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 Trinity Valley Teachers Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare Trinity Valley Teachers Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.58%, 6-month share certificate rates at 1.15% and 3-month share certificate rates at 1.76%. Savings rates are at 3.75% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.84%. All these rates can be compared to Trinity Valley Teachers Credit Union rates. MonitorBankRates evaluates the financial stability of Trinity Valley Teachers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.26%. Rates were last updated on 03/29/2026. Trinity Valley Teachers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Trinity Valley Teachers Credit Union? Share your experience about Trinity Valley Teachers Credit Union by leaving a review below, or read customer reviews before you decide to use Trinity Valley Teachers Credit Union. 
Current Rate AvailabilityWe do not have Trinity Valley Teachers Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Trinity Valley Teachers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Trinity Valley Teachers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Trinity Valley Teachers Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Trinity Valley Teachers Credit Union
Website
https://tvtcu.com
Address
3301 S Loop 256,
Palestine, TX 75801
Phone
903-729-0207
Fax
903-729-7840
President
Daniel Shead Jr
CEO
Becky Goodman
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.26%
Return on Assets (ROA)
1.4147%
Return on Equity (ROE)
4.6887%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
31,534,544
Total Amount of Shares and Deposits
21,921,621
Total Shares and Deposits < 1 Year
21,921,621
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
186,930
Total Uninsured Shares and Deposits > $250K (F+J)
186,930
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,734,691
Total Interest Expense (Sum of items 6 8)
116,302
Share Certificates
106
Number of Accounts for Share Drafts
441
IRA KEOGH Accounts
36
Number of Accounts for Regular Shares
2,978
All other shares
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,179,861
Total Liabilities
22,028,092
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Trinity Valley Teachers Credit UnionIs Trinity Valley Teachers Credit Union a safe place to deposit money?Yes, Trinity Valley Teachers Credit Union is considered a safe financial institution. With a Texas Ratio of 0.26269581716161%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Trinity Valley Teachers Credit Union operate?Trinity Valley Teachers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Trinity Valley Teachers Credit Union?Yes, to access services at Trinity Valley Teachers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Trinity Valley Teachers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Trinity Valley Teachers Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Trinity Valley Teachers Credit Union offer online and mobile banking?Most modern institutions like Trinity Valley Teachers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://tvtcu.com. Compare to Other Credit Unions
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