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Newport News Municipal Emloyees Credit Union

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Newport News Municipal Emloyees Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Newport News Municipal Emloyees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

You can compare Newport News Municipal Emloyees Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.15%, 6-month share certificate rates at 0.10% and 3-month share certificate rates at 0.25%. Savings rates are at 0.15% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.15%. All these rates can be compared to Newport News Municipal Emloyees Credit Union rates. MonitorBankRates evaluates the financial stability of Newport News Municipal Emloyees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.96%. Rates were last updated on 04/19/2026.

Newport News Municipal Emloyees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Newport News Municipal Emloyees Credit Union? Share your experience about Newport News Municipal Emloyees Credit Union by leaving a review below, or read customer reviews before you decide to use Newport News Municipal Emloyees Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

7.96%

Excellent Higher than avg

Newport News Municipal Emloyees Credit Union
Main Office

502 Operations Dr
Newport News, VA 23602 6989

https://www.nnmecu.org

Newport News Municipal Emloyees Credit Union Savings Rates

Product	Rate	APY
All Purpose Clubs	-	0.00%
No additional details. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%
Christmas Club	-	0.00%
No additional details. Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.96%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Newport News Municipal Emloyees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Newport News Municipal Emloyees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Newport News Municipal Emloyees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Newport News Municipal Emloyees Credit Union

Website https://www.nnmecu.org

Address 502 Operations Dr, Newport News, VA 23602 6989

Phone 757-249-1003

Fax 757-249-1202

President Michael Poplawski

CEO Edna McDuffie

Full-Time Employees 6

Part-Time Employees 3

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

7.96%

Return on Assets (ROA)

1.2170%

Return on Equity (ROE)

13.1034%

Non-Performing Loans Ratio (NPL)

1.61%

Total Assets

55,641,272

Total Amount of Shares and Deposits

50,828,472

Total Shares and Deposits < 1 Year

50,692,977

Total Shares and Deposits 1 3 Years

132,011

Total Shares and Deposits > 3 Years

3,484

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,135,410

Total Uninsured Shares and Deposits > $250K (F+J)

2,135,410

Total Insured Shares and Deposits > $250K (item 17 less item K)

48,693,062

Total Interest Expense (Sum of items 6 8)

374

Share Certificates

Number of Accounts for Share Drafts

2,977

IRA KEOGH Accounts

Number of Accounts for Regular Shares

4,555

Net Income (unless the amount is already included in Undivided Earnings)

669,183

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,952,278

Total Liabilities

51,094,419

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Newport News Municipal Emloyees Credit Union

Is Newport News Municipal Emloyees Credit Union a safe place to deposit money?

Yes, Newport News Municipal Emloyees Credit Union is considered a safe financial institution. With a Texas Ratio of 7.9603281964039%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Newport News Municipal Emloyees Credit Union operate?

Newport News Municipal Emloyees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Newport News Municipal Emloyees Credit Union?

Yes, to access services at Newport News Municipal Emloyees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Newport News Municipal Emloyees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Newport News Municipal Emloyees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Newport News Municipal Emloyees Credit Union offer online and mobile banking?

Most modern institutions like Newport News Municipal Emloyees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nnmecu.org.