99% 60 Month or less
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Home Equity - - 5.49% 60 - 120 Month
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%
Home Equity - - 5.99% 120 - 180 Month
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Hibbing Cooperative Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 12.90%
No additional details.
Last Updated 04/06/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.98%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hibbing Cooperative Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hibbing Cooperative Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hibbing Cooperative Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hibbing Cooperative Credit Union
Address 217 W 42nd St, Hibbing, MN 55746
Phone 218-263-8815
Fax 218-263-5078
President Gary Kangas
CEO Waylon Vitters
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.98%
Return on Assets (ROA)
1.9575%
Return on Equity (ROE)
10.8292%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
105,488,330
Total Amount of Shares and Deposits
86,642,238
Total Shares and Deposits < 1 Year
86,642,240
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,470,307
Total Uninsured Shares and Deposits > $250K (F+J)
1,470,307
Total Insured Shares and Deposits > $250K (item 17 less item K)
85,171,931
Total Interest Expense (Sum of items 6 8)
72,254
Share Certificates
16
Number of Accounts for Share Drafts
3,961
IRA KEOGH Accounts
84
Number of Accounts for Regular Shares
8,015
All other shares
662
Money Market Shares
109
Net Income (unless the amount is already included in Undivided Earnings)
2,064,976
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,207,639
Total Liabilities
86,704,246
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Hibbing Cooperative Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Hibbing Cooperative Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Hibbing Cooperative Credit Union

Is Hibbing Cooperative Credit Union a safe place to deposit money?

Yes, Hibbing Cooperative Credit Union is considered a safe financial institution. With a Texas Ratio of 0.97803425587309%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hibbing Cooperative Credit Union operate?

Hibbing Cooperative Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hibbing Cooperative Credit Union?

Yes, to access services at Hibbing Cooperative Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hibbing Cooperative Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hibbing Cooperative Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hibbing Cooperative Credit Union offer online and mobile banking?

Most modern institutions like Hibbing Cooperative Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.hccu.net.

Current Hibbing Cooperative Credit Union Rates

  • Savings0.05%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.