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iAdvertiser Disclosure
Advertiser Disclosure
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 Kemba Louisville Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Kemba Louisville Credit Union's 6 MONTH CDs rates are at 3.55%, 36 MONTH CDs rates are at 3.44%, 24 MONTH CDs rates are at 3.14%, 12 MONTH CDs rates are at 3.03%, 91 DAY CDs rates are at 2.02%. MonitorBankRates evaluates the financial stability of Kemba Louisville Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.77%. Rates were last updated on 04/19/2026. Kemba Louisville Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kemba Louisville Credit Union? Share your experience about Kemba Louisville Credit Union by leaving a review below, or read customer reviews before you decide to use Kemba Louisville Credit Union. Kemba Louisville Credit Union
Main office 4017 Poplar Level Rd
https://kembaky.org Louisville, KY 40213 1523 
Kemba Louisville Credit Union CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Kemba Louisville Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kemba Louisville Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Kemba Louisville Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Kemba Louisville Credit Union
Website
https://kembaky.org
Address
4017 Poplar Level Rd,
Louisville, KY 40213 1523
Phone
502-459-1411
Fax
502-459-4528
President
Mark Edwards
CEO
Timothy Head
Full-Time Employees
8
Part-Time Employees
4
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.77%
Return on Assets (ROA)
0.4451%
Return on Equity (ROE)
2.1640%
Non-Performing Loans Ratio (NPL)
2.57%
Total Assets
58,632,390
Total Amount of Shares and Deposits
46,092,077
Total Shares and Deposits < 1 Year
42,983,118
Total Shares and Deposits 1 3 Years
2,846,652
Total Shares and Deposits > 3 Years
262,307
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,580,693
Total Uninsured Shares and Deposits > $250K (F+J)
1,580,693
Total Insured Shares and Deposits > $250K (item 17 less item K)
44,511,384
Total Interest Expense (Sum of items 6 8)
326,457
Share Certificates
350
Number of Accounts for Share Drafts
2,282
IRA KEOGH Accounts
274
Number of Accounts for Regular Shares
4,415
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,919,803
Total Liabilities
46,571,726
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Kemba Louisville Credit UnionIs Kemba Louisville Credit Union a safe place to deposit money?Yes, Kemba Louisville Credit Union is considered a safe financial institution. With a Texas Ratio of 2.7719618090679%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Kemba Louisville Credit Union operate?Kemba Louisville Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Kemba Louisville Credit Union?Yes, to access services at Kemba Louisville Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Kemba Louisville Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Kemba Louisville Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Kemba Louisville Credit Union offer online and mobile banking?Most modern institutions like Kemba Louisville Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://kembaky.org. Current Kemba Louisville Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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