|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Healthcare Financial Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 28, 2026
Healthcare Financial Federal Credit Union's Term CD - 18 Month rates are at 1.00%, Term CD - 12 Month rates are at 0.90%, Term CD - 6 Month rates are at 0.80%, Term CD - 12 Month Save to Win rates are at 0.60%. Healthcare Financial Federal Credit Union's savings rates are at 0.45%. Healthcare Financial Federal Credit Union's Personal Loan Rates are as low as 6.49%. Healthcare Financial Federal Credit Union's Credit Card Rates are at 14.00%. Healthcare Financial Federal Credit Union's top CD rate of 1.00% APY on an 18 month CD is 66% lower than the MonitorBankRates national average for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Healthcare Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.82%. Rates last updated and verified on 10/28/2026. Healthcare Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Healthcare Financial Federal Credit Union? Share your experience about Healthcare Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Healthcare Financial Federal Credit Union. Healthcare Financial Federal Credit Union
Main Office 20 York St
https://www.hcffcu.org New Haven, CT 06510  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Healthcare Financial Federal Credit Union CD Rates
Healthcare Financial Federal Credit Union Savings Rates
Healthcare Financial Federal Credit Union Home Equity & HELOC
Healthcare Financial Federal Credit Union Auto Loan Rates
Healthcare Financial Federal Credit Union RV, Boat and Powersport Loan Rates
Healthcare Financial Federal Credit Union Credit Card Rates
Healthcare Financial Federal Credit Union Personal Loan Rates
Financial Health HistoryHealthcare Financial Federal Credit Union’s Texas Ratio fell from 3.63% in Q1 2025 to 1.82% in Q2 2026, so its financial health has improved and is now very strong over the past 6 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Healthcare Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Healthcare Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Healthcare Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Healthcare Financial Federal Credit Union
Website
https://www.hcffcu.org
Address
20 York St,
New Haven, CT 06510
Phone
203-680-8668
Fax
203-680-8459
President
Michael D'Angelico
CEO
Josephine Savino
Full-Time Employees
18
Part-Time Employees
0
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.82%
Return on Assets (ROA)
0.0796%
Return on Equity (ROE)
0.6053%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
63,926,293
Total Amount of Shares and Deposits
55,694,922
Total Shares and Deposits < 1 Year
55,283,931
Total Shares and Deposits 1 3 Years
410,991
Total Insured Shares and Deposits > $250K (item 17 less item K)
55,694,922
Total Interest Expense (Sum of items 6 8)
114,929
Share Certificates
118
Number of Accounts for Share Drafts
4,725
IRA KEOGH Accounts
21
Number of Accounts for Regular Shares
8,996
All other shares
1,952
Money Market Shares
51
Net Income (unless the amount is already included in Undivided Earnings)
50,867
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,373,709
Total Liabilities
56,117,689
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Healthcare Financial Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Healthcare Financial Federal Credit Union
Frequently Asked Questions About Healthcare Financial Federal Credit UnionDoes Healthcare Financial Federal Credit Union offer CDs?Yes. Healthcare Financial Federal Credit Union current CD rates include its Term CD - 18 Month at 1.00% APY, its Term CD - 12 Month at 0.90% APY and its Term CD - 6 Month at 0.80% APY, verified by MonitorBankRates as of October 28, 2026. Are CDs from Healthcare Financial Federal Credit Union NCUA insured?Yes. Healthcare Financial Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Healthcare Financial Federal Credit Union?The highest Healthcare Financial Federal Credit Union CD rate is its Term CD - 18 Month at 1.00% APY, verified by MonitorBankRates as of October 28, 2026. What CD terms does Healthcare Financial Federal Credit Union offer?Healthcare Financial Federal Credit Union CD rates are 0.80% APY for a 6 month CD, 0.90% APY for a 12 month CD and 1.00% APY for an 18 month CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Healthcare Financial Federal Credit Union for its full lineup. What is the highest savings rate at Healthcare Financial Federal Credit Union?The highest Healthcare Financial Federal Credit Union savings rate is its Savings at 0.45% APY, verified by MonitorBankRates as of October 28, 2026. What is the lowest auto loan rate at Healthcare Financial Federal Credit Union?The lowest Healthcare Financial Federal Credit Union auto loan rate is its New Autos: 2025 - 2026, Demos < 10,000 Miles at 4.75% APR, verified by MonitorBankRates as of October 28, 2026. What is the lowest personal loan rate at Healthcare Financial Federal Credit Union?The lowest Healthcare Financial Federal Credit Union personal loan rate is its Unsecured Loans - Home Improvement at 6.49% APR, verified by MonitorBankRates as of October 28, 2026. What is the lowest credit card APR at Healthcare Financial Federal Credit Union?The lowest Healthcare Financial Federal Credit Union credit card APR is its Visa Classic Credit Card - Purchases at 14.00% APR, verified by MonitorBankRates as of October 28, 2026. How many branches does Healthcare Financial Federal Credit Union operate?Healthcare Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Healthcare Financial Federal Credit Union?Yes, to access services at Healthcare Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Healthcare Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Healthcare Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Healthcare Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Healthcare Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hcffcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Healthcare Financial Federal Credit Union rates compare?Healthcare Financial Federal Credit Union's top CD rate of 1.00% APY on an 18 month CD is 66% lower than the MonitorBankRates national average for that term, and it has an A+ health rating. Healthcare Financial Federal Credit Union's top rates are its Term CD - 18 Month at 1.00% APY, its Savings at 0.45% APY, its Unsecured Loans - Home Improvement at 6.49% APR and its Visa Classic Credit Card - Purchases at 14.00% APR, verified by MonitorBankRates on October 28, 2026. Current Healthcare Financial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
CU Hawaii Federal Credit Union
Medina County Credit Union
ILA 28 Federal Credit Union
Lynchburg Municipal Employees Federal Credit Union
Dowagiac Area Federal Credit Union
Panhandle Federal Credit Union
University Credit Union Los Angeles, CA
Centex Citizens Credit Union
Baker Hughes Federal Credit Union
Prestige Community Credit Union
Peoria City Employees Credit Union
Wichita Falls Federal Credit Union
Alltrust Credit Union
Meritrust Credit Union
Niagara Falls Teachers Federal Credit Union
HEMA Federal Credit Union
Eastman Credit Union
GTE Financial Credit Union
Dupage County Employees Credit Union
Birmingham City Credit Union
Fedmont Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
