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Iowa State B&T Co. of Fairfield, IA

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Iowa State B&T Co. of Fairfield, IA Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Iowa State B&T Co. of Fairfield, IA provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 11, 2026

Iowa State B&T Co. of Fairfield, IA's 5 or 8-Month CD rates are at 3.95%. MonitorBankRates evaluates the financial stability of Iowa State B&T Co. of Fairfield, IA with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Iowa State B&T Co. of Fairfield, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Iowa State B&T Co. of Fairfield, IA? Share your experience about Iowa State B&T Co. of Fairfield, IA by leaving a review below, or read customer reviews before you decide to use Iowa State B&T Co. of Fairfield, IA.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Iowa State B&T Co. of Fairfield, IA

55 S 4th St
Fairfield, IA 52556

https://www.myiowastatebank.com

Iowa State B&T Co. of Fairfield, IA CD Rates

Product	Rate	APY	Term	View More
5 or 8 MONTH CD	-	3.95%	5 or 8
Details With our Spring CD Special Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Iowa State B&T Co. of Fairfield, IA is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Iowa State B&T Co. of Fairfield, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Iowa State B&T Co. of Fairfield, IA's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Iowa State B&T Co. of Fairfield, IA

Bank Holding Company IOWA ST FINL SERVICES CORP

Address 55 S 4th St, Fairfield, IA 52556 · Jefferson

Website https://www.myiowastatebank.com

FDIC Certificate # 14413

Established 05/19/1934

FDIC Insurance Date 05/25/1934

Domestic Offices 3

Total Branches 3

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.3831%

Return on Equity (ROE) 4.9600%

Non-Performing Loans (NPL) 0.00%

Total Assets $330,646,000

Total Deposits $279,363,000

Equity Capital $26,399,000

Net Income $3,050,000

Headquarters Fairfield

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Iowa State B&T Co. of Fairfield, IA

Is Iowa State B&T Co. of Fairfield, IA a safe place to deposit money?

Yes, Iowa State B&T Co. of Fairfield, IA is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Iowa State B&T Co. of Fairfield, IA operate?

Iowa State B&T Co. of Fairfield, IA currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Iowa State B&T Co. of Fairfield, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Iowa State B&T Co. of Fairfield, IA provides members with tools to manage their accounts and build a solid financial history.

Does Iowa State B&T Co. of Fairfield, IA offer online and mobile banking?

Most modern institutions like Iowa State B&T Co. of Fairfield, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myiowastatebank.com.