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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Western Sun Federal Credit Union Rates & Review May 2026Western Sun Federal Credit Union's 6 month CD rates are at 3.36%, 12 month CD rates are at 3.30%, 18 month CD rates are at 3.05%, 24 month CD & IRA rates are at 3.05%, 36 month CD & IRA rates are at 2.80%. Western Sun Federal Credit Union's savings rates are at 0.15%. Western Sun Federal Credit Union's money market rates are at 0.65%. Western Sun Federal Credit Union's Personal Loan Rates are at 12.40%. MonitorBankRates evaluates the financial stability of Western Sun Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.72%. Rates were last updated on 05/06/2026. Western Sun Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Western Sun Federal Credit Union? Share your experience about Western Sun Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Western Sun Federal Credit Union. Western Sun Federal Credit Union
Admin Office 4111 S Darlington Ave STE 400
https://www.wsfcu.com Tulsa, OK 74135
Western Sun Federal Credit Union CD Rates
Western Sun Federal Credit Union Savings Rates
Western Sun Federal Credit Union Money Market Rates
Western Sun Federal Credit Union Checking Rates
Western Sun Federal Credit Union Mortgage Rates
Western Sun Federal Credit Union Auto Loan Rates
Western Sun Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Western Sun Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Western Sun Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Western Sun Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Western Sun Federal Credit Union
Website
https://www.wsfcu.com
Address
4111 S Darlington Ave STE 400,
Tulsa, OK 74135
Phone
918-362-1400
Fax
918-326-1470
President
Bert Robison
CEO
John Robinson
Full-Time Employees
66
Part-Time Employees
0
Branch Locations
6
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.72%
Return on Assets (ROA)
-0.1167%
Return on Equity (ROE)
-0.6828%
Non-Performing Loans Ratio (NPL)
0.84%
Total Assets
187,497,050
Total Amount of Shares and Deposits
153,948,259
Total Shares and Deposits < 1 Year
148,600,642
Total Shares and Deposits 1 3 Years
4,928,380
Total Shares and Deposits > 3 Years
419,240
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,334,180
Total Uninsured Shares and Deposits > $250K (F+J)
6,334,180
Total Insured Shares and Deposits > $250K (item 17 less item K)
147,614,079
Total Interest Expense (Sum of items 6 8)
2,295,366
Share Certificates
1,357
Number of Accounts for Share Drafts
8,678
IRA KEOGH Accounts
252
Number of Accounts for Regular Shares
27,887
Money Market Shares
250
Net Income (unless the amount is already included in Undivided Earnings)
19,749
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,403,346
Total Liabilities
155,857,147
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Frequently Asked Questions About Western Sun Federal Credit UnionHow many branches does Western Sun Federal Credit Union operate?Western Sun Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Western Sun Federal Credit Union?Yes, to access services at Western Sun Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Western Sun Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Western Sun Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Western Sun Federal Credit Union offer online and mobile banking?Most modern institutions like Western Sun Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wsfcu.com. Current Western Sun Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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