Cecil Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.75%, 6-month CD rates at 3.50% and 3-month CD rates at 5.05%. Current savings rates are at 0.05% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 7.35%. Credit Card rates are at 8.99%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. Cecil Bank's 14-Month CD special (new money) rates are at 5.00%, 60-Month CD rates are at 0.50%, 48-Month CD rates are at 0.45%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.35%. Cecil Bank's savings rates are at 0.15%. Cecil Bank's money market rates are at 0.30%.

Cecil Bank

To see how these rates compare to Cecil Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cecil Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cecil Bank CD rates. You can also compare Cecil Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cecil Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cecil Bank? Share your experience about Cecil Bank by leaving a review below, or read customer reviews before you decide to use Cecil Bank.

Cecil Bank Texas Ratio

Cecil Bank's Texas Ratio is at 12.19%, which is considered excellent. The Texas Ratio for Cecil Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cecil Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.30%
18-Month CD
0.30%
24-Month CD
0.35%
36-Month CD
0.40%
48-Month CD
0.45%
60-Month CD
0.50%
Savings
0.15%
MMA
0.30%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cecil Bank
127 North St
Elkton, MD 21921
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Cecil Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Cecil Bank
Cecil Bank
14-Month CD special (new money)
5.00%
$10,000
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Cecil Bank
Cecil Bank
48-Month CD
0.45%
$500
Cecil Bank
Cecil Bank
36-Month CD
0.40%
$500
Cecil Bank
Cecil Bank
24-Month CD
0.35%
$500
Cecil Bank
Cecil Bank
12-Month CD
0.30%
$500
Cecil Bank
Cecil Bank
18-Month CD
0.30%
$500
Cecil Bank
Cecil Bank
Money Market
0.30%
$25,000
Cecil Bank
Cecil Bank
Savings Account
0.15%
$10
Cecil Bank
Cecil Bank
Checking Account Now
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Cecil Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Lyndon State Bank
Lyndon State Bank
6-Month CD
5.32%
$2,500
Lone Star Bank
Lone Star Bank
3-Month CD
5.15%
$1,000
Bank5 Connect
Bank5 Connect
6-Month CD
5.05%
$500
Hardin County SB
Hardin County SB
6-Month CD
5.00%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
6-Month CD
4.91%
$1,000
Newtek Bank
Newtek Bank
24-Month CD
4.75%
$2,500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Money Market
4.65%
$1,000,000
North Shore Bank Co-op
12-Month CD
4.50%
$1,000
Ally Bank
Ally Bank
9-Month CD
4.45%
$0
Portage Community Bank
Portage Community Bank
18-Month CD
4.05%
$1,000
Access Bank
Access Bank
30-Month CD
4.00%
$1,000
Acme Continental Credit Union
Acme Continental Credit Union
48-Month CD share certificate
3.81%
$1,000
FNB of Kansas
FNB of Kansas
60-Month CD
3.50%
$1,000
Port Richmond Savings
Port Richmond Savings
36-Month CD
3.30%
$500
State Bank of Newburg
State Bank of Newburg
12-Month CD
3.30%
$10,000
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.04%
$500
FNB of Hereford
FNB of Hereford
Real Saver Account
3.03%
$1
New Peoples Bank
New Peoples Bank
Chairmans Choice Checking Account
3.00%
$0
Consumers National Bank
Consumers National Bank
15-Month CD
3.00%
$1,000
Bonanza Valley State Bank
Bonanza Valley State Bank
18-Month CD
2.51%
$500
Axiom Bank
Axiom Bank
60-Month CD
2.50%
$500
The MINT National Bank
The MINT National Bank
MonuMINT Savings
2.25%
$0
PCSB Bank
PCSB Bank
Preferred Money Market
2.05%
$5,000
Madison County Bank
Madison County Bank
48-Month CD
2.00%
$500
La Salle State Bank
La Salle State Bank
24-Month CD
1.51%
$1,000
The Citizens Bank Company
The Citizens Bank Company
24-Month CD
1.46%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
36-Month CD
1.40%
$500
Connection Bank
Connection Bank
60-Month CD
1.21%
$1,000
Midland Community Bank
Midland Community Bank
48-Month CD
1.10%
$1,000
Dieterich Bank
Dieterich Bank
Money Market Plus
1.06%
$500,000
Riverside Savings Bank
Riverside Savings Bank
18-Month CD
0.75%
$1,000
Consumers Credit Union
Consumers Credit Union
36-Month CD
0.69%
$1,000
Warsaw Federal S&L
60-Month CD
0.65%
$500
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Heritage Bank Minnesota
Heritage Bank Minnesota
36-Month CD
0.55%
$250
Longview Bank
Longview Bank
Savings Account
0.50%
$0
Cecil Bank
Cecil Bank
48-Month CD
0.45%
$500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
Savings Account
0.40%
$50
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
Union Bank, Inc.
Union Bank, Inc.
60-Month CD
0.34%
$100
FSB of Forrest
FSB of Forrest
Now Account
0.25%
$500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
18-Month CD
0.20%
$1,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
36-Month CD
0.15%
$500
Miami Savings Bank
Miami Savings Bank
12-Month CD
0.15%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
Preferred Checking
0.10%
$0
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Checking Account Now
0.10%
$100
Tennessee State Bank
Tennessee State Bank
Commercial Savings
0.10%
$100
Collins State Bank
Collins State Bank
Checking Account
0.05%
$100
Lusitania Savings Bank
Lusitania Savings Bank
12-Month CD
0.05%
$500
Verus Bank of Commerce
Verus Bank of Commerce
Big Thompson Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Cecil Bank Information

Cecil Bank
127 North St
Elkton, MD 21921
Cecil
Established Date: 10/07/1959
FDIC Certificate #: 31121
Date of FDIC Deposit Insurance: 10/07/1959
Bank Holding Company: CECIL BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Cecil Bank FDIC Insured? Yes
What is Cecil Bank's Cert number? 31121
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cecil Bank Financials

Total Assets:
$235,583,000
Total Deposits:
$206,218,000
Equity Capital:
$27,600,000
Domestic Deposits:
$206,218,000
Net Income:
$288,000
Return on Assets:
5.6303%
Quarterly Return on Assets:
0.4900%
Pretax Return on Assets:
0.6712%
Pretax Quarterly Return on Assets:
0.6700%
Return on Equity:
64.5000%
Quarterly Return on Equity:
4.1300%
Common Equity Tier 1 Capital Ratio:
10.7709%
Tier 1 Risk-Based Capital Ratio:
10.7709%
Leverage Tier 1 (Core Capital) Ratio:
9.0832%
Total Risk-Based Capital Ratio (YTD):
12.0231%
Total Interest Income (YTD):
3.7729%
 
 
Headquarters:
Elkton
FDIC Field Office:
Baltimore
Regulator:
FED
County:
Cecil
# of Offices:
4
Metropolitan Statistical Area (MSA):
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Consolidated Metropolitan Statistical Area (CMSA):
Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD
OTS Region:
Southeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

WTDirect, the online banking arm of Wilmington Trust Federal Savings Bank is advertising a competitive savings account rate that is more than double the national average savings account/money market account rate.
Mortgage rates drifted higher this President's Day thanks to higher 10 year Treasury yields. 10 year yields which started last week below 2.00 percent, closed at 2.01 percent on Friday. As a result of higher yields, average 30 year mortgage rates today increased to 3.66 percent, up from last week's average 30 year mortgage rate of 3.61 percent.

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Cecil Bank Reviews

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