Iowa State B&T Co. of Fairfield, IA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.15%, 6-month CD rates at 0.20% and 3-month CD rates at 5.30%. Current savings rates are at 0.15% and money market rates are at 3.30%. Mortgage rates today on 30-year fixed loans are around 6.39%. Credit Card rates are at 17.75%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates. Iowa State B&T Co. of Fairfield, IA's 5-Month CD special rates are at 5.25%.

Iowa State B&T Co. of Fairfield, IA

To see how these rates compare to Iowa State B&T Co. of Fairfield, IA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Iowa State B&T Co. of Fairfield, IA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Iowa State B&T Co. of Fairfield, IA CD rates. You can also compare Iowa State B&T Co. of Fairfield, IA savings rates, MMA rates and mortgage rates using our other rate lists.

Iowa State B&T Co. of Fairfield, IA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Iowa State B&T Co. of Fairfield, IA? Share your experience about Iowa State B&T Co. of Fairfield, IA by leaving a review below, or read customer reviews before you decide to use Iowa State B&T Co. of Fairfield, IA.

Iowa State B&T Co. of Fairfield, IA Texas Ratio

Iowa State B&T Co. of Fairfield, IA's Texas Ratio is at 1.68%, which is considered excellent. The Texas Ratio for Iowa State B&T Co. of Fairfield, IA is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Iowa State B&T Co. of Fairfield, IA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Iowa State B&T Co. of Fairfield, IA
55 S 4th St
Fairfield, IA 52556
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Iowa State B&T Co. of Fairfield, IA CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Iowa State B&T Co. of Fairfield, IA
Iowa State B&T Co. of Fairfield, IA
5-Month CD special
5.25%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Iowa State B&T Co. of Fairfield, IA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FSB of St. Charles, MO
FSB of St. Charles, MO
5-Month CD special
5.15%
$5,000
FirsTier Bank
FirsTier Bank
12-Month CD Step-Up
5.00%
$0
Jarrettsville Federal S&L
Jarrettsville Federal S&L
13-Month CD
5.00%
$500
Evans Bank
Evans Bank
6-Month CD
5.00%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
12-Month CD
4.70%
$1,000
BMO Alto
BMO Alto
48-Month CD
4.50%
$0
The Huntington National Bank
The Huntington National Bank
Money Market (Non-Relationship)
4.49%
$25,000
Frontier State Bank
Frontier State Bank
18-Month CD
4.07%
$1,000
Cornerstone State Bank
Cornerstone State Bank
12-Month CD Jumbo
4.04%
$200,000
Jovia Federal Credit Union
Jovia Federal Credit Union
6-Month CD certificate
4.00%
$100
Oakdale State Bank
Oakdale State Bank
15-Month CD
4.00%
$1,000
Northern Bank Direct
Northern Bank Direct
30-Month CD
4.00%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
36-Month Jumbo CD
3.92%
$100,000
Kennett Trust Bank
Kennett Trust Bank
24-Month CD
3.56%
$500
Fifth District Savings Bank
Fifth District Savings Bank
12-Month CD
3.50%
$1,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
24-Month CD
3.40%
$2,500
GreenLeaf Bank
GreenLeaf Bank
48-Month CD
3.35%
$1,000
River Bank
River Bank
36-Month CD
3.29%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
48-Month CD (Certificate)
3.25%
$1,000
Phoenixville Federal B&T
24-Month CD
3.20%
$500
Bell Bank
Bell Bank
Premier Money Market Savings
3.04%
$1,000,000
Century Next Bank
Century Next Bank
Savings Account Priority <-$30k
3.00%
$50
Clinton Savings Bank
Clinton Savings Bank
Total Access Checking Account
3.00%
$0
First State Bank Stuart, IA
First State Bank Stuart, IA
48-Month CD
2.80%
$500
Port Richmond Savings
Port Richmond Savings
24-Month CD
2.79%
$500
Bank Midwest
Bank Midwest
30-Month CD
2.78%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
12-Month CD
2.60%
$1,000
Lea County State Bank
Lea County State Bank
48-Month CD
2.53%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
18-Month CD
2.48%
$1,000
Charter Bank IA
Charter Bank IA
12-Month CD
2.25%
$10,000
Gateway Commercial Bank
Gateway Commercial Bank
60-Month CD
2.02%
$1,000
1st University Credit Union
1st University Credit Union
24-Month CD certificate
2.02%
$10,000
First Minnetonka City Bank
First Minnetonka City Bank
18-Month CD
1.86%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
Magyar Bank
Magyar Bank
12-Month CD
1.50%
$500
First National Bank in Amboy
First National Bank in Amboy
36-Month CD
1.35%
$1,000
Piedmont FSB
Piedmont FSB
48-Month CD
1.30%
$500
Centier Bank
Centier Bank
18-Month CD
1.25%
$1,000
FNB of Groton
FNB of Groton
12-Month CD
1.01%
$1,000
First Command Bank
First Command Bank
12-Month CD
1.00%
$1,000
Nashville Savings Bank
Nashville Savings Bank
12-Month CD
0.85%
$1,000
New Tripoli Bank
New Tripoli Bank
Savings Account
0.85%
$20
The Dolores State Bank
The Dolores State Bank
Money Market
0.75%
$1,000
FNB of Peterstown
FNB of Peterstown
12-Month CD
0.75%
$2,500
Unico Bank
Unico Bank
18-Month CD
0.50%
$1,000
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
24-Month CD
0.30%
$1,000
Hebron Savings Bank
Hebron Savings Bank
12-Month CD
0.20%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
60-Month CD
0.05%
$500
Yakima Federal S&L
Yakima Federal S&L
Simply Savings
0.05%
$100
PNB Community Bank
PNB Community Bank
Savings Account
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Iowa State B&T Co. of Fairfield, IA Information

