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Advertiser Disclosure
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 Horizon Credit Union Macon, MO Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Horizon Credit Union Macon, MO's CDs of Deposit / 13 month rates are at 3.85%, CDs of Deposit / 60 month rates are at 3.03%, CDs of Deposit / 18 month rates are at 2.52%, CDs of Deposit / 48 month rates are at 2.52%, CDs of Deposit / 36 month rates are at 2.27%. Horizon Credit Union Macon, MO's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Horizon Credit Union Macon, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.88%. Rates were last updated on 04/08/2026. Horizon Credit Union Macon, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Horizon Credit Union Macon, MO? Share your experience about Horizon Credit Union Macon, MO by leaving a review below, or read customer reviews before you decide to use Horizon Credit Union Macon, MO. Horizon Credit Union Macon, MO
Horizon Credit Union 310 N Missouri St
https://www.yourhcu.com Macon, MO 63552 
Horizon Credit Union Macon, MO CD Rates
Horizon Credit Union Macon, MO Savings Rates
Horizon Credit Union Macon, MO Mortgage Rates
Horizon Credit Union Macon, MO Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Horizon Credit Union Macon, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Horizon Credit Union Macon, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Horizon Credit Union Macon, MO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Horizon Credit Union Macon, MO
Website
https://www.yourhcu.com
Address
310 N Missouri St,
Macon, MO 63552
Phone
660-385-8205
Fax
660-385-6662
President
Dennis Fessler
CEO
Lara Lucas
Full-Time Employees
17
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.88%
Return on Assets (ROA)
0.6461%
Return on Equity (ROE)
5.5034%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
57,430,669
Total Amount of Shares and Deposits
50,361,416
Total Shares and Deposits < 1 Year
43,239,510
Total Shares and Deposits 1 3 Years
6,103,392
Total Shares and Deposits > 3 Years
1,018,514
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,164,605
Total Uninsured Shares and Deposits > $250K (F+J)
2,164,605
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,196,811
Total Interest Expense (Sum of items 6 8)
627,895
Share Certificates
276
Number of Accounts for Share Drafts
2,495
Number of Accounts for Regular Shares
6,336
All other shares
291
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,566,128
Total Liabilities
50,826,511
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Horizon Credit Union Macon, MOIs Horizon Credit Union Macon, MO a safe place to deposit money?Yes, Horizon Credit Union Macon, MO is considered a safe financial institution. With a Texas Ratio of 3.8825039504721%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Horizon Credit Union Macon, MO operate?Horizon Credit Union Macon, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Horizon Credit Union Macon, MO?Yes, to access services at Horizon Credit Union Macon, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Horizon Credit Union Macon, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Horizon Credit Union Macon, MO provides members with tools to manage their accounts and build a solid financial history. Does Horizon Credit Union Macon, MO offer online and mobile banking?Most modern institutions like Horizon Credit Union Macon, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourhcu.com. Current Horizon Credit Union Macon, MO Rates
Retrieved from our database of financial products. Rates subject to change.
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