Regions Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Regions Bank Deposit Rates
Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 0.10% and 3-month CD rates at 3.03%. Current savings rates are at 0.50% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.58%. Credit Card rates are at 18.00%. Personal Loan rates are at 7.75%. All these rates, and more, can be found in our database of rates. Regions Bank's 12-Month CD rates are at 0.01%, 60-Month CD rates are at 0.01%, 48-Month CD rates are at 0.01%, 36-Month CD rates are at 0.01%, 24-Month CD rates are at 0.01%. Regions Bank's savings rates are at 0.01%. Regions Bank's money market rates are at 2.00%.

Regions Bank

To see how these rates compare to Regions Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Regions Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Regions Bank CD rates. You can also compare Regions Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Regions Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Regions Bank? Share your experience about Regions Bank by leaving a review below, or read customer reviews before you decide to use Regions Bank.

Regions Bank Texas Ratio

Regions Bank's Texas Ratio is at 7.79%, which is considered excellent. The Texas Ratio for Regions Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Regions Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.01%
18-Month CD
0.01%
24-Month CD
0.01%
36-Month CD
0.01%
48-Month CD
0.01%
60-Month CD
0.01%
Savings
0.01%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Regions Bank
1900 5th Ave N
Birmingham, AL 35203
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Regions Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Regions Bank
Regions Bank
Premium Money Market
2.00%
$10,000
Regions Bank
Regions Bank
12-Month CD
0.01%
$500
Regions Bank
Regions Bank
18-Month CD
0.01%
$500
Regions Bank
Regions Bank
24-Month CD
0.01%
$500
Regions Bank
Regions Bank
36-Month CD
0.01%
$500
Regions Bank
Regions Bank
48-Month CD
0.01%
$500
Regions Bank
Regions Bank
60-Month CD
0.01%
$500
Regions Bank
Regions Bank
Savings Account
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Regions Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
MCT Credit Union
MCT Credit Union
12-Month CD
4.60%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
12-Month CD
4.58%
$2,500
LendingClub
LendingClub
36-Month CD
4.30%
$2,500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
30-Month CD
4.25%
$1,000
Guardian Savings Bank
Guardian Savings Bank
12-Month CD
4.25%
$1,000
FinWise Bank
FinWise Bank
36-Month CD
4.06%
$500
KodaBank
KodaBank
3-Month CD
4.06%
$1,000
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
12-Month CD
3.60%
$500
Gogebic Range Bank
Gogebic Range Bank
36-Month CD
3.55%
$500
TriCentury Bank
TriCentury Bank
18-Month CD
3.50%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
12-Month CD
3.02%
$500
Global Bank
Global Bank
Money Market
3.00%
$100
Kearney Trust Company
Kearney Trust Company
Money Market
3.00%
$250,000
1st United Credit Union
1st United Credit Union
12-Month CD
3.00%
$250
Seasons Federal Credit Union
Seasons Federal Credit Union
36-Month CD
2.75%
$1,000
F&M Bank Berlin, WI
F&M Bank Berlin, WI
59-Month CD (special)
2.75%
$5,000
Bank of Wolcott
Bank of Wolcott
48-Month CD
2.75%
$1,000
Grand Timber Bank
Grand Timber Bank
36-Month CD
2.52%
$500
First Federal S&L Newark, OH
First Federal S&L Newark, OH
27-Month CD
2.50%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
2.32%
$500
Charter Bank IA
Charter Bank IA
12-Month CD
2.25%
$10,000
First Security B&T Co. IA
First Security B&T Co. IA
36-Month CD
2.13%
$2,500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
36-Month CD
1.50%
$2,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
48-Month CD certificate
1.46%
$500
Dundee Bank
Dundee Bank
60-Month CD
1.45%
$500
Movement Bank
Movement Bank
36-Month CD
1.40%
$500
Machias Savings Bank
Machias Savings Bank
36-Month CD
1.20%
$500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
18-Month CD
0.60%
$500
Rocky Mountain Bank
Rocky Mountain Bank
36-Month CD
0.60%
$1,000
Minnstar Bank
Minnstar Bank
12-Month CD
0.40%
$1,000
Bank of Old Monroe
Bank of Old Monroe
Savings Account
0.40%
$0
Harleysville Bank
Harleysville Bank
Savings Account
0.35%
$25
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
18-Month CD
0.30%
$1,000
Bank of 1889
Bank of 1889
6-Month CD
0.25%
$500
Greene County Commercial Bank
Greene County Commercial Bank
24-Month CD
0.25%
$1,000
Marblehead Bank
Marblehead Bank
18-Month CD
0.25%
$500
Mid-America Bank
Mid-America Bank
Savings
0.25%
$50
Vibrant Credit Union
Vibrant Credit Union
48-Month CD
0.25%
$5
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Money Market
0.25%
$2,500
First Jackson Bank
First Jackson Bank
Savings Account
0.20%
$0
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
48-Month CD
0.20%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
Passbook Savings
0.15%
$100
SNB St. Henry Bank
SNB St. Henry Bank
24-Month CD
0.15%
$1,000
Putnam County Bank
Putnam County Bank
Passbook Savings
0.10%
$10
GSB Guilford Savings Bank
36-Month CD
0.10%
$1,000
Bank Plus
Bank Plus
Savings Account
0.05%
$25
State Bank Brownsburg, IN
Simply Savings
0.05%
$25
1st Ed Credit Union
1st Ed Credit Union
Regular Savings
0.05%
$5
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.03%
$100
Achieve Credit Union
Achieve Credit Union
Share Savings
0.03%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Regions Bank Information

