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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Indianhead Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Indianhead Credit Union's 12 Month My Moolah CDs rates are at 3.51%, 6 Month My Moolah CDs rates are at 2.50%, CDs 12 Month rates are at 2.49%, Share, Roth & Traditional IRA CDs 60 Month rates are at 2.45%, Share, Roth & Traditional IRA CDs 48 Month rates are at 2.39%. MonitorBankRates evaluates the financial stability of Indianhead Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.50%. Rates were last updated on 03/27/2026. Indianhead Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Indianhead Credit Union? Share your experience about Indianhead Credit Union by leaving a review below, or read customer reviews before you decide to use Indianhead Credit Union. Indianhead Credit Union
Main Office 104 E MAPLE ST
https://www.indianheadcu.org SPOONER, WI 54801 1482 
Indianhead Credit Union CD Rates
Indianhead Credit Union Savings Rates
Indianhead Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Indianhead Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Indianhead Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Indianhead Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Indianhead Credit Union
Website
https://www.indianheadcu.org
Address
104 E MAPLE ST,
SPOONER, WI 54801 1482
Phone
715-635-8273
Fax
715-635-6913
President
MICHAEL OSTRENGA
CEO
DALE GOTTSCHALK
Full-Time Employees
17
Part-Time Employees
3
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.50%
Return on Assets (ROA)
1.4330%
Return on Equity (ROE)
9.9741%
Non-Performing Loans Ratio (NPL)
0.33%
Total Assets
96,178,980
Total Amount of Shares and Deposits
79,970,090
Total Shares and Deposits < 1 Year
78,198,069
Total Shares and Deposits 1 3 Years
1,099,986
Total Shares and Deposits > 3 Years
672,035
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,069,001
Total Uninsured Shares and Deposits > $250K (F+J)
1,069,001
Total Insured Shares and Deposits > $250K (item 17 less item K)
78,901,089
Total Interest Expense (Sum of items 6 8)
334,310
Share Certificates
321
Number of Accounts for Share Drafts
4,448
IRA KEOGH Accounts
262
Number of Accounts for Regular Shares
9,155
All other shares
42
Money Market Shares
49
Net Income (unless the amount is already included in Undivided Earnings)
1,378,291
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,994,290
Total Liabilities
82,615,435
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Indianhead Credit UnionIs Indianhead Credit Union a safe place to deposit money?Yes, Indianhead Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4976225944169%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Indianhead Credit Union operate?Indianhead Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Indianhead Credit Union?Yes, to access services at Indianhead Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Indianhead Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Indianhead Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Indianhead Credit Union offer online and mobile banking?Most modern institutions like Indianhead Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.indianheadcu.org. Current Indianhead Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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