Mount Vernon Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Mount Vernon Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mount Vernon Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mount Vernon Bank CD rates. You can also compare Mount Vernon Bank savings rates, MMA rates and mortgage rates using our other rate lists. Mount Vernon Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mount Vernon Bank? Share your experience about Mount Vernon Bank by leaving a review below, or read customer reviews before you decide to use Mount Vernon Bank. Mount Vernon Bank Texas Ratio Mount Vernon Bank's Texas Ratio is at 6.53%, which is considered excellent. The Texas Ratio for Mount Vernon Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Mount Vernon Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Compare Mount Vernon Bank Rates with Other Competitive Bank and Credit Union Rates
USAlliance Financial
24-Month CD
4.35%
$500
Colorado Federal Savings Bank
Online Savings
4.20%
$1
GTE Financial Credit Union
30-Month CD (Jumbo)
4.07%
$100,000
Riverland Bank
6-Month CD
4.05%
$1,000
Perennial Bank
12-Month CD
4.04%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Mount Vernon Bank rate data right now, check back for updates, we are adding rates all the time. Mount Vernon Bank InformationMount Vernon Bank
101 S Railroad AveMount Vernon, GA 30445 Montgomery Established Date: 01/24/1901 FDIC Certificate #: 8028 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: HEART OF GA BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.mountvernon.bank/
Is Mount Vernon Bank FDIC Insured? Yes
What is Mount Vernon Bank's Cert number? 8028
What is the maximum amount for insured deposits? $250,000 per holder, per account
Mount Vernon Bank FinancialsTotal Assets:
$185,324,000
Total Deposits:
$145,599,000
Equity Capital:
$8,272,000
Domestic Deposits:
$145,599,000
Net Income:
$619,000
Return on Assets:
1.2527%
Quarterly Return on Assets:
1.4000%
Pretax Return on Assets:
1.3989%
Pretax Quarterly Return on Assets:
1.4000%
Return on Equity:
30.2900%
Quarterly Return on Equity:
29.6300%
Leverage Tier 1 (Core Capital) Ratio:
9.6855%
Total Interest Income (YTD):
4.9722%
Headquarters:
Mount Vernon
FDIC Field Office:
Albany Ga
Regulator:
FDIC
County:
Montgomery
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe recent run up in mortgage rates has reversed this week as a result of the Chinese stock market plunge. Average conforming 30 year mortgage rates are down 12 basis points to 4.04 percent. There is a chance that average 30 year rates will fall back below 4.00 percent this week.
 Already low fixed mortgage rates have made yet another low today. Both 30 year and 15 year fixed mortgage interest rates hit another low in this week's Primary Mortgage Market Survey released be Freddie Mac. Mortgage rates are lower thanks to lower Treasury yields on concern about Greece's debt and the European Union.
Mortgage rates continue their downward spiral into 2015, defying predictions of higher rates. Mortgage rates moving lower in 2014 wasn't supposed to happen. Experts in the industry, including the Mortgage Bankers Association (MBA), forecast mortgage rates to be much higher than current levels.
Bank or Credit Union Offers and DealsMortgage Rates: Average Mortgage Rate MixedCD Early Withdrawal Penalties Weekly Mortgage Rates: 30 Year Mortgage Rates at Record Low of 3.95% Mortgage Rates 9-8 Current Mortgage Rates on 15 Year Mortgages at 3.30% Today's Mortgage Rates Lower: 30 Year Mortgage Refinance Rates at 3.43 Percent Mortgage Refinance Rates Increase, Mortgage Loan Volume Decreases 30 Year Mortgage Rates Only 8 Basis Points Above Record Low Mortgage Rates: 30 Year Mortgage Rates & 15 Year Mortgage Rates Make New Lows Mortgage Rates Higher for the Third Consecutive Week: Freddie Mac Texas CD Rates: Top 12 Month CD Rate 1.25% APY 1.26% Alternative Bank and Credit Union Offers to ExploreBanks to Rescue FDICFirst Florida CU Savings Account Rates & MMA Rates Consolidate Credit Card Debt:Eliminate Credit Card Debt Fed Official Says Interest Rates Should Rise in the First Quarter of 2015 Best 12 Month CD Rates in Fort Worth, Texas Mortgage Rates Friday, January 13, 2012: 30 Year Mortgage Rates at 4.05% Doral Bank Direct CD Rates Best CD Rates for December 20, 2018 Nationwide Bank Mortgage Rates - 15 Year Rates at 3.00 Percent Mortgage Rates Increase as Mortgage Applications Hit Highest Level Since 2009 Mount Vernon Bank ReviewsThere are no reviews for Mount Vernon Bank yet. Feel free to create one below.
Add Your Rating and Review for Mount Vernon Bank
See how Mount Vernon Bank Compares to other banks |
Today's 12-month CD rates can be found at 3.14%, 6-month CD rates at 2.25% and 3-month CD rates at 0.50%. Current savings rates are at 0.75% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 9.99%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates. 
