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iAdvertiser Disclosure
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 Community Credit Union Of Florida Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 29, 2026
Community Credit Union Of Florida's CDs of Deposit (CD) - 12 MONTH rates are at 4.00%, CDs of Deposit (CD) - 18 MONTH rates are at 4.00%, CDs of Deposit (CD) - 24 MONTH rates are at 4.00%, CDs of Deposit (CD) - 6 MONTH rates are at 3.75%, CDs of Deposit (CD) - 9 MONTH rates are at 3.75%. Community Credit Union Of Florida's savings rates are at 1.25%. Community Credit Union Of Florida's money market rates are at 1.20%. Community Credit Union Of Florida's checking rates are as high as 2.50%. Community Credit Union Of Florida's Credit Card Rates are at 12.99%. Community Credit Union Of Florida's CD rates are 31% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Community Credit Union Of Florida with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.43%. Rates last updated and verified on 10/29/2026. Community Credit Union Of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union Of Florida? Share your experience about Community Credit Union Of Florida by leaving a review below, or read customer reviews before you decide to use Community Credit Union Of Florida. Community Credit Union Of Florida
Main 1030 US Highway 1
https://www.ccuflorida.org Rockledge, FL 32955-2716  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Community Credit Union Of Florida CD Rates
Community Credit Union Of Florida Savings Rates
Community Credit Union Of Florida Money Market Rates
Community Credit Union Of Florida Checking Rates
Community Credit Union Of Florida Home Equity & HELOC
Community Credit Union Of Florida Credit Card Rates
Community Credit Union Of Florida Other Rates
Financial Health HistoryCommunity Credit Union Of Florida’s Texas Ratio rose from 0.86% in Q3 2023 to 1.43% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Credit Union Of Florida is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Credit Union Of Florida rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Credit Union Of Florida's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Credit Union Of Florida
Website
https://www.ccuflorida.org
Address
1030 US Highway 1,
Rockledge, FL 32955-2716
Phone
321-690-2328
Fax
321-690-2509
President
James Platman
CEO
Dan Kelley
Full-Time Employees
189
Part-Time Employees
1
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.43%
Return on Assets (ROA)
0.2485%
Return on Equity (ROE)
2.2085%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
1,446,311,830
Total Amount of Shares and Deposits
1,226,655,204
Total Shares and Deposits < 1 Year
1,208,395,840
Total Shares and Deposits 1 3 Years
11,548,102
Total Shares and Deposits > 3 Years
6,711,263
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
197,087,846
Total Uninsured Shares and Deposits > $250K (F+J)
197,087,846
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,029,567,358
Total Interest Expense (Sum of items 6 8)
15,691,660
Share Certificates
9,384
Number of Accounts for Share Drafts
41,169
IRA KEOGH Accounts
1,871
Number of Accounts for Regular Shares
67,845
Money Market Shares
1,297
Net Income (unless the amount is already included in Undivided Earnings)
3,593,920
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
130,012,984
Total Liabilities
1,287,804,327
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Community Credit Union Of FloridaDoes Community Credit Union Of Florida offer CDs?Yes. Community Credit Union Of Florida current CD rates include its CDs of Deposit (CD) - 12 MONTH at 4.00% APY, its CDs of Deposit (CD) - 18 MONTH at 4.00% APY and its CDs of Deposit (CD) - 24 MONTH at 4.00% APY, verified by MonitorBankRates as of October 29, 2026. Are CDs from Community Credit Union Of Florida NCUA insured?Yes. Community Credit Union Of Florida is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Community Credit Union Of Florida?The highest Community Credit Union Of Florida CD rate is its CDs of Deposit (CD) - 12 MONTH at 4.00% APY, verified by MonitorBankRates as of October 29, 2026. What CD terms does Community Credit Union Of Florida offer?Community Credit Union Of Florida CD rates are 3.75% APY for a 6 month CD, 3.75% APY for a 9 month CD, 4.00% APY for a 12 month CD, 4.00% APY for an 18 month CD, 4.00% APY for a 2 year CD and 3.60% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Community Credit Union Of Florida for its full lineup. What is the highest savings rate at Community Credit Union Of Florida?The highest Community Credit Union Of Florida savings rate is its Premium Savings at 1.25% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest money market rate at Community Credit Union Of Florida?The highest Community Credit Union Of Florida money market rate is its Money Market at 1.20% APY, verified by MonitorBankRates as of October 29, 2026. What is the highest checking rate at Community Credit Union Of Florida?The highest Community Credit Union Of Florida checking rate is its Free Checking Plus at 2.50% APY, verified by MonitorBankRates as of October 29, 2026. What is the lowest credit card APR at Community Credit Union Of Florida?The lowest Community Credit Union Of Florida credit card APR is its VISA Platinum Credit Card at 12.99% APR, verified by MonitorBankRates as of October 29, 2026. How many branches does Community Credit Union Of Florida operate?Community Credit Union Of Florida currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Credit Union Of Florida?Yes, to access services at Community Credit Union Of Florida, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Credit Union Of Florida does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Credit Union Of Florida provides members with tools to manage their accounts and build a solid financial history. Does Community Credit Union Of Florida offer online and mobile banking?Most modern institutions like Community Credit Union Of Florida provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccuflorida.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Community Credit Union Of Florida rates compare?Community Credit Union Of Florida's CD rates are 31% higher than the MonitorBankRates national average, and it has an A+ health rating. Community Credit Union Of Florida's top rates are its CDs of Deposit (CD) - 12 MONTH at 4.00% APY, its Premium Savings at 1.25% APY, its Money Market at 1.20% APY, its Free Checking Plus at 2.50% APY and its VISA Platinum Credit Card at 12.99% APR, verified by MonitorBankRates on October 29, 2026. Current Community Credit Union Of Florida Rates
Retrieved from our database of financial products. Rates subject to change.
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