Regions Bank
1900 5th Ave N
Birmingham, AL 35203
Jefferson
Established Date: 01/01/1928
FDIC Certificate #: 12368
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: REGIONS FINANCIAL CORP
How Many Domestic U.S. Offices? 1,301
How Many Branches are There? 1,296
Is Regions Bank FDIC Insured? Yes
What is Regions Bank's Cert number? 12368
What is the maximum amount for insured deposits? $250,000 per holder, per account

Regions Bank Financials

Total Assets:
$153,125,000,000
Total Deposits:
$130,749,000,000
Equity Capital:
$15,602,000,000
Domestic Deposits:
$130,749,000,000
Net Income:
$641,000,000
Return on Assets:
1.3791%
Quarterly Return on Assets:
1.6700%
Pretax Return on Assets:
2.1527%
Pretax Quarterly Return on Assets:
2.1500%
Return on Equity:
13.5900%
Quarterly Return on Equity:
16.6800%
Common Equity Tier 1 Capital Ratio:
10.6562%
Tier 1 Risk-Based Capital Ratio:
10.6562%
Leverage Tier 1 (Core Capital) Ratio:
8.5215%
Total Risk-Based Capital Ratio (YTD):
11.9597%
Total Interest Income (YTD):
3.3282%
 
 
Headquarters:
Birmingham
FDIC Field Office:
Shelby
Regulator:
FED
County:
Jefferson
# of Offices:
1304
Metropolitan Statistical Area (MSA):
Birmingham-Hoover, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC

Florida Highest 12 Month CD Interest Rates

The current national average 12 month CD rate is 0.77 percent. You can find CD rates higher than the current national average rates. We have compiled a list of the highest and lowest 12 month certificate of deposit rates in the state of Florida. The highest 12 month rate on our table is 1.47 percent, almost double the national average. The lowest 12 month CD rate on our list is 0.15 percent, well below the national average rate.The highest CD interest rate on our list in Florida is from Bank of Internet. The bank's current 12 month CD rate is 1.47 percent with a CD yield of 1.48 percent. The minimum opening deposit is $1,000.Tied for the second best CD rate on our Florida list of 12 month rates is Giantbank.com and Sallie Mae Bank. Both bank's current 12 month bank CD rate is 1.39 percent with a CD yield of 1.40 percent. The minimum opening deposit is $2,500 at GiantBank.com and $1 at Sallie Mae.     Read more...

Best Savings Account Rates in Jacksonville, Florida

The national average savings accounts rate/money market account rate for account balances of $2,500 is only .34 percent this week. You can find rates higher than the national average rates.The best savings account rate on our savings rate tables is from Bank of Internet USA. The bank’s current savings account rate is 1.39 percent with an annual percentage yield (APY) of 1.40 percent. That rate is four times the national average savings account rate.Looking for Savings Account Rates and Money Market Account Rates? Use Our rate tables to find the highest rates in your area. SavingsAccount.MonitorBankRates.com.     Read more...

Best Savings Account Rates Kansas City, MO

The current national average savings account rate/money market account rate for accounts with balances of $2,500 is 0.34 percent. You can find banks and credit unions that offer savings rates and money market account rates higher than the national average.

