MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. Salt Employees Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Salt Employees Federal Credit Union Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Salt Employees Federal Credit Union rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month share certificate rates are currently at 2.89%, 6-month share certificate rates at 2.75% and 3-month share certificate rates at 2.65%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Salt Employees Federal Credit Union, and you can see how they compare in the Salt Employees Federal Credit Union rate tables below. MonitorBankRates evaluates the financial stability of Salt Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Database rates last updated and verified on 08/29/2026.

Salt Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Salt Employees Federal Credit Union? Share your experience about Salt Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Salt Employees Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.02%
Excellent Lower than avg
Salt Employees Federal Credit Union
Morton Salt Company
801 State Highway 110
Grand Saline, TX 75140 5145
Member NCUA

Current Rate Availability

We're not currently displaying rates for Salt Employees Federal Credit Union, but our database is updated constantly — check back soon for the latest offers.

Are you with Salt Employees Federal Credit Union? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Salt Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Salt Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Salt Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Salt Employees Federal Credit Union
Website N/A
Address 801 State Highway 110, Grand Saline, TX 75140 5145
Phone 903-962-5870
Fax 903-962-4522
President Paul Rose
CEO Patty Carter
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.02%
Return on Assets (ROA)
-0.6303%
Return on Equity (ROE)
-1.5073%
Non-Performing Loans Ratio (NPL)
0.02%
Total Assets
1,578,746
Total Amount of Shares and Deposits
847,684
Total Shares and Deposits < 1 Year
847,684
Total Insured Shares and Deposits > $250K (item 17 less item K)
847,684
Total Interest Expense (Sum of items 6 8)
599
Number of Accounts for Regular Shares
315
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
497,109
Total Liabilities
918,554
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Salt Employees Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Salt Employees Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Salt Employees Federal Credit Union

How many branches does Salt Employees Federal Credit Union operate?

Salt Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Salt Employees Federal Credit Union?

Yes, to access services at Salt Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Salt Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Salt Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Salt Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Salt Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Compare to Other Credit Unions

Spencerport Federal Credit Union Fort Worth City Credit Union Members Credit Union Flint River Employees Federal Credit Union Shaw Ross Employees Credit Union Carolina Foothills Federal Credit Union Selfreliance Federal Credit Union Duluth Police Department Employees Credit Union Land Of Lincoln Credit Union FORT BILLINGS Penn State Federal Credit Union Grow Financial Federal Credit Union The Health And Education Federal Credit Union Morris Sheppard Texarkana Federal Credit Union LES KIT Federal Credit Union Cooperative Choice Network Credit Union Evolve Federal Credit Union Rochester & Monroe County Employees Federal Credit Union Birmingham City Credit Union Kankakee Federation Of Teachers Credit Union