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iAdvertiser Disclosure
Advertiser Disclosure
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 Building Trades Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Building Trades Federal Credit Union's savings rates are at 0.10%. Building Trades Federal Credit Union's Personal Loan Rates are at 7.84%. MonitorBankRates evaluates the financial stability of Building Trades Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.14%. Rates were last updated on 04/06/2026. Building Trades Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Building Trades Federal Credit Union? Share your experience about Building Trades Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Building Trades Federal Credit Union. Building Trades Federal Credit Union
Building Trades CU Maple Grove 12080 73rd Ave N
https://www.buildingtradescu.com Maple Grove, MN 55369 
Building Trades Federal Credit Union Savings Rates
Building Trades Federal Credit Union Money Market Rates
Building Trades Federal Credit Union Checking Rates
Building Trades Federal Credit Union Home Equity & HELOC
Building Trades Federal Credit Union Auto Loan Rates
Building Trades Federal Credit Union Credit Card Rates
Building Trades Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Building Trades Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Building Trades Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Building Trades Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Building Trades Federal Credit Union
Website
https://www.buildingtradescu.com
Address
12080 73rd Ave N,
Maple Grove, MN 55369
Phone
763-315-3888
Fax
763-315-3826
President
Joseph Lane
CEO
Richard Odenthal
Full-Time Employees
32
Part-Time Employees
0
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.14%
Return on Assets (ROA)
0.6085%
Return on Equity (ROE)
5.6099%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
233,872,773
Total Amount of Shares and Deposits
207,480,667
Total Shares and Deposits < 1 Year
205,426,023
Total Shares and Deposits 1 3 Years
1,410,590
Total Shares and Deposits > 3 Years
644,053
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
46,581,531
Total Uninsured Shares and Deposits > $250K (F+J)
46,581,531
Total Insured Shares and Deposits > $250K (item 17 less item K)
160,899,136
Total Interest Expense (Sum of items 6 8)
1,526,904
Share Certificates
1,103
Number of Accounts for Share Drafts
9,199
IRA KEOGH Accounts
228
Number of Accounts for Regular Shares
20,672
Money Market Shares
385
Net Income (unless the amount is already included in Undivided Earnings)
1,423,020
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
14,145,152
Total Liabilities
212,307,942
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Building Trades Federal Credit UnionIs Building Trades Federal Credit Union a safe place to deposit money?Yes, Building Trades Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.1405558008283%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Building Trades Federal Credit Union operate?Building Trades Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Building Trades Federal Credit Union?Yes, to access services at Building Trades Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Building Trades Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Building Trades Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Building Trades Federal Credit Union offer online and mobile banking?Most modern institutions like Building Trades Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.buildingtradescu.com. Current Building Trades Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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