Cross River Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 4.25% and 3-month CD rates at 2.00%. Current savings rates are at 0.75% and money market rates are at 3.15%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 11.75%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Cross River Bank's 6-Month CD rates are at 4.15%, 12-Month CD rates are at 3.70%, 3-Month CD rates are at 3.50%, 18-Month CD rates are at 3.50%, 24-Month CD rates are at 3.30%. Cross River Bank's savings rates are at 1.75%. Cross River Bank's money market rates are at 0.25%.
To see how these rates compare to Cross River Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cross River Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cross River Bank CD rates. You can also compare Cross River Bank savings rates, MMA rates and mortgage rates using our other rate lists. Cross River Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cross River Bank? Share your experience about Cross River Bank by leaving a review below, or read customer reviews before you decide to use Cross River Bank. Cross River Bank Texas Ratio Cross River Bank's Texas Ratio is at 86.18%, which is considered subpar. The Texas Ratio for Cross River Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Cross River Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Cross River Bank CD Rates and Interest Rates
Cross River Bank
6-Month CD
4.15%
$500
Cross River Bank
12-Month CD
3.70%
$500
Cross River Bank
3-Month CD
3.50%
$500
Cross River Bank
18-Month CD
3.50%
$500
Cross River Bank
24-Month CD
3.30%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Cross River Bank Rates with Other Competitive Bank and Credit Union Rates
DCU Digital Federal Credit Union
Primary Savings
5.50%
$5
RBMAX
Max Interest Savings
4.15%
$10
Navy Federal Credit Union
12-Month CD
4.05%
$1,000
Milford Federal Bank
36-Month CD
4.00%
$1,000
United Republic Bank
6-Month CD
4.00%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 25, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Cross River Bank InformationCross River Bank
885 Teaneck RdTeaneck, NJ 07666 Bergen Established Date: 06/23/2008 FDIC Certificate #: 58410 Date of FDIC Deposit Insurance: 06/23/2008 Bank Holding Company: CRB GROUP INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.crossriver.com
Is Cross River Bank FDIC Insured? Yes
What is Cross River Bank's Cert number? 58410
What is the maximum amount for insured deposits? $250,000 per holder, per account
Cross River Bank FinancialsTotal Assets:
$8,906,639,000
Total Deposits:
$6,777,032,000
Equity Capital:
$999,686,000
Domestic Deposits:
$6,777,032,000
Net Income:
$2,296,000
Return on Assets:
-0.4333%
Quarterly Return on Assets:
0.1000%
Pretax Return on Assets:
0.0974%
Pretax Quarterly Return on Assets:
0.1000%
Return on Equity:
-3.5300%
Quarterly Return on Equity:
0.9100%
Leverage Tier 1 (Core Capital) Ratio:
13.0316%
Total Interest Income (YTD):
8.6501%
Headquarters:
Teaneck
FDIC Field Office:
Jamesburg
Regulator:
FDIC
County:
Bergen
# of Offices:
2
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are mixed in the most recently mortgage survey released this morning. Fixed conforming 30 year mortgage rates are averaging 4.74 percent with 0.8 mortgage discount points for the week ending January 20, 2011, up from the previous week’s average rate of 4.71 percent. 15 year conforming mortgage interest rates are averaging 4.05 percent with 0.8 points for the week ending January 20, 2011, down from the previous week’s survey when rates on 15 year mortgages averaged 4.08 percent with 0.7 mortgage points.
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Low mortgage rates didn't help home sales in the month of March as the National Association of Realtors reported a drop in existing home sales. Mortgage rates are lower so far in 2014, current 30 year mortgage rates are at 4.25 percent, down from an average rate of 4.53 percent in early January.
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Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The 
Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the 
Cross River Bank CD rates are very high right now. CD rates are especially good on the bank's intermediate-term certificates of deposit. Current 1 year CD rates at Cross River are at 2.86 percent with an APY of 2.90 percent. Their 18 month CD rates are currently at 2.91 percent with an APY of 2.95 percent. 2 year CD rates from Cross River Bank are one of the best rates around at 3.00 percent with an APY of 3.05 percent. The bank's 2 year CD rate is just as high as many 5 year CD rates offered at other banks. Cross River's minimum opening deposit for a CD account is only $500. 
Cross River Bank CD rates are some of the highest CD rates available right now from any bank. Current 12 month CD rates at Cross River Bank are at a whopping 2.91 percent with an APY of 2.95 percent. This 12 month CD rate from Cross River Bank places the bank in the top spot on our 1 year rate list. Other CD rates from Cross River Bank are also very good right now, 2 year CD rates are at 3.00 percent with an APY of 3.05 percent. Cross River Bank 2 year CD rates is also the best CD rate on our 2 year rate list.3 year CD rates from Cross River Bank are currently at 3.20 percent with an APY of 3.25 percent and 4 year CD rates are at 3.30 percent with an APY of 3.35 percent. Cross River Bank doesn't offer 5 year certificates of deposit. The bank's short term CD rates are not as good of a deal as their long term rates. Both 3 month and 6 month CD rates are at 1.00 percent with an APY of 1.01 percent.To get the best deal on a certificate of deposit, compare other bank CD rates with Cross River Bank CD rates. 
