Hometown Bank of PA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.81%, 6-month CD rates at 2.25% and 3-month CD rates at 0.20%. Current savings rates are at 0.55% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 8.90%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. Hometown Bank of PA's 36-Month CD rates are at 3.04%, 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.50%, 24-Month CD rates are at 0.35%, 18-Month CD rates are at 0.30%. Hometown Bank of PA's savings rates are at 0.15%.

Hometown Bank of PA

To see how these rates compare to Hometown Bank of PA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Hometown Bank of PA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Hometown Bank of PA CD rates. You can also compare Hometown Bank of PA savings rates, MMA rates and mortgage rates using our other rate lists.

Hometown Bank of PA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hometown Bank of PA? Share your experience about Hometown Bank of PA by leaving a review below, or read customer reviews before you decide to use Hometown Bank of PA.

Hometown Bank of PA Texas Ratio

Hometown Bank of PA's Texas Ratio is at 0.32%, which is considered excellent. The Texas Ratio for Hometown Bank of PA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Hometown Bank of PA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
0.30%
24-Month CD
0.35%
36-Month CD
3.04%
48-Month CD
0.50%
60-Month CD
0.60%
Savings
0.15%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Hometown Bank of PA
638 E Pitt St
Bedford, PA 15522
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Hometown Bank of PA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Hometown Bank of PA
Hometown Bank of PA
36-Month CD
3.04%
$1,000
Hometown Bank of PA
Hometown Bank of PA
60-Month CD
0.60%
$1,000
Hometown Bank of PA
Hometown Bank of PA
48-Month CD
0.50%
$1,000
Hometown Bank of PA
Hometown Bank of PA
24-Month CD
0.35%
$1,000
Hometown Bank of PA
Hometown Bank of PA
18-Month CD
0.30%
$1,000
Hometown Bank of PA
Hometown Bank of PA
12-Month CD
0.25%
$1,000
Hometown Bank of PA
Hometown Bank of PA
Passbook Savings
0.15%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Hometown Bank of PA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
24-Month CD
4.30%
$500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
12-Month CD
4.27%
$2,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
6-Month CD
3.82%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
36-Month CD
3.79%
$500
Cornhusker Bank
Cornhusker Bank
24-Month CD
3.73%
$1,000
RBAZ Republic Bank of Arizona
18-Month CD
3.68%
$1,000
MCT Credit Union
MCT Credit Union
60-Month CD
3.56%
$1,000
Access Bank
Access Bank
60-Month CD
3.50%
$1,000
Pineries Bank
Pineries Bank
48-Month CD
3.10%
$1,000
First State Bank of Harvey
First State Bank of Harvey
18-Month CD
3.09%
$1,000
Phoenixville Federal B&T
12-Month CD
3.05%
$500
Montgomery Bank
Montgomery Bank
3-Month CD
3.01%
$1,000
Harford Bank
Harford Bank
60-Month CD
2.85%
$1,000
FSB Louise, TX
FSB Louise, TX
24-Month CD
2.77%
$1,000
Reading Co-op Bank
Reading Co-op Bank
24-Month CD
2.75%
$500
1st Colonial Community Bank
1st Colonial Community Bank
24-Month CD
2.69%
$500
Palo Savings Bank
36-Month CD
2.52%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
48-Month CD
2.50%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Money Market
2.27%
$100,000
Community First Bank of Indiana
Community First Bank of Indiana
12-Month CD
2.25%
$1,000
State Bank of Newburg
State Bank of Newburg
Swell Money Market
2.12%
$100,000
Portage Community Bank
Portage Community Bank
48-Month CD
2.00%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
48-Month CD
2.00%
$500
FNB Community Bank
FNB Community Bank
18-Month CD
1.76%
$1,000
New Foundation SB
New Foundation SB
60-Month CD
1.75%
$1,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
12-Month CD
1.56%
$500
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
First Liberty Bank
First Liberty Bank
Money Market
1.35%
$1,000
F&M Bank of Hutsonville
F&M Bank of Hutsonville
24-Month CD
1.26%
$500
USAA Federal Savings Bank
USAA Federal Savings Bank
60-Month CD
1.25%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
48-Month CD
1.15%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Money Market
1.06%
$2,500
Freehold Bank
Freehold Bank
48-Month CD
0.55%
$500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
36-Month CD
0.40%
$500
Bath State Bank
Bath State Bank
24-Month CD
0.30%
$500
First Federal S&L of Van Wert
First Federal S&L of Van Wert
12-Month CD
0.25%
$2,500
Winter Hill Bank
Winter Hill Bank
12-Month CD
0.25%
$500
Buckeye Community Bank
Buckeye Community Bank
18-Month CD
0.20%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
36-Month CD
0.20%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
60-Month CD
0.20%
$500
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
A+ Federal Credit Union
A+ Federal Credit Union
Membership Savings
0.10%
$10
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
Premier Checking
0.05%
$1,500
First Nations Bank
First Nations Bank
48-Month CD
0.05%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
First Hawaiian Bank
First Hawaiian Bank
Savings
0.02%
$20
Adirondack Bank
Adirondack Bank
Loyalty Money Market
0.01%
$2,500
Vibrant Credit Union
Vibrant Credit Union
48-Month CD
0.01%
$5
1st University Credit Union
1st University Credit Union
Savings
0.00%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 29, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Hometown Bank of PA Information

Hometown Bank of PA
638 E Pitt St
Bedford, PA 15522
Bedford
Established Date: 04/09/2007
FDIC Certificate #: 58470
Date of FDIC Deposit Insurance: 04/09/2007
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Hometown Bank of PA FDIC Insured? Yes
What is Hometown Bank of PA's Cert number? 58470
What is the maximum amount for insured deposits? $250,000 per holder, per account

Hometown Bank of PA Financials

Total Assets:
$418,904,000
Total Deposits:
$348,516,000
Equity Capital:
$28,072,000
Domestic Deposits:
$348,516,000
Net Income:
$536,000
Return on Assets:
0.9039%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.6801%
Pretax Quarterly Return on Assets:
0.6800%
Return on Equity:
12.3100%
Quarterly Return on Equity:
7.7000%
Common Equity Tier 1 Capital Ratio:
13.5183%
Tier 1 Risk-Based Capital Ratio:
13.5183%
Leverage Tier 1 (Core Capital) Ratio:
8.5652%
Total Risk-Based Capital Ratio (YTD):
14.1288%
Total Interest Income (YTD):
4.4203%
 
 
Headquarters:
Bedford
FDIC Field Office:
Wexford
Regulator:
FDIC
County:
Bedford
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

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Hometown Bank of PA Reviews

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