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Advertiser Disclosure
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 Mutual Savings Credit Union Hoover, AL Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Mutual Savings Credit Union Hoover, AL's 6 Month Share/IRA CDs rates are at 3.65%, 6 Month Share/IRA CDs (CDs) rates are at 3.65%, 1 Year Elite CDs rates are at 3.50%, 1 Year Share/IRA CDs rates are at 3.50%, 1 Year Share/IRA CDs (CDs) rates are at 3.50%. Mutual Savings Credit Union Hoover, AL's savings rates are at 0.05%. Mutual Savings Credit Union Hoover, AL's money market rates are at 0.10%. Mutual Savings Credit Union Hoover, AL's Personal Loan Rates are at 13.50%. MonitorBankRates evaluates the financial stability of Mutual Savings Credit Union Hoover, AL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.63%. Rates were last updated on 04/18/2026. Mutual Savings Credit Union Hoover, AL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mutual Savings Credit Union Hoover, AL? Share your experience about Mutual Savings Credit Union Hoover, AL by leaving a review below, or read customer reviews before you decide to use Mutual Savings Credit Union Hoover, AL. Mutual Savings Credit Union Hoover, AL
Valleydale 2040 Valleydale Rd
https://www.mutualsavings.org Hoover, AL 35244 2006 
Mutual Savings Credit Union Hoover, AL CD Rates
Mutual Savings Credit Union Hoover, AL Savings Rates
Mutual Savings Credit Union Hoover, AL Money Market Rates
Mutual Savings Credit Union Hoover, AL Checking Rates
Mutual Savings Credit Union Hoover, AL Home Equity & HELOC
Mutual Savings Credit Union Hoover, AL Credit Card Rates
Mutual Savings Credit Union Hoover, AL Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mutual Savings Credit Union Hoover, AL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mutual Savings Credit Union Hoover, AL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mutual Savings Credit Union Hoover, AL's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mutual Savings Credit Union Hoover, AL
Website
https://www.mutualsavings.org
Address
2040 Valleydale Rd,
Hoover, AL 35244 2006
Phone
205-682-1100
Fax
205-682-1189
President
Keith Newton
CEO
Kendall Speed
Full-Time Employees
81
Part-Time Employees
1
Branch Locations
7
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.63%
Return on Assets (ROA)
0.1110%
Return on Equity (ROE)
1.2318%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
240,435,436
Total Amount of Shares and Deposits
211,388,062
Total Shares and Deposits < 1 Year
205,454,152
Total Shares and Deposits 1 3 Years
4,746,332
Total Shares and Deposits > 3 Years
1,187,578
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
23,211,835
Total Uninsured Shares and Deposits > $250K (F+J)
23,211,835
Total Insured Shares and Deposits > $250K (item 17 less item K)
188,176,227
Total Interest Expense (Sum of items 6 8)
2,525,019
Share Certificates
2,178
Number of Accounts for Share Drafts
11,697
IRA KEOGH Accounts
602
Number of Accounts for Regular Shares
22,230
Money Market Shares
599
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,974,363
Total Liabilities
223,600,362
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mutual Savings Credit Union Hoover, ALIs Mutual Savings Credit Union Hoover, AL a safe place to deposit money?Yes, Mutual Savings Credit Union Hoover, AL is considered a safe financial institution. With a Texas Ratio of 0.63434868924001%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mutual Savings Credit Union Hoover, AL operate?Mutual Savings Credit Union Hoover, AL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mutual Savings Credit Union Hoover, AL?Yes, to access services at Mutual Savings Credit Union Hoover, AL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mutual Savings Credit Union Hoover, AL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mutual Savings Credit Union Hoover, AL provides members with tools to manage their accounts and build a solid financial history. Does Mutual Savings Credit Union Hoover, AL offer online and mobile banking?Most modern institutions like Mutual Savings Credit Union Hoover, AL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mutualsavings.org. Current Mutual Savings Credit Union Hoover, AL Rates
Retrieved from our database of financial products. Rates subject to change.
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