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iAdvertiser Disclosure
Advertiser Disclosure
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 Inland Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Inland Federal Credit Union's 12-Month CD rates are at 1.50%, 24-Month CD rates are at 1.50%, 36-Month CD rates are at 0.05%, 48-Month CD rates are at 0.05%, 6-Month CD rates are at 0.05%. Inland Federal Credit Union's savings rates are at 0.08%. Inland Federal Credit Union's Personal Loan Rates are at 13.99%. MonitorBankRates evaluates the financial stability of Inland Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.37%. Rates were last updated on 04/18/2026. Inland Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Inland Federal Credit Union? Share your experience about Inland Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Inland Federal Credit Union. Inland Federal Credit Union
Main Office 8811 Grossmont Blvd
https://www.inlandfederal.org La Mesa, CA 91942 
Inland Federal Credit Union CD Rates
Inland Federal Credit Union Savings Rates
Inland Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Inland Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Inland Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Inland Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Inland Federal Credit Union
Website
https://www.inlandfederal.org
Address
8811 Grossmont Blvd,
La Mesa, CA 91942
Phone
619-444-5656
Fax
619-444-2795
President
Kathy Sladek
CEO
Jeffrey Lower
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.37%
Return on Assets (ROA)
0.0308%
Return on Equity (ROE)
0.3851%
Non-Performing Loans Ratio (NPL)
2.72%
Total Assets
15,252,001
Total Amount of Shares and Deposits
14,010,336
Total Shares and Deposits < 1 Year
13,798,284
Total Shares and Deposits 1 3 Years
212,052
Total Insured Shares and Deposits > $250K (item 17 less item K)
14,010,336
Total Interest Expense (Sum of items 6 8)
52,757
Share Certificates
34
Number of Accounts for Share Drafts
503
IRA KEOGH Accounts
22
Number of Accounts for Regular Shares
1,270
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,589,406
Total Liabilities
14,033,784
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Inland Federal Credit UnionIs Inland Federal Credit Union a safe place to deposit money?Yes, Inland Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 17.368252125853%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Inland Federal Credit Union operate?Inland Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Inland Federal Credit Union?Yes, to access services at Inland Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Inland Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Inland Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Inland Federal Credit Union offer online and mobile banking?Most modern institutions like Inland Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.inlandfederal.org. Current Inland Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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