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iAdvertiser Disclosure
Advertiser Disclosure
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 Highway Crossroads Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare Highway Crossroads Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.60%, 6-month share certificate rates at 0.65% and 3-month share certificate rates at 1.26%. Savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.20%. All these rates can be compared to Highway Crossroads Credit Union rates. MonitorBankRates evaluates the financial stability of Highway Crossroads Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.16%. Rates were last updated on 04/23/2026. Highway Crossroads Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Highway Crossroads Credit Union? Share your experience about Highway Crossroads Credit Union by leaving a review below, or read customer reviews before you decide to use Highway Crossroads Credit Union. Highway Crossroads Credit Union
HIGHWAY CROSSROADS CREDIT UNION 741 York Dr
https://www.highwaycrossroadscu.com Sikeston, MO 63801 
Current Rate AvailabilityWe do not have Highway Crossroads Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Highway Crossroads Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Highway Crossroads Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Highway Crossroads Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Highway Crossroads Credit Union
Address
741 York Dr,
Sikeston, MO 63801
Phone
573-472-5373
Fax
573-472-5374
President
David Wyman
CEO
Amber Blissett Shephard
Full-Time Employees
7
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.16%
Return on Assets (ROA)
0.9086%
Return on Equity (ROE)
5.8365%
Non-Performing Loans Ratio (NPL)
1.72%
Total Assets
24,800,563
Total Amount of Shares and Deposits
20,461,673
Total Shares and Deposits < 1 Year
19,991,421
Total Shares and Deposits 1 3 Years
470,252
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
290,413
Total Uninsured Shares and Deposits > $250K (F+J)
290,413
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,171,260
Total Interest Expense (Sum of items 6 8)
372,356
Share Certificates
260
Number of Accounts for Share Drafts
872
IRA KEOGH Accounts
1
Number of Accounts for Regular Shares
2,526
Net Income (unless the amount is already included in Undivided Earnings)
55,221
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,698,362
Total Liabilities
20,948,188
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Highway Crossroads Credit UnionIs Highway Crossroads Credit Union a safe place to deposit money?Yes, Highway Crossroads Credit Union is considered a safe financial institution. With a Texas Ratio of 8.1563064999922%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Highway Crossroads Credit Union operate?Highway Crossroads Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Highway Crossroads Credit Union?Yes, to access services at Highway Crossroads Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Highway Crossroads Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Highway Crossroads Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Highway Crossroads Credit Union offer online and mobile banking?Most modern institutions like Highway Crossroads Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.highwaycrossroadscu.com. Compare to Other Credit Unions
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