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F&M Bank of Hutsonville Rates & Review April 2026

F&M Bank of Hutsonville's 7-Month CD Special rates are at 3.17%, 12-Month CD rates are at 1.51%, 48-Month CD rates are at 1.51%, 24-Month CD rates are at 1.26%, 36-Month CD rates are at 1.26%. F&M Bank of Hutsonville's savings rates are at 0.03%. F&M Bank of Hutsonville's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of F&M Bank of Hutsonville with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/16/2026.

F&M Bank of Hutsonville money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at F&M Bank of Hutsonville? Share your experience about F&M Bank of Hutsonville by leaving a review below, or read customer reviews before you decide to use F&M Bank of Hutsonville.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
F&M Bank of Hutsonville
108 S Main St
Hutsonville, IL 62433
Member FDIC

F&M Bank of Hutsonville CD Rates

Product Rate APY Term View More
7 Month CD Special 3.13% 3.17%
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month CD 1.50% 1.51%
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month CD 1.50% 1.51%
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month CD 1.25% 1.26%
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month CD 1.25% 1.26%
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month CD 0.60% 0.60%
Min Deposit $500
Min Balance $500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Bump Rate CD (36 Month) 0.20% 0.20%
Min Deposit $5,000
Min Balance $5,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

F&M Bank of Hutsonville Savings Rates

Product Rate APY View More
Christmas Club 0.03% 0.03%
Min Deposit $1
Min Balance $1
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Simply Savings 0.03% 0.03%
Min Deposit $50
Min Balance $50
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

F&M Bank of Hutsonville Money Market Rates

Product Rate APY View More
Platinum Money Market 2.63% 2.66%
Min Deposit $1,500
Min Balance $500,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market 1.88% 1.89%
Min Deposit $1,500
Min Balance $100,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market 0.50% 0.50%
Min Deposit $1,500
Min Balance $50,000
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Platinum Money Market 0.25% 0.25%
Min Deposit $1,500
Min Balance $1,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

F&M Bank of Hutsonville Checking Rates

Product Rate APY View More
*Prestige Checking 0.06% 0.06%
Min Deposit $50
Min Balance $1,500
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
*Prestige Checking 0.01% 0.01%
Min Deposit $50
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
50 Advantage Interest Checking 0.01% 0.01%
Min Deposit $50
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Easy Interest Checking 0.01% 0.01%
Min Deposit $50
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for F&M Bank of Hutsonville is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather F&M Bank of Hutsonville rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with F&M Bank of Hutsonville's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name F&M Bank of Hutsonville
Bank Holding Company HUTSONVILLE BANC CORP
Address 108 S Main St, Hutsonville, IL 62433  ·  Crawford
Website N/A
FDIC Certificate # 10469
Established 12/20/1920
FDIC Insurance Date 01/01/1934
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6158%
Return on Equity (ROE) 9.7700%
Non-Performing Loans (NPL) 0.00%
Total Assets $52,395,000
Total Deposits $43,072,000
Equity Capital $9,271,000
Net Income $661,000
Headquarters Hutsonville
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About F&M Bank of Hutsonville

Is F&M Bank of Hutsonville a safe place to deposit money?

Yes, F&M Bank of Hutsonville is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does F&M Bank of Hutsonville operate?

F&M Bank of Hutsonville currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, F&M Bank of Hutsonville does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, F&M Bank of Hutsonville provides members with tools to manage their accounts and build a solid financial history.

Does F&M Bank of Hutsonville offer online and mobile banking?

Most modern institutions like F&M Bank of Hutsonville provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

Current F&M Bank of Hutsonville Rates

  • 12-Month CD1.51%
  • 24-Month CD1.26%
  • 36-Month CD0.20%
  • 48-Month CD1.51%
  • Savings0.03%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.