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iAdvertiser Disclosure
Advertiser Disclosure
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 Kemba Indianapolis Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
You can compare Kemba Indianapolis Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.25%, 6-month share certificate rates at 3.58% and 3-month share certificate rates at 2.00%. Savings rates are at 0.01% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to Kemba Indianapolis Credit Union rates. MonitorBankRates evaluates the financial stability of Kemba Indianapolis Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.58%. Rates were last updated on 04/04/2026. Kemba Indianapolis Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kemba Indianapolis Credit Union? Share your experience about Kemba Indianapolis Credit Union by leaving a review below, or read customer reviews before you decide to use Kemba Indianapolis Credit Union. Kemba Indianapolis Credit Union
Main Office 444 S Shortridge Rd
https://www.mykemba.org Indianapolis, IN 46219 
Kemba Indianapolis Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Kemba Indianapolis Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kemba Indianapolis Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Kemba Indianapolis Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Kemba Indianapolis Credit Union
Website
https://www.mykemba.org
Address
444 S Shortridge Rd,
Indianapolis, IN 46219
Phone
317-351-5235
Fax
317-351-5244
President
Paul Sahm
CEO
Jennifer Mulligan
Full-Time Employees
14
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.58%
Return on Assets (ROA)
0.5516%
Return on Equity (ROE)
3.4333%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
79,332,351
Total Amount of Shares and Deposits
65,949,667
Total Shares and Deposits < 1 Year
65,007,194
Total Shares and Deposits 1 3 Years
508,128
Total Shares and Deposits > 3 Years
434,345
Total Interest Expense (Sum of items 6 8)
478,640
Share Certificates
312
Number of Accounts for Share Drafts
3,498
IRA KEOGH Accounts
225
Number of Accounts for Regular Shares
5,543
Money Market Shares
215
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,108,921
Total Liabilities
66,610,999
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Kemba Indianapolis Credit UnionIs Kemba Indianapolis Credit Union a safe place to deposit money?Yes, Kemba Indianapolis Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5758827453803%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Kemba Indianapolis Credit Union operate?Kemba Indianapolis Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Kemba Indianapolis Credit Union?Yes, to access services at Kemba Indianapolis Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Kemba Indianapolis Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Kemba Indianapolis Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Kemba Indianapolis Credit Union offer online and mobile banking?Most modern institutions like Kemba Indianapolis Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mykemba.org. Compare to Other Credit Unions
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