Regions Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 3.25%, 6-month CD rates at 0.20% and 3-month CD rates at 4.01%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.64%. Credit Card rates are at 17.20%. Personal Loan rates are at 5.99%. All these rates, and more, can be found in our database of rates. Regions Bank's 24-Month CD rates are at 0.01%, 18-Month CD rates are at 0.01%, 12-Month CD rates are at 0.01%, 60-Month CD rates are at 0.01%, 48-Month CD rates are at 0.01%. Regions Bank's savings rates are at 0.01%. Regions Bank's money market rates are at 2.00%.
To see how these rates compare to Regions Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Regions Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Regions Bank CD rates. You can also compare Regions Bank savings rates, MMA rates and mortgage rates using our other rate lists. Regions Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Regions Bank? Share your experience about Regions Bank by leaving a review below, or read customer reviews before you decide to use Regions Bank. Regions Bank Texas Ratio Regions Bank's Texas Ratio is at 10.19%, which is considered excellent. The Texas Ratio for Regions Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Regions Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Regions Bank CD Rates and Interest Rates
Regions Bank
Premium Money Market
2.00%
$10,000
Regions Bank
12-Month CD
0.01%
$500
Regions Bank
18-Month CD
0.01%
$500
Regions Bank
24-Month CD
0.01%
$500
Regions Bank
36-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Regions Bank Rates with Other Competitive Bank and Credit Union Rates
Bank of the Flint Hills
12-Month CD
4.37%
$500
All America Bank
6-Month CD
4.00%
$500
Beacon Community Bank
18-Month CD
3.95%
$250
Citizens Independent Bank
9-Month CD
3.90%
$10,000
New Albin Savings Bank
24-Month CD
3.80%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 16, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Regions Bank InformationRegions Bank
1900 5th Ave NBirmingham, AL 35203 Jefferson Established Date: 01/01/1928 FDIC Certificate #: 12368 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: REGIONS FINANCIAL CORP How Many Domestic U.S. Offices? 1,279 How Many Branches are There? 1,275 Website: https://www.regions.com
Is Regions Bank FDIC Insured? Yes
What is Regions Bank's Cert number? 12368
What is the maximum amount for insured deposits? $250,000 per holder, per account
Regions Bank FinancialsTotal Assets:
$153,946,000,000
Total Deposits:
$131,273,000,000
Equity Capital:
$15,859,000,000
Domestic Deposits:
$131,273,000,000
Net Income:
$409,000,000
Return on Assets:
1.5667%
Quarterly Return on Assets:
1.0700%
Pretax Return on Assets:
1.3575%
Pretax Quarterly Return on Assets:
1.3600%
Return on Equity:
15.9400%
Quarterly Return on Equity:
10.1600%
Common Equity Tier 1 Capital Ratio:
10.8163%
Tier 1 Risk-Based Capital Ratio:
10.8163%
Leverage Tier 1 (Core Capital) Ratio:
9.0458%
Total Risk-Based Capital Ratio (YTD):
12.3156%
Total Interest Income (YTD):
5.1322%
Headquarters:
Birmingham
FDIC Field Office:
Shelby
Regulator:
FED
County:
Jefferson
# of Offices:
1282
Metropolitan Statistical Area (MSA):
Birmingham-Hoover, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Bethpage Federal Credit Union of Bethpage, New York, is offering hurricane relief loans to their members. The loans offer fixed rates as low as 7.50% APR for up to 60 months.
Average savings rates, money market rates on short term bond yields moved little this past week. The same can't be said for intermediate and long term bond yields as recent economic indicators point to a strengthening economy. Since the start of the month 3, 5, 7, 10, 20 and 30 year bond yields have been on a tear, up between 5 basis points to 18 basis points in just 5 days.
Bank or Credit Union Offers and DealsHousing BailoutBank of America 7 Month CD Rate Lower Mortgage Rates Drive Existing Homes Sales Higher Investors Fear Equities and Hold Cash Despite Low Savings Rates Mortgage Rates Mixed in Latest Mortgage Survey: 15 Year Mortgage Rates Highest Since April 2010 Outlook for Higher CD Rates in 2017 is Promising San Diego Savings Account Rates Current Citibank CD Rates Raisin Money Market Account Rates Hit 5.25% APY - Best Rate Award KS StateBank Jumbo CD Rates Alternative Bank and Credit Union Offers to ExploreFed's Plan to Drive Mortgage Rates Lower is Working: 30 Year Mortgage Rates Down to 4.79%Setting a Home Buying Budget: Figure out the Downpayment and Purchase Price Mortgage Rates Move Higher Today: Current 30 Year Rates at 3.75% When is the Best Time to Refinance a Mortgage? First Federal Savings CD Rates & Jumbo CD Rates Highest Savings Account Rates at 1.05% This Week How to Consolidate Credit Card Debt and Eliminate Credit Card Debt Mortgage Rates Today, HARP Loans and the Greek Vote Mortgage Rate Lock Expiring Because You Can't Find a Home to Buy? Current Mortgage Rates at 5.18% - 10-Year Treasury Yields at 3.45% Regions Bank ReviewsThere are no reviews for Regions Bank yet. Feel free to create one below.
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The current national average 12 month CD rate is 0.77 percent. You can find CD rates higher than the current national average rates. We have compiled a list of the highest and lowest 12 month certificate of deposit rates in the state of Florida. The highest 12 month rate on our table is 1.47 percent, almost double the national average. The lowest 12 month CD rate on our list is 0.15 percent, well below the national average rate.The highest CD interest rate on our list in Florida is from Bank of Internet. The bank's current 12 month 
12 month bank CD rates are 1.008 percent today, but you can find 12 month CD rates better than the national average CD rate. Right now, UFB Direct is paying the highest CD yield for a 12 month certificate of deposit, their current APY is 1.81 percent.Looking for the highest CD rates? Search our CD rate tables for CD rates. 
Finding the best CD rates these days has become a lot easier with comparison sites. Since certificate of deposit rates are so low it pays even more to shop around. The national average CD rate on a 12 month CD is 1.33 percent this week. You can find higher CD rates than the national average.We searched for 12 month CD rates in Orlando, Florida, using our CD search engine. The results are listed below. As you can see, several bank CD rates are higher than the national average rate.You can find a list of banks and credit unions offering CD rates in your area. All you have to do is select the CD type, enter your zip code and click on "Display CD Rate Table" and a list of rates in your area will be displayed. 