We searched our savings rates/money market rates table for rates in Kansas City, Missouri. As of today, Bank of Internet USA and BancorpSouth are both offering a savings account rate of 1.49 percent with an annual percentage yield (APY) 1.50 percent. BancorpSouth has some account requirements to earn the rate and yield.Find the highest savings account rates and money market account rates by searching our rate tables here: SavingsAccount.MonitorBankRates.com     Read more...

Highest CD Rates: 12 Month CD Rates

highest-cd-rates-12-month-cd-rates12 month bank CD rates are 1.008 percent today, but you can find 12 month CD rates better than the national average CD rate. Right now, UFB Direct is paying the highest CD yield for a 12 month certificate of deposit, their current APY is 1.81 percent.Looking for the highest CD rates? Search our CD rate tables for CD rates. Highest CD Rates.Tennessee Commerce Bank and Discover Bank are also paying some of the best CD rates for a 12 month certificate of deposit rate. Both banks currently have a 12 month certificate of deposit yield of 1.70 percent.     Read more...

CD Rates: Finding the Best CD Rates

cd-rates-finding-the-best-cd-ratesFinding the best CD rates these days has become a lot easier with comparison sites. Since certificate of deposit rates are so low it pays even more to shop around. The national average CD rate on a 12 month CD is 1.33 percent this week. You can find higher CD rates than the national average.We searched for 12 month CD rates in Orlando, Florida, using our CD search engine. The results are listed below.  As you can see, several bank CD rates are higher than the national average rate.You can find a list of banks and credit unions offering CD rates in your area. All you have to do is select the CD type, enter your zip code and click on "Display CD Rate Table" and a list of rates in your area will be displayed.     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Average mortgage rates are lower today following U.S. Treasury yields lower the past few days. 30 year conventional mortgage rates are averaging 3.45 percent, a decline from last week's average 30 year mortgage rate of 3.50 percent. 30 year mortgage interest rates are just above all-time record lows of 3.37 percent set in October.
Higher mortgage rates in 2018, combined with a low number of homes available for sale across the U.S., are hurting buyers. Mortgage rates are higher this year because economic growth has been robust, the unemployment rate has declined, and the Federal Reserve has increased interest rates.
National 12 month CD rates are averaging only 0.98 percent this week.  You can find bank CD rates and credit union CD rates higher than the national CD rates. We searched for the best 12 month CD rates in Tampa, Florida. Right now, Tennessee Commerce Bank tops our best CD rates list. The bank's current 12 month CD rate is 1.59 percent with an annual percentage yield of 1.60 percent. The minimum opening deposit is $2,500.

Bank or Credit Union Offers and Deals

Current Mortgage Rates Move Higher This Week: 15 Year Mortgage Rates at 3.35%
Mortgage Rates at Lowest Level Ever Recorded MBA: 30 Year Mortgage Rates at 4.57%, 15 Year Mortgage Rates at 3.95%
Mortgage Shopping Simplified: Finding the Best Rates and Terms
Auto Insurance: Insuring a Teenage Driver
E*Trade Savings Rates
Current Mortgage Rates Down for Third Week - Record Low for 15-Year Mortgage Rates
Best CD Rates from Banks & Credit Unions in San Francisco, California
Getting a mortgage from a mortgage broker
MetLife CD Rates
2010 Year End Home Mortgage Rates and Refinance Rates: 30 Year Mortgage Rates and Refinance Rates Averaging 4.81%

Alternative Bank and Credit Union Offers to Explore

Car Insurance: Auto Insurance Rates and Auto Insurance Quotes
CenterState Bank Certificate of Deposit Rates
The Best Home Affordability in a Generation Isn’t Helping the Housing Market
Top 10 Savings Account Rates
Savings Rates Set to Increase in the 2nd or 3rd Quarter
Bank of Oak Ridge Mortgage Rates
Crestmark Bank 1 Year CD Rates Best Rate 1.70%
Highest CD Rates in New Jersey
Mortgage Rates: 30 Year Mortgage Rates at 5.06% and 15 Year Mortgage Rates at 4.45%
Mortgage Rates Break Through Record Lows: 30 Year Rates at 3.49% Today

Regions Bank Reviews

There are no reviews for Regions Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Regions Bank
Your Name:
Your Rating:

See how Regions Bank Compares to other banks