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Kemba Indianapolis Credit Union

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Kemba Indianapolis Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kemba Indianapolis Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 4, 2026

You can compare Kemba Indianapolis Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.80%, 6-month share certificate rates at 2.55% and 3-month share certificate rates at 0.10%. Savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.95%. All these rates can be compared to Kemba Indianapolis Credit Union rates. MonitorBankRates evaluates the financial stability of Kemba Indianapolis Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.54%. Rates were last updated on 06/04/2026.

Kemba Indianapolis Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kemba Indianapolis Credit Union? Share your experience about Kemba Indianapolis Credit Union by leaving a review below, or read customer reviews before you decide to use Kemba Indianapolis Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.54%

Excellent Lower than avg

Kemba Indianapolis Credit Union
Main Office

444 S Shortridge Rd
Indianapolis, IN 46219

https://www.mykemba.org

Current Rate Availability

We do not have Kemba Indianapolis Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Kemba Indianapolis Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Kemba Indianapolis Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kemba Indianapolis Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kemba Indianapolis Credit Union

Website https://www.mykemba.org

Address 444 S Shortridge Rd, Indianapolis, IN 46219

Phone 317-351-5235

Fax 317-351-5244

President Paul Sahm

CEO Jennifer Mulligan

Full-Time Employees 14

Part-Time Employees 2

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.54%

Return on Assets (ROA)

0.5516%

Return on Equity (ROE)

3.4333%

Non-Performing Loans Ratio (NPL)

0.71%

Total Assets

79,332,351

Total Amount of Shares and Deposits

65,949,667

Total Shares and Deposits < 1 Year

65,007,194

Total Shares and Deposits 1 3 Years

508,128

Total Shares and Deposits > 3 Years

434,345

Total Interest Expense (Sum of items 6 8)

478,640

Share Certificates

312

Number of Accounts for Share Drafts

3,498

IRA KEOGH Accounts

225

Number of Accounts for Regular Shares

5,543

Money Market Shares

215

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,108,921

Total Liabilities

66,610,999

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Kemba Indianapolis Credit Union earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Kemba Indianapolis Credit Union

How many branches does Kemba Indianapolis Credit Union operate?

Kemba Indianapolis Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kemba Indianapolis Credit Union?

Yes, to access services at Kemba Indianapolis Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kemba Indianapolis Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kemba Indianapolis Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kemba Indianapolis Credit Union offer online and mobile banking?

Most modern institutions like Kemba Indianapolis Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mykemba.org.