Spencer County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Spencer County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Spencer County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Spencer County Bank CD rates. You can also compare Spencer County Bank savings rates, MMA rates and mortgage rates using our other rate lists. Spencer County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Spencer County Bank? Share your experience about Spencer County Bank by leaving a review below, or read customer reviews before you decide to use Spencer County Bank. Spencer County Bank Texas Ratio Spencer County Bank's Texas Ratio is at 5.53%, which is considered excellent. The Texas Ratio for Spencer County Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Spencer County Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Spencer County Bank Rates with Other Competitive Bank and Credit Union Rates
The Harrison B&L Assoc.
3-Month CD
4.58%
$2,500
Access Federal Credit Union
24-Month CD
4.25%
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Farmers State Bank Lake View, IA
12-Month CD
4.06%
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Ivy Bank, a div of Cambridge Savings Bank
12-Month CD
4.00%
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FCN Bank, N.A.
15-Month CD
3.95%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 1, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Spencer County Bank rate data right now, check back for updates, we are adding rates all the time. Spencer County Bank InformationSpencer County Bank
55 N L J Koch BlvdSanta Claus, IN 47579 Spencer Established Date: 08/19/1927 FDIC Certificate #: 5786 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.spencercountybank.com
Is Spencer County Bank FDIC Insured? Yes
What is Spencer County Bank's Cert number? 5786
What is the maximum amount for insured deposits? $250,000 per holder, per account
Spencer County Bank FinancialsTotal Assets:
$129,360,000
Total Deposits:
$113,052,000
Equity Capital:
$15,716,000
Domestic Deposits:
$113,052,000
Net Income:
$230,000
Return on Assets:
1.1825%
Quarterly Return on Assets:
0.7300%
Pretax Return on Assets:
0.9059%
Pretax Quarterly Return on Assets:
0.9100%
Return on Equity:
10.2800%
Quarterly Return on Equity:
5.9000%
Leverage Tier 1 (Core Capital) Ratio:
13.0968%
Total Interest Income (YTD):
4.5433%
Headquarters:
Santa Claus
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
Spencer
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsOneUnited Bank Savings 25K rates are now at 0.50 percent with a yield of 0.50 percent. View current Savings 25K rates at OneUnited Bank below.
As we head into the second month of 2012 now is a good time to review your finances and stick to those New Year resolutions you made a month ago. These 10 tips can help you with your personal finances in 2012 and beyond.
Central Bank, a small bank in Tampa, Florida, has a really great CD deal right now. Central Bank's best deal is on their 7 month Advantage CD that has a CD rate of 1.34% and an APY of 1.35%. You must open an account with at least $10,000 of "new funds" to earn the rate and yield. New funds meaning money not already on deposit at Central Bank.
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Today's 12-month CD rates can be found at 0.10%, 6-month CD rates at 0.05% and 3-month CD rates at 0.35%. Current savings rates are at 0.10% and money market rates are at 0.95%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 17.99%. Personal Loan rates are at 13.24%. All these rates, and more, can be found in our database of rates. 
