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Beaumont Community Credit Union Rates & Review September 2026

Beaumont Community Credit Union's 12 Month IRA & CDs rates are at 4.17%, 12 Month IRA & CDs rates are at 4.07%, 6 Month IRA & CDs rates are at 3.91%, 6 Month IRA & CDs rates are at 3.85%, 48 Month IRA & CDs rates are at 3.76%. Beaumont Community Credit Union's savings rates are at 0.20%. Beaumont Community Credit Union's Motorized Farm Equipment - 48 Months rates are at 7.25%, Motorized Farm Equipment - 60 Months rates are at 8.25%. Beaumont Community Credit Union's Personal Loan Rates are as low as 11.75%. Beaumont Community Credit Union's Credit Card Rates are at 11.75%. MonitorBankRates evaluates the financial stability of Beaumont Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.49%. Rates last updated and verified on 09/22/2026.

Beaumont Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Beaumont Community Credit Union? Share your experience about Beaumont Community Credit Union by leaving a review below, or read customer reviews before you decide to use Beaumont Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.49%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Beaumont Community Credit Union
Beaumont Community CU
660 S M L King Jr Pkwy
Beaumont, TX 77701
https://www.bmtccu.com
Member NCUA

Beaumont Community Credit Union CD Rates

Product Rate APY Term View More
12 Month IRA & Share Certificates 4.10% 4.17% 12 Months
Details Over $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
12 Month IRA & Share Certificates 4.00% 4.07% 12 Months
Details Under $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
6 Month IRA & Share Certificates 3.85% 3.91% 6 Months
Details Over $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
6 Month IRA & Share Certificates 3.75% 3.85% 6 Months
Details Under $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
48 Month IRA & Share Certificates 3.70% 3.76% 48 Months
Details Over $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
60 Month IRA & Share Certificates 3.70% 3.76% 60 Months
Details Over $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
48 Month IRA & Share Certificates 3.60% 3.66% 48 Months
Details Under $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
60 Month IRA & Share Certificates 3.60% 3.66% 60 Months
Details Under $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
36 Month IRA & Share Certificates 3.50% 3.55% 36 Months
Details Over $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
36 Month IRA & Share Certificates 3.40% 3.43% 36 Months
Details Under $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
24 Month IRA & Share Certificates 3.30% 3.35% 24 Months
Details Over $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
18 Month IRA & Share Certificates 3.20% 3.24% 18 Months
Details Over $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
24 Month IRA & Share Certificates 3.20% 3.24% 24 Months
Details Under $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
18 Month IRA & Share Certificates 3.10% 3.14% 18 Months
Details Under $50,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Beaumont Community Credit Union Savings Rates

Product Rate APY View More
Christmas Club Savings 0.20% 0.20%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Master Savings 0.20% 0.20%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Special Savings 0.20% 0.20%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Beaumont Community Credit Union Checking Rates

Product Rate APY View More
Share Draft (Checking) 0.10% 0.10%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Beaumont Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Automobile (New & Used) - Up To 60 Months - - 4.50% Up To 60 Months
Details 2015-2025
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Automobile (New & Used) - 66 Mos. - - 4.75% 66 Mos.
Details 2022-2025
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Automobile (New & Used) - 72 Mos. - - 5.00% 72 Mos.
Details 2023-2025
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Automobile (New & Used) - 78 Mos. - - 5.50% 78 Mos.
Details New Only
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Automobile (New & Used) - 84 Mos. - - 6.00% 84 Mos.
Details New Only
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Beaumont Community Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats / Jet Skis / Motorcycles / ATVs - 48 Months Loan - 5.50% 48 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
New Motor Homes / RVs - 7 Years (84 Months) Loan - 5.50% 7 Years
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Boats / Jet Skis / Motorcycles / ATVs - 60 Months Loan - 5.75% 60 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
New Motor Homes / RVs - 10 Years (120 Months) Loan - 6.50% 10 Years
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Used Motor Homes / RVs - 6 Years (72 Months) Loan - 6.50% 6 Years
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Boats / Jet Skis / Motorcycles / ATVs - 72 Months Loan - 6.75% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Boats / Jet Skis / Motorcycles / ATVs - 84 Months Loan - 6.75% 84 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Boats / Jet Skis / Motorcycles / ATVs - 120 Months Loan - 7.25% 120 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
New Motor Homes / RVs - 12 Years (144 Months) Loan - 7.50% 12 Years
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Used Motor Homes / RVs - 10 Years (120 Months) Loan - 7.75% 10 Years
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Used Motor Homes / RVs - 12 Years (144 Months) Loan - 9.00% 12 Years
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Beaumont Community Credit Union Credit Card Rates

Product Rate APR View More
MasterCard - 11.75%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Platinum MasterCard - 11.75%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Beaumont Community Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 11.75%
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Beaumont Community Credit Union Other Rates

Product Rate Points APY/APR Term View More
Motorized Farm Equipment - 48 Months - - 7.25% 48 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Motorized Farm Equipment - 60 Months - - 8.25% 60 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Titled, Up to 60 Months Loan - - 8.25% Up to 60 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Untitled, Up to 60 Months Loan - - 9.25% Up to 60 Months
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Financial Health History

Beaumont Community Credit Union’s Texas Ratio stayed near 0.13% in Q2 2023 to 0.49% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.1% 3.0★ 1.7% 4.0★ 2.3% 5.0★ Healthy zone – entire history below the 15% limit 0.13% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.49% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$36M0.49%5.0A+
December 31, 2025$34M0.95%5.0A+
September 30, 2025$33M1.70%5.0A+
June 30, 2025$34M1.18%5.0A+
March 31, 2025$33M0.19%5.0A+
December 31, 2024$31M0.11%5.0A+
September 30, 2024$31M0.37%5.0A+
June 30, 2024$31M0.02%5.0A+
March 31, 2024$32M0.25%5.0A+
December 31, 2023$32M0.07%5.0A+
September 30, 2023$32M0.28%5.0A+
June 30, 2023$32M0.13%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Beaumont Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Beaumont Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Beaumont Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Beaumont Community Credit Union
Address 660 S M L King Jr Pkwy, Beaumont, TX 77701
Phone 409-899-1035
Fax 409-899-9715
President Earl White
CEO Angel Diamantis
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.49%
Return on Assets (ROA)
0.0289%
Return on Equity (ROE)
0.2138%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
36,049,944
Total Amount of Shares and Deposits
30,941,560
Total Shares and Deposits < 1 Year
28,871,596
Total Shares and Deposits 1 3 Years
1,785,892
Total Shares and Deposits > 3 Years
284,072
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,751,696
Total Uninsured Shares and Deposits > $250K (F+J)
1,751,696
Total Insured Shares and Deposits > $250K (item 17 less item K)
29,189,864
Total Interest Expense (Sum of items 6 8)
110,024
Share Certificates
170
Number of Accounts for Share Drafts
1,877
IRA KEOGH Accounts
11
Number of Accounts for Regular Shares
3,662
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,377,529
Total Liabilities
31,174,526
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Beaumont Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Beaumont Community Credit Union

How many branches does Beaumont Community Credit Union operate?

Beaumont Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Beaumont Community Credit Union?

Yes, to access services at Beaumont Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Beaumont Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Beaumont Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Beaumont Community Credit Union offer online and mobile banking?

Most modern institutions like Beaumont Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bmtccu.com.

Current Beaumont Community Credit Union Rates

  • 12-Month CD4.07%
  • 18-Month CD3.14%
  • 24-Month CD3.24%
  • 60-Month CD3.66%
  • Savings0.20%
Retrieved from our database of financial products. Rates subject to change.