MonitorBankRates
  1. Home
  2. Banks
  3. Inland Bank & Trust
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Inland Bank & Trust Rates & Review April 2026

Inland Bank & Trust's 5-Months 5-month promo CD rates are at 4.05%. Inland Bank & Trust's money market rates are at 3.20%. MonitorBankRates evaluates the financial stability of Inland Bank & Trust with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/22/2026.

Inland Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Inland Bank & Trust? Share your experience about Inland Bank & Trust by leaving a review below, or read customer reviews before you decide to use Inland Bank & Trust.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Inland Bank & Trust
2805 Butterfield Rd
Oak Brook, IL 60523
https://www.bylinebank.com
Member FDIC

Inland Bank & Trust CD Rates

Product Rate APY Term View More
5-month promo CD - 4.05% 5 months
Min Deposit $5,000
Min Balance $5,000
Details Must be opened with new money, defined as new to Byline.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade

Inland Bank & Trust Money Market Rates

Product Rate APY View More
Advantage Money Market Account - 3.20%
Min Deposit $25,000
Min Balance $25,000
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Inland Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Inland Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Inland Bank & Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Inland Bank & Trust
Bank Holding Company INLAND BCORP INC
Address 2805 Butterfield Rd, Oak Brook, IL 60523  ·  Dupage
FDIC Certificate # 22444
Established 04/01/1977
FDIC Insurance Date 04/01/1977
Domestic Offices 13
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3033%
Return on Equity (ROE) 2.2000%
Non-Performing Loans (NPL) 0.00%
Total Assets $1,191,380,000
Total Deposits $968,608,000
Equity Capital $165,713,000
Net Income $1,836,000
Headquarters Oak Brook
Total Offices 13
Source: FDIC  |  Last Updated 06/30/2023

Customer Reviews

There are no reviews for Inland Bank & Trust yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Inland Bank & Trust
Your Name:
Your Rating:

Frequently Asked Questions About Inland Bank & Trust

Is Inland Bank & Trust a safe place to deposit money?

Yes, Inland Bank & Trust is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Inland Bank & Trust operate?

Inland Bank & Trust currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Inland Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Inland Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Does Inland Bank & Trust offer online and mobile banking?

Most modern institutions like Inland Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bylinebank.com.

Current Inland Bank & Trust Rates

  • MMA3.20%
Retrieved from our database of financial products. Rates subject to change.