|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 MountainCrest Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
MountainCrest Credit Union's savings rates are at 0.10%. MountainCrest Credit Union's Personal Loan Rates are at 11.74%. MonitorBankRates evaluates the financial stability of MountainCrest Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.83%. Rates were last updated on 03/28/2026. MountainCrest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MountainCrest Credit Union? Share your experience about MountainCrest Credit Union by leaving a review below, or read customer reviews before you decide to use MountainCrest Credit Union. MountainCrest Credit Union
Arlington Branch 3710 168TH ST NE STE A108
https://www.mountaincrestcu.com Arlington, WA 98223 8462 
MountainCrest Credit Union Savings Rates
MountainCrest Credit Union Mortgage Rates
MountainCrest Credit Union Home Equity & HELOC
MountainCrest Credit Union Credit Card Rates
MountainCrest Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MountainCrest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MountainCrest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MountainCrest Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MountainCrest Credit Union
Website
https://www.mountaincrestcu.com
Address
3710 168TH ST NE STE A108,
Arlington, WA 98223 8462
Phone
360-435-5400
Fax
360-435-5558
President
Bruce Landre
CEO
Lindsey Welch
Full-Time Employees
24
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.83%
Return on Assets (ROA)
0.8952%
Return on Equity (ROE)
6.5619%
Non-Performing Loans Ratio (NPL)
1.48%
Total Assets
152,237,576
Total Amount of Shares and Deposits
131,569,151
Total Shares and Deposits < 1 Year
130,609,973
Total Shares and Deposits 1 3 Years
488,811
Total Shares and Deposits > 3 Years
470,367
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,224,733
Total Uninsured Shares and Deposits > $250K (F+J)
6,224,733
Total Insured Shares and Deposits > $250K (item 17 less item K)
125,344,418
Total Interest Expense (Sum of items 6 8)
935,753
Share Certificates
623
Number of Accounts for Share Drafts
3,504
IRA KEOGH Accounts
112
Number of Accounts for Regular Shares
8,737
All other shares
122
Money Market Shares
787
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
33,919,216
Total Liabilities
131,633,923
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About MountainCrest Credit UnionIs MountainCrest Credit Union a safe place to deposit money?Yes, MountainCrest Credit Union is considered a safe financial institution. With a Texas Ratio of 6.8253256495212%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does MountainCrest Credit Union operate?MountainCrest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MountainCrest Credit Union?Yes, to access services at MountainCrest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MountainCrest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MountainCrest Credit Union provides members with tools to manage their accounts and build a solid financial history. Does MountainCrest Credit Union offer online and mobile banking?Most modern institutions like MountainCrest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mountaincrestcu.com. Current MountainCrest Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Neiman Marcus Group Employees Federal Credit Union
Scient Federal Credit Union
Polam Federal Credit Union
Houston Police Federal Credit Union
OPC Federal Credit Union
Midflorida Credit Union
Mountain Credit Union
Wakota Federal Credit Union
Bluestone Federal Credit Union
Best Financial Credit Union
edU Federal Credit Union
Mill Town Credit Union
Ziegler Federal Credit Union
Arkansas Education Association Federal Credit Union
Ouachita Valley Health System Federal Credit Union
New Dimensions Federal Credit Union
Gulf Coast Community Federal Credit Union
Civic Federal Credit Union
Eagle One Federal Credit Union
CANANDAIGUA
Green River Area Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
