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First Security Bank Mackinaw, IL Rates & Review March 2026

First Security Bank Mackinaw, IL's 182 days Certificates of Deposit rates are at 3.60%, 9-Month Certificates of Deposit rates are at 3.40%, 12-Month Certificates of Deposit rates are at 3.25%, 13-Month Certificates of Deposit rates are at 3.25%, 91 days Certificates of Deposit rates are at 3.25%. First Security Bank Mackinaw, IL's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of First Security Bank Mackinaw, IL with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/24/2026.

First Security Bank Mackinaw, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Security Bank Mackinaw, IL? Share your experience about First Security Bank Mackinaw, IL by leaving a review below, or read customer reviews before you decide to use First Security Bank Mackinaw, IL.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
First Security Bank Mackinaw, IL
101 E Fast Ave
Mackinaw, IL 61755
https://onlinebanking.fsb1.com/
Member FDIC

First Security Bank Mackinaw, IL CD Rates

Product Rate APY Term View More
182 days Certificates of Deposit 3.54% 3.60% 182
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 month Certificates of Deposit 3.34% 3.40% 9
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month Certificates of Deposit 3.20% 3.25% 12
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
13 month Certificates of Deposit 3.20% 3.25% 13
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
91 days Certificates of Deposit 3.20% 3.25% 91
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month Certificates of Deposit 2.96% 3.00% 18
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
31 days Certificates of Deposit 2.96% 3.00% 31
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month Certificates of Deposit 2.47% 2.50% 24
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 month Certificates of Deposit 2.23% 2.25% 30
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month Certificates of Deposit 1.98% 2.00% 36
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 month Certificates of Deposit 1.98% 2.00% 48
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 month Certificates of Deposit 1.98% 2.00% 60
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First Security Bank Mackinaw, IL Savings Rates

Product Rate APY View More
Health Savings Accounts 3.44% 3.50%
Min Balance $100
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Christmas Club Accounts 0.25% 0.25%
Min Balance $1
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings 0.25% 0.25%
Min Balance $50
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First Security Bank Mackinaw, IL Checking Rates

Product Rate APY View More
FSB Business Checking w/Int. 0.05% 0.05%
Min Balance $2,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FSB Interest Checking 0.05% 0.05%
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FSB Preferred Checking 0.05% 0.05%
Min Balance $2,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Security Bank Mackinaw, IL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Security Bank Mackinaw, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Security Bank Mackinaw, IL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Security Bank Mackinaw, IL
Bank Holding Company FIRST BCORP OF TAYLORVILLE INC
Address 101 E Fast Ave, Mackinaw, IL 61755  ·  Tazewell
FDIC Certificate # 3698
Established 01/01/1934
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3819%
Return on Equity (ROE) 11.0500%
Non-Performing Loans (NPL) 0.00%
Total Assets $139,871,000
Total Deposits $122,992,000
Equity Capital $16,371,000
Net Income $1,432,000
Headquarters Mackinaw
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

prNH
★★★★★
December 17, 2025
Fqto
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About First Security Bank Mackinaw, IL

Is First Security Bank Mackinaw, IL a safe place to deposit money?

Yes, First Security Bank Mackinaw, IL is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does First Security Bank Mackinaw, IL operate?

First Security Bank Mackinaw, IL currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Security Bank Mackinaw, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Security Bank Mackinaw, IL provides members with tools to manage their accounts and build a solid financial history.

Does First Security Bank Mackinaw, IL offer online and mobile banking?

Most modern institutions like First Security Bank Mackinaw, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://onlinebanking.fsb1.com/.

Current First Security Bank Mackinaw, IL Rates

  • 12-Month CD3.25%
  • 18-Month CD3.00%
  • 24-Month CD2.50%
  • 36-Month CD2.00%
  • 48-Month CD2.00%
  • 60-Month CD2.00%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.