Iowa State B&T Co. of Fairfield, IA
55 S 4th St
Fairfield, IA 52556
Jefferson
Established Date: 05/19/1934
FDIC Certificate #: 14413
Date of FDIC Deposit Insurance: 05/25/1934
Bank Holding Company: IOWA ST FINL SERVICES CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Iowa State B&T Co. of Fairfield, IA FDIC Insured? Yes
What is Iowa State B&T Co. of Fairfield, IA's Cert number? 14413
What is the maximum amount for insured deposits? $250,000 per holder, per account

Iowa State B&T Co. of Fairfield, IA Financials

Total Assets:
$221,635,000
Total Deposits:
$189,201,000
Equity Capital:
$16,621,000
Domestic Deposits:
$189,201,000
Net Income:
$-160,000
Return on Assets:
0.6680%
Quarterly Return on Assets:
-0.3000%
Pretax Return on Assets:
-0.4162%
Pretax Quarterly Return on Assets:
-0.4200%
Return on Equity:
7.6200%
Quarterly Return on Equity:
-3.8400%
Common Equity Tier 1 Capital Ratio:
11.1422%
Tier 1 Risk-Based Capital Ratio:
11.1422%
Leverage Tier 1 (Core Capital) Ratio:
9.4220%
Total Risk-Based Capital Ratio (YTD):
12.1140%
Total Interest Income (YTD):
3.7163%
 
 
Headquarters:
Fairfield
FDIC Field Office:
Cedar Rapids
Regulator:
FED
County:
Jefferson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC

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home-equity-loan-vs-home-equity-line-of-creditDuring the housing boom we saw several years ago, homeowners used the equity in their homes as a piggy bank. The credit crunch, the downturn in housing prices, and the recession turned the equity loan spigot off for many. As a result, banks lowered available credit in home equity lines of credit and sometimes closed HELOC accounts if no money was owed.
EverBank, headquartered, in Jacksonville, Florida, is offering a savings account and a money market account that have very decent interest rates. EverBank is offering their Yield Pledge Savings Account and their "Yield Pledge Money Market Account". Both deposit accounts have rates that are significantly above the national average rate and higher than most rates offered.
Long term mortgage rates are mixed in this week’s mortgage survey released by Freddie Mac (OTC: FMCC). Fixed conforming 30 year home mortgage rates are higher in this week’s Primary Mortgage Market Survey. Fixed conforming 15 year home mortgage rates, 5 year adjustable mortgage rates and 1 year adjustable mortgage rates are lower. Both 5 year adjustable rates and 1 year adjustable rates hit record lows.

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