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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
NORTHEAST PANHANDLE TEACHERS Rates & Review April 2026You can compare NORTHEAST PANHANDLE TEACHERS rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 3.49% and 3-month share certificate rates at 0.05%. Savings rates are at 0.55% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 5.49%. All these rates can be compared to NORTHEAST PANHANDLE TEACHERS rates. MonitorBankRates evaluates the financial stability of NORTHEAST PANHANDLE TEACHERS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.32%. Rates were last updated on 04/18/2026. NORTHEAST PANHANDLE TEACHERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NORTHEAST PANHANDLE TEACHERS? Share your experience about NORTHEAST PANHANDLE TEACHERS by leaving a review below, or read customer reviews before you decide to use NORTHEAST PANHANDLE TEACHERS.
Current Rate AvailabilityWe do not have NORTHEAST PANHANDLE TEACHERS rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for NORTHEAST PANHANDLE TEACHERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather NORTHEAST PANHANDLE TEACHERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with NORTHEAST PANHANDLE TEACHERS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
NORTHEAST PANHANDLE TEACHERS
Website
http://www.nptfcu.com
Address
211 S Amherst St,
Perryton, TX 79070
Phone
806-435-9522
Fax
806-435-3927
President
Allan Herbert
CEO
Brandon Wood
Full-Time Employees
3
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.32%
Return on Assets (ROA)
0.6323%
Return on Equity (ROE)
2.9896%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
21,626,408
Total Amount of Shares and Deposits
17,029,972
Total Shares and Deposits < 1 Year
17,029,972
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
84,907
Total Uninsured Shares and Deposits > $250K (F+J)
84,907
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,945,065
Total Interest Expense (Sum of items 6 8)
293,162
Number of Accounts for Regular Shares
2,446
Net Income (unless the amount is already included in Undivided Earnings)
136,734
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,304,356
Total Liabilities
17,052,727
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About NORTHEAST PANHANDLE TEACHERSIs NORTHEAST PANHANDLE TEACHERS a safe place to deposit money?Yes, NORTHEAST PANHANDLE TEACHERS is considered a safe financial institution. With a Texas Ratio of 0.31895534472124%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does NORTHEAST PANHANDLE TEACHERS operate?NORTHEAST PANHANDLE TEACHERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join NORTHEAST PANHANDLE TEACHERS?Yes, to access services at NORTHEAST PANHANDLE TEACHERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, NORTHEAST PANHANDLE TEACHERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, NORTHEAST PANHANDLE TEACHERS provides members with tools to manage their accounts and build a solid financial history. Does NORTHEAST PANHANDLE TEACHERS offer online and mobile banking?Most modern institutions like NORTHEAST PANHANDLE TEACHERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.nptfcu.com. Compare to Other Credit Unions
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