Regions Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.21%, 6-month CD rates at 0.60% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 12.90%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. Regions Bank's 60-Month CD rates are at 0.01%, 48-Month CD rates are at 0.01%, 36-Month CD rates are at 0.01%, 24-Month CD rates are at 0.01%, 18-Month CD rates are at 0.01%. Regions Bank's savings rates are at 0.01%. Regions Bank's money market rates are at 2.00%.

Regions Bank

To see how these rates compare to Regions Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Regions Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Regions Bank CD rates. You can also compare Regions Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Regions Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Regions Bank? Share your experience about Regions Bank by leaving a review below, or read customer reviews before you decide to use Regions Bank.

Regions Bank Texas Ratio

Regions Bank's Texas Ratio is at 10.19%, which is considered excellent. The Texas Ratio for Regions Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Regions Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.01%
18-Month CD
0.01%
24-Month CD
0.01%
36-Month CD
0.01%
48-Month CD
0.01%
60-Month CD
0.01%
Savings
0.01%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Regions Bank
1900 5th Ave N
Birmingham, AL 35203
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Regions Bank Information

Regions Bank
1900 5th Ave N
Birmingham, AL 35203
Jefferson
Established Date: 01/01/1928
FDIC Certificate #: 12368
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: REGIONS FINANCIAL CORP
How Many Domestic U.S. Offices? 1,279
How Many Branches are There? 1,275
Is Regions Bank FDIC Insured? Yes
What is Regions Bank's Cert number? 12368
What is the maximum amount for insured deposits? $250,000 per holder, per account

Regions Bank Financials

Total Assets:
$153,946,000,000
Total Deposits:
$131,273,000,000
Equity Capital:
$15,859,000,000
Domestic Deposits:
$131,273,000,000
Net Income:
$409,000,000
Return on Assets:
1.5667%
Quarterly Return on Assets:
1.0700%
Pretax Return on Assets:
1.3575%
Pretax Quarterly Return on Assets:
1.3600%
Return on Equity:
15.9400%
Quarterly Return on Equity:
10.1600%
Common Equity Tier 1 Capital Ratio:
10.8163%
Tier 1 Risk-Based Capital Ratio:
10.8163%
Leverage Tier 1 (Core Capital) Ratio:
9.0458%
Total Risk-Based Capital Ratio (YTD):
12.3156%
Total Interest Income (YTD):
5.1322%
 
 
Headquarters:
Birmingham
FDIC Field Office:
Shelby
Regulator:
FED
County:
Jefferson
# of Offices:
1282
Metropolitan Statistical Area (MSA):
Birmingham-Hoover, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Florida Highest 12 Month CD Interest Rates

The current national average 12 month CD rate is 0.77 percent. You can find CD rates higher than the current national average rates. We have compiled a list of the highest and lowest 12 month certificate of deposit rates in the state of Florida. The highest 12 month rate on our table is 1.47 percent, almost double the national average. The lowest 12 month CD rate on our list is 0.15 percent, well below the national average rate.The highest CD interest rate on our list in Florida is from Bank of Internet. The bank's current 12 month CD rate is 1.47 percent with a CD yield of 1.48 percent. The minimum opening deposit is $1,000.Tied for the second best CD rate on our Florida list of 12 month rates is Giantbank.com and Sallie Mae Bank. Both bank's current 12 month bank CD rate is 1.39 percent with a CD yield of 1.40 percent. The minimum opening deposit is $2,500 at GiantBank.com and $1 at Sallie Mae.     Read more...

Best Savings Account Rates in Jacksonville, Florida

The national average savings accounts rate/money market account rate for account balances of $2,500 is only .34 percent this week. You can find rates higher than the national average rates.The best savings account rate on our savings rate tables is from Bank of Internet USA. The bank’s current savings account rate is 1.39 percent with an annual percentage yield (APY) of 1.40 percent. That rate is four times the national average savings account rate.Looking for Savings Account Rates and Money Market Account Rates? Use Our rate tables to find the highest rates in your area. SavingsAccount.MonitorBankRates.com.     Read more...

Best Savings Account Rates Kansas City, MO

The current national average savings account rate/money market account rate for accounts with balances of $2,500 is 0.34 percent. You can find banks and credit unions that offer savings rates and money market account rates higher than the national average.

We searched our savings rates/money market rates table for rates in Kansas City, Missouri. As of today, Bank of Internet USA and BancorpSouth are both offering a savings account rate of 1.49 percent with an annual percentage yield (APY) 1.50 percent. BancorpSouth has some account requirements to earn the rate and yield.Find the highest savings account rates and money market account rates by searching our rate tables here: SavingsAccount.MonitorBankRates.com     Read more...

Highest CD Rates: 12 Month CD Rates

highest-cd-rates-12-month-cd-rates12 month bank CD rates are 1.008 percent today, but you can find 12 month CD rates better than the national average CD rate. Right now, UFB Direct is paying the highest CD yield for a 12 month certificate of deposit, their current APY is 1.81 percent.Looking for the highest CD rates? Search our CD rate tables for CD rates. Highest CD Rates.Tennessee Commerce Bank and Discover Bank are also paying some of the best CD rates for a 12 month certificate of deposit rate. Both banks currently have a 12 month certificate of deposit yield of 1.70 percent.     Read more...

CD Rates: Finding the Best CD Rates

cd-rates-finding-the-best-cd-ratesFinding the best CD rates these days has become a lot easier with comparison sites. Since certificate of deposit rates are so low it pays even more to shop around. The national average CD rate on a 12 month CD is 1.33 percent this week. You can find higher CD rates than the national average.We searched for 12 month CD rates in Orlando, Florida, using our CD search engine. The results are listed below.  As you can see, several bank CD rates are higher than the national average rate.You can find a list of banks and credit unions offering CD rates in your area. All you have to do is select the CD type, enter your zip code and click on "Display CD Rate Table" and a list of rates in your area will be displayed.     Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Conforming mortgage rates today are higher but will decline tomorrow since 10 year bond yields are down 5 basis points to 1.45 percent. Bond yields are down on a weaker than expected retail sales report released this morning which will send average mortgage rates lower tomorrow.

Despite comments in late August by Fed Chair, Janet Yellen, and NY Fed President, William Dudley, regarding a September rate hike, it didn't happen. The FOMC wrapped up their meeting yesterday and decided to leave the fed funds rate unchanged.

Bank or Credit Union Offers and Deals

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Texas CD Interest Rates and CD Yields
Mortgage Rates Today - October 4, 2021
Recent CD Rate Changes Are Mostly Lower
Average Savings Rates and Money Market Rates at 0.51% This Week, Best Rates at 1.05% APY

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates are Higher Once Again in MBA Mortgage Survey: 30 Year Mortgage Rates at 4.84%, 15 Year Mortgage Rates at 4.21%
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Mortgage Refinancing Up to 125% Loan-to-Value With Today's Mortgage Rates Rising
CIBC Savings Rates at 3.00 Percent
CD Rates This Week: Highest CD Rates on 1 Year Certificates of Deposit at 1.05% APY
Home Mortgage Rates Move Higher Today: 30 Year Mortgage Rates at 4.40%
Mortgage Rates: Current Mortgage Rates Decrease in the Latest Survey
Mortgage Rates Rise: 30 Year Mortgage Rates at 5.04%
EverBank 5 Year Jumbo CD Rates now at 1.73%
Disappointing Jobs Numbers will Force Mortgage Rates Lower

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