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Holley Credit Union Rates & Review April 2026

Holley Credit Union's CDs 24 month rates are at 3.75%, CDs 13 month special rates are at 3.65%, CDs 12 month rates are at 3.55%, CDs 6 month rates are at 3.34%. MonitorBankRates evaluates the financial stability of Holley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.21%. Rates were last updated on 04/08/2026.

Holley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holley Credit Union? Share your experience about Holley Credit Union by leaving a review below, or read customer reviews before you decide to use Holley Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.21%
Excellent Lower than avg
Holley Credit Union
Holley Credit Union
1107 Mineral Wells Ave
Paris, TN 38242 4903
https://www.holleycreditunion.org
Member NCUA

Holley Credit Union CD Rates

Product Rate APY Term View More
Share Certificates 24 month 3.70% 3.75% 24 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%
Share Certificates 13 month special 3.60% 3.65% 13 month
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%
Share Certificates 12 month 3.50% 3.55% 12 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%
Share Certificates 6 month 3.30% 3.34% 6 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%

Holley Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vacation Loans / Christmas Loans - - 9.00% Up to 12 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%

Holley Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 8.50%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%
Home Equity Line of Credit - - 8.50%
Details Variable Rate
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%

Holley Credit Union Credit Card Rates

Product Rate APR View More
Visa Cards - 12.00%
Details Variable Rate
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%
Visa Credit Card - 12.00%
Details Variable Rate; Wall Street Journal Prime plus 6.5%; Credit line up to $5,000; No annual fee.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.21%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Holley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Holley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Holley Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Holley Credit Union
Address 1107 Mineral Wells Ave, Paris, TN 38242 4903
Phone 731-644-9031
Fax
President Dale Evans
CEO Van Bowden
Full-Time Employees 20
Part-Time Employees 1
Branch Locations 2
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.21%
Return on Assets (ROA)
1.2308%
Return on Equity (ROE)
8.9897%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
97,831,094
Total Amount of Shares and Deposits
83,037,486
Total Shares and Deposits < 1 Year
80,542,782
Total Shares and Deposits 1 3 Years
2,494,704
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,049,561
Total Uninsured Shares and Deposits > $250K (F+J)
3,049,561
Total Insured Shares and Deposits > $250K (item 17 less item K)
79,987,925
Total Interest Expense (Sum of items 6 8)
1,229,848
Share Certificates
752
Number of Accounts for Share Drafts
3,717
IRA KEOGH Accounts
255
Number of Accounts for Regular Shares
9,321
All other shares
543
Net Income (unless the amount is already included in Undivided Earnings)
479,911
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,727,110
Total Liabilities
84,436,488
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Holley Credit Union

Is Holley Credit Union a safe place to deposit money?

Yes, Holley Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2132407627369%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Holley Credit Union operate?

Holley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Holley Credit Union?

Yes, to access services at Holley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Holley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holley Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Holley Credit Union offer online and mobile banking?

Most modern institutions like Holley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.holleycreditunion.org.

Current Holley Credit Union Rates

  • 12-Month CD3.55%
  • 24-Month CD3.75%
Retrieved from our database of financial products. Rates subject to